Fast & Friendly Mortgage Advice in Hull
Appointments Available on Evenings and Weekends
Read our 611 Reviews
We love helping all our customers, especially the ones who really need Mortgage Advice in Hull - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01482 772986.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 01482 772986.
We love helping all our customers, especially the ones who really need Mortgage Advice in Hull - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.
Enquire Online4.98 Rating611 Reviews
Haply
I had Matt helping me with my mortgage. Everyone in the business replied to me very quickly, answered all my questions, made everything less stressful, and I got my mortgage approved v fast.
4 days ago
Lynn
Excellent service from Waynew Dewsbury, Luise Hepworth and the team. They found the best deal for me even after I had gone to the UK's largest organisation and they took care of me and my application every step of the way A++ service! Thank you!
1 week ago
Anonymous
Good service and lovely staff.
1 week ago
Sophie
Received an email from Hullmoneyman regarding our mortgage coming to the end of its current fixed rate. We made an appointment and got a new rate fixed and agreed 4 months earlier than expected. In the current climate this is great as we've got...
2 weeks ago
Lorna
Fabulous service, would definitely recommend as it just eases so much stress.
3 weeks ago
Anonymous
Helen was lovely and made me feel very at ease chatting about becoming a first time buyer and making an appointment. 5 star.
4 weeks ago
Josephine
Helen was super helpful and lovely to speak to on my initial call today, she was happy to answer any questions I had and set up an appointment for me that worked around my schedule. .
1 month ago
Samantha
As first time buyers, we needed a fair amount of assistance. Matt has been really helpful, transparent and attentive during the process. Highly recommend.
1 month ago
Nicola
Fantastic service! From my first phone call with Matt I felt at ease and confident that he could handle my remortgage with no problems. His knowledge and efficency are spot on and all went through so quickly, including protection insurance. Thanks...
1 month ago
Scott
Amazing service from start to finish. Friendly, informative and helpful team who have guided me through the stages with professionalism and ease. I would and will be definitely recommending Hullmoneyman to friends and family. Thank you.
1 month ago
Alexander
Absolutely fantastic service from start to finish credit to Anna / Matt hassle free
2 months ago
Richard
Hullmoneyman made sorting out our mortgage easy. Matthew and Daniel where brilliant with great communication, help and advice. We couldn't have asked for a more easy transaction. We would highly recommend this company. Many thanks
2 months ago
Andrew
Wayne and Anna helped find the best deal available and progressed my remortgage quickly. They went above and beyond to ensure all aspects of the mortgage were understood before progressing. Highly recommend their services!
2 months ago
Shane
Third time using Hullmoneyman cannot recommend them enough. great service.
2 months ago
Lee
I spoke with Helen who helped arrange the initial appointment with an advisor for me. She was very friendly and warm, helpful and attentive, and also extremely empathetic and understanding towards the stresses of the housing buying process. Great...
2 months ago
Nicholas
Fantastic service on sorting my mortgage out. A very quick service and kept informed at every stage. 👏 👍
2 months ago
Ann-Marie
Amazing service. You feel so valued.
2 months ago
Hannah
From my very initial phone call the team have been outstanding, they can’t do enough for you. Lee and Kerry have been amazing !! Nothings ever too much, prompt replies to any questions and made the process stress-free. 100% recommend. Thank...
2 months ago
Rachel
The Hullmoneyman team are friendly, efficient and communicate regularly with updates. I would recommend this company without hesitation.
3 months ago
Aaron
Got me out of a pinch when my bank reneged on my Decision in Principle. I was guided through the whole process with everything being explained simply and thoroughly, and they were and were always happy to answer any queries or questions....
3 months ago
- Mortgage Advice
- Why Us?
Fast & Friendly Mortgage Broker in Hull | Mortgage Advice in Hull
Welcome to Hullmoneyman.com, we are a local Mortgage Broker in Hull, providing you with expert Mortgage Advice in Hull. We are an open and honest Mortgage Advisor in Hull and Surrounding Areas. Feel free to take a look at our fantastic online reviews from customers who have loved our mortgage advice service.
Whether you are a First Time Buyer trying to find that perfect starting home or current home-owner thinking of Moving Home, we can help! You may be looking to Remortgage, interested in Buy to Let Mortgages, need Help to Buy/Right to Buy help or general Mortgage Advice in Hull. We will guide you all the way through the mortgage process, holding your hand every step of the way!
Mortgage Advice in Hull – We’re Open & Honest
Our dedicated mortgage advice team will find the best mortgage deal for you, based on your personal situation. We’ll search through thousands of mortgage deals for you, saving your time and your money to ensure you get the best deal. Don’t worry, you are in safe hands with us, we have gained valuable experience from working within the mortgage world for over 11 years. There isn’t usually a mortgage situation we haven’t come across before!
Mortgage Advice for New Purchases & Remortgage Advice in Hull
If you are new to the whole home buying process or haven’t moved in a while, you’ll hopefully find our service highly beneficial. Buying a new home isn’t always easy! We’ll support you through the whole process and be here to help overcome any hurdles that we face along the way.
For current homeowners looking to remortgage, we are able to search thousands of deals to find the best one for you. Sometimes, at remortgage time, our customers like to discuss capital raising options. Including, raising money for home improvements and paying off credit cards and loans etc. Providing expert mortgage advice in this specialist area, we’ll always be open and honest with your interests at heart.
We Are Here To Answer Your Mortgage Questions
A Mortgage Advisor in Hull is available to provide you with help and guidance with anything mortgage-related 7 days a week. Your Mortgage Broker Team will always be at the other end of the phone or email when you need to talk.
Mortgage Broker in Hull – Our Service
As an experienced local Mortgage Advisor in Hull, we pride ourselves on the quality of service we provide to our customers. We put our people at the heart of our business and always aim to exceed their expectations.
Are you a First Time Buyer or haven’t moved in a while?
Are you wanting to Remortgage to save money and/or capital raise/debt consolidation?
Thinking about Moving Home soon and wanting to know how much you can borrow?
Are you having problems with an existing application or having trouble getting an appointment with your bank?
Get in touch with your Mortgage Broker in Hull today and receive a free mortgage consultation.
Mortgage Advice in Hull for Complicated Situations
Having been a local Mortgage Broker in Hull for over 20 years, we have come across almost every single mortgage situation. We will consider all applications, no problem is too big for us! Don’t hesitate to call even if you believe that your situation is too complicated as it’s more than likely that we have faced that hurdle before and know exactly how to help you!
Maybe you are Self Employed, a company owner, a partner, a contractor or on a probation period with a new employer and are struggling to get a new mortgage arranged. This is where an experienced Mortgage Advisor in Hull will prove highly beneficial. Also, this will apply if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.
We have in-depth knowledge of lending criteria and experience providing expert advice to clients with all types of individual situations.
Getting Mortgage Advice from your Bank
Often, our customers approach their own bank before contacting us for Mortgage Advice in Hull. The most common reasons for the banks not being able to help are; not fitting criteria/tight affordability, can’t get an appointment, or simply can’t borrow enough.
If you are in one of these situations then it is important to speak to a Mortgage Broker in Hull, like us who would love to try and help you! The earlier you get advice from a broker, the better position you will be in when you decide it’s time to secure a mortgage deal.
Trusted Mortgage Broker in Hull
As an expert Mortgage Advisor in Hull, we are able to search thousands of both residential and Buy to Let mortgage deals on your behalf.
Ideally, you should speak to a Mortgage Broker like us prior to viewing houses with estate agents. We can give you an idea of your budget and have a mortgage agreement in principle document ready to support any offers you make.
Being prepared by receiving Mortgage Advice in Hull early in the home buying process will ensure you are in a great ‘mortgage ready’ position. This will potentially put you ahead of any other home movers, who haven’t been as organised when offering on your property.
Open & Honest Mortgage Advice in Hull by Hullmoneyman, 7 days a week
Mortgage advice in Hull – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Our free initial mortgage consultation will last roughly one hour. Lucky for you, as an experienced Mortgage Broker in Hull, we can turn around an Agreement in Principle within 24 hours. All we need is a quick phone call to gather the necessary information. A formal mortgage offer takes about three to four weeks on average.
If you’re an employee, you will usually have to supply three payslips and the latest P60 to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ tax calculations and correspondings overviews. You will also need to provide proof of ID (Driving license or Passport). Proof of Address (Utility bills, tax bills or credit card statements) and three months’ bank statement. You are proving the deposit built up with an explanation for any significant credits.
The good news is it may be possible to get a mortgage if you are self-employed in Hull. To qualify, you need to submit at least one years’ accounts. Doing so will help to increase the likelihood of obtaining a mortgage. Most lenders take a look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit. It all depends on the lender.
The good news is that you may find it a bit more challenging to obtain a mortgage despite having previous credit issues on your record. But it doesn’t mean it’s impossible, and you may still be able to get one! It just means that some Lenders may ask for a slightly higher deposit of around 10-15%.
Most high street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on your previous circumstances, e.g. if you’ve had any past credit issues.
The good news is it is possible to have two mortgages in Hull running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.
An Agreement in Principle typically lasts for 30-90 days. However, this timeframe is up to the Lender. If your Agreement in Principle expires, worry not; you can renew it by getting back in touch with your Mortgage Advisor in Hull.
As a Mortgage Broker in Hull, we recommend that you obtain an Agreement in Principle (AIP) as soon as you can, preferably before you start viewing properties. Having an Agreement in Principle in place when you are viewing houses could potentially allow you to negotiate prices.
Our mortgage process consists of multiple different steps. The first step is to get in touch, and one of our trusted mortgage advisors in Hull will carry out a Fact Find to get a bigger picture of your mortgage situation.
Secondly, you’ll undergo your free mortgage consultation, and your assigned dedicated Mortgage Advisor in Hull will begin searching for mortgage deals that match your circumstances. If they find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application.
Next, they will perform a credit check on you to obtain an agreement in principle. Some evidential documents will be required from you to help back up your mortgage application.
Lastly, they will submit your mortgage application and wait for a formal mortgage offer to be issued.
Your free initial mortgage consultation with your dedicated Mortgage Advisor in Hull will last around an hour. During this consultation, we will get to learn a bit more about your mortgage needs and what you are looking for. Once we know more about your personal and financial situation, we will start looking for mortgage deals that will match you perfectly.
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