Welcome to Hullmoneyman.com, our Mortgage Advice website, providing expert knowledge all about Mortgages. We are an Open & Honest Mortgage Broker in Hull & Surrounding Areas. Feel free to take a look at our fantastic online reviews from customers who have loved our service, Click here to go to our Reviews page.
Our dedicated mortgage advice team will find the best mortgage deal for you, based on your personal situation. We’ll search through thousands of mortgage deals for you, saving your time, your money to ensure you get the best deal. Don’t worry, you are in safe hands with us, we have a large variety of valuable experience within the mortgage world, there isn’t usually a situation we haven’t come across before!
We deal with first-time buyers who are looking for that perfect starting home to current homeowners looking to remortgage. We have lots of experience working with the self-employed, buy to let landlords and customers with low credit scores, if this is your situation, we would love to try and help. We have a large panel of mortgage lenders, including some specialist that will do their best to help you.
All Mortgage Situations Considered
Mortgage Advice for Complicated Situations & Mortgage Advisors from your Bank
If your situation is a little more complicated, then you’ll be in safe hands with us. At Hullmoneyman, we often come across complicated situations, so it is most likely that we have come across your situation before.
Below is a list of the most popular Mortgage Advice ‘hurdles’, we are usually come across but try our best to beat:
A mixture of income
The bank won’t lend enough
Non-standard property types, etc.
We usually find that some clients who contact us have already approached their own bank for mortgage advice.
Here are the most popular reasons for your banks not being able to help:
Not fitting their criteria
Not being able to get an appointment fast enough
Failing their affordability checks
Not being able to borrow enough
Being let down halfway through the process
If you are in one of these situations then it is important to speak to a Mortgage Broker in Hull, like us who would love to try and help you! The earlier you get Mortgage Advice, the better position you will be in when you decide it’s time to secure a mortgage deal.
More Common Mortgage Broker Hurdles
Feeling concerned about your credit history? Or you could’ve failed the credit score at your bank, don’t worry, we will try our best to get you through this process. We have access to a very large number of helpful mortgage lenders, some more specialist than others! Again, seeking Mortgage Advice early in the process helps here.
Maybe you are Self Employed, a Company Owner, a Partner, a Contractor or on a probation period with a new employer and are struggling to get a new mortgage arranged. A Mortgage Broker, like Hullmoneyman, will prove highly beneficial if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.
We have in-depth knowledge of lending criteria and experience providing Expert Mortgage Advice to clients with all types of individual situations.
We’re not tied to Estate Agents – We have your Interests at Heart!
With our company not being tied to a particular Estate Agent or Mortgage Lender, we work solely work for you making your experience more personalised.
Help and guidance are available 7 days a week, your Mortgage Broker Team will always be at the other end of the phone or email when you need to talk.
We offer full service to our customers, i.e. We can help you with the whole house buying/remortgage process;
Are you a first-time buyer or haven’t moved in a while and unsure what to do next?
Are you wanting to remortgage to save money and/or capital raise/debt consolidation?
Thinking about moving home soon and wanting to know how much you can borrow?
Are you having problems with an existing application or having trouble getting an appointment with your bank?
Been told you are unable to borrow enough or that you don’t fit lending criteria?
Have you got poor credit and wanting help getting a mortgage?
Being an Expert Mortgage Broker in Hull we can help!
We are able to search 1000’s of both residential and buy to let mortgage deals on your behalf.
Ideally, you should speak to an expert Mortgage Broker like us prior to viewing houses with Estate Agents. We can give you an idea of your budget and to have a Mortgage Agreement in Principle document ready to support any offers you make.
Being prepared by eceiving mortgage advice early in the home buying process will ensure you are in a great ‘mortgage ready’ position. This will potentially put you ahead of any other home movers, who haven’t been as organised when offering on your property.
Open & Honest Mortgage Advice in Hull by Hullmoneyman 7 days a week