Welcome to our Hullmoneyman.com, our mortgage advice website. We are an Open & Honest Mortgage Broker in Hull & Surrounding Areas. Please read our online reviews for genuine customer feedback, Click here to go to our Reviews page.
Our dedicated mortgage advice team will find the best mortgage deal for you, based on your personal situation. We’ll search 1000’s of mortgage deals for you, saving your time and money. Rest assured, we are very experienced in this field so there is never usually a mortgage situation that we haven’t come across before!
Whether you are buying for the first time, moving home or looking to remortgage to save money, we can help. We’re also very experienced working with the self-employed, buy to let landlords and customers with low credit scores. We have a large panel of mortgage lenders, including some specialist that can usually help.
All Mortgage Situations Considered
Mortgage Advice for Complicated Situations & Mortgage Advisors from your Bank
If your situation is more complicated and you require more specialist mortgage advice, then you’ll be in safe hands with us. There is very rarely a situation we haven’t come across before.
Often, the main hurdles when it comes to getting a mortgage with a bank are: employment status, your credit score, divorce, a mixture of income, the bank won’t lend enough, child care costs, non-standard property types, etc.
We usually find that some clients who contact us have already approached their own bank for mortgage advice. The main reasons for your bank not being able to help are; not fitting their criteria, not being able to get an appointment fast enough, failing affordability and/or not being able to borrow enough.
If you are in this situation then it is important to speak to a Mortgage Broker in Hull, like us who may be able to help! Seeking Mortgage Advice early in the process will mean you’ll be in a good ‘mortgage ready’ position and you’ll be able to secure a sale.
More Common Mortgage Broker Hurdles
If you are concerned about your credit history or have failed the credit score at your bank then we may be able to help. We have access to a very large number of mortgage lenders, some more specialist than others! Again, seeking Mortgage Advice early in the process helps here.
Maybe you are Self Employed, a Company Owner, a Partner, a Contractor or on a probation period with a new employer and are struggling to get a new mortgage arranged.
A Mortgage Broker will prove highly beneficial if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.
We have in-depth knowledge of lending criteria and experience providing Mortgage Advice to clients with all types of individual situations. – Why not give us a try?
We’re not tied to Estate Agents – We have your Interests at Heart!
With our company not being tied to a particular Estate Agent or Mortgage Lender, we work solely for you.
Help and guidance are available 7 days a week, your Mortgage Broker Team will always be at the other end of the phone or email when you need to talk.
We offer full service to our customers, i.e. We can help you with the whole house buying/remortgage process;
Are you a first-time buyer or haven’t moved in a while and unsure what to do next?
Are you wanting to remortgage to save money and/or capital raise/debt consolidation?
Thinking about moving home soon and wanting to know how much you can borrow?
Are you having problems with an existing application or having trouble getting an appointment with your bank?
Been told you are unable to borrow enough or that you don’t fit lending criteria?
Have you got poor credit and wanting help getting a mortgage?
Being an Expert Mortgage Broker in Hull we can help!
We are able to search 1000’s of both residential and buy to let mortgage deals on your behalf.
Ideally, you should speak to a Mortgage Broker like us prior to viewing houses with Estate Agents. We can give you an idea of your budget and to have a Mortgage Agreement in Principle document ready to support any offers you make.