Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
We specialise in offering comprehensive mortgage services for individuals aged 60 and above. The following are the key services we provide:
If you need help with getting a mortgage over 60 in Hull, book your free initial mortgage appointment with one of our experienced later life mortgage advisors in Hull. Don’t hesitate to explore your options and secure the right mortgage solution for your unique situation.
For individuals over 60 in Hull, there are six mortgage products to consider:
As part of our free, no-obligation consultation, our team will listen to your objectives to recommend expert mortgage advice in Hull for the best solution, potentially saving you a lot of money and time.
If you are trying to get a mortgage over 60 in Hull, it is crucial to get help. Speaking with a mortgage advisor in Hull can open you up to a variety of mortgage options, including options that you didn’t think you could access.
As a trusted mortgage broker in Hull, our team can evaluate all the mortgage options available to you. We do this by carrying out an assessment on your current personal and financial situation whilst looking at what you are trying to achieve.
It is important that you get advice because equity release should be a last resort for mortgage lending for those over 60, as there are many more affordable products out there.
We are happy to address any inquiries you may have regarding your mortgage choices for those over 60. Our team can also discuss your life insurance needs for those over 60 if needed.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.
You should always think carefully before securing a loan against your property.
A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.
Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.
We have been able to help many individuals over 60 get a mortgage on a new property in Hull. Depending on your own specific needs and mortgage goals, there are a variety of solutions designed for those aged 60 and above.
If you have full ownership of your property or are looking to refinance your current mortgage, it is best to speak with a mortgage advisor in Hull. They will be able to analyse your financial capabilities and sources of income, including pensions, self employment, employment, or investment revenue.
During your free, no-obligation consultation, your mortgage advisor in Hull will evaluate your circumstances and advise the most appropriate path forward.
Based on our experience, clients over 60 often consider moving home for reasons such as downsizing to a smaller or upgrading to a larger home, desire to live closer to family, seeking a more appropriate property like a bungalow or one with disabled access or to tap into the equity in their property for something.
Clients aged over 60 who are considering a remortgage in Hull can either encounter a straightforward or complex case. Your earnings, expenses, and the loan amount you wish to secure play a huge part in your remortgage process.
Here are some of the reasons our clients aged 60+ choose to remortgage:
Should a remortgage over 60 in Hull not be a viable option for you, our team will investigate alternative retirement mortgage options and advise you on the most appropriate course of action.
If you have owned a home for a long time and have built up equity, regardless of whether you still have a mortgage or not, the chances are that you can access the tax-free equity from your home.
People who are over 60 often opt to unlock equity for a variety of reasons, including:
Selecting the right mortgage product for you is dependent on your unique circumstances, earnings, and what you plan to do with your property. If you are 60 in Hull and are thinking about equity release, we are here to answer all your questions and offer a tailored recommendation.
Choosing a remortgage specifically designed for home improvements can be an effective method to fund the enhancement of your property. If you have been a homeowner for a considerable amount of time, you may have access to substantial equity that can be used to improve your living space.
Clients aged over 60 in Hull frequently opt to remortgage for home improvements to take on projects such as building extensions, adding new bedrooms or living areas, remodeling kitchens or bathrooms, improving accessibility with features for disabled access, installing new windows and doors or carrying out loft or cellar conversion.
Our selection of mortgages for clients aged 60 in Hull is crafted to assist with these improvements. If it fits your budget, borrowing against your property through a remortgage can often offer a lower interest rate compared to a personal loan.
Additionally, completing these renovations can potentially increase the long-term value of your property.
If you are over the age of 60 in Hull and pondering the choice to consolidate your debts into a sole monthly mortgage instalment, obtaining professional mortgage counsel is crucial.
This mortgage option could alleviate some of the financial burdens that come with having lots of different credit commitments. Having everything centralised can also make your payments more manageable.
We often see clients who opt for a debt consolidation remortgage because of wanting to: liquidate credit card debts, pay back personal credits, eliminate store card balances, and remitting vehicle loans.
Our committed mortgage advisors in Hull will evaluate your distinct circumstances and the financial burdens of your debts, proffering counsel that is congruent with your individual goals.
Our Customers Love Us
4.98 Rating798 Reviews
Julie
Malcolm and his team produced excellent service and great advice. They kept us up to date with my mortgage application and all legal details. I would recommend Hull money man to anyone who will give you 100% satisfaction. Julie and John
2 days ago
Darren
A fantastic, honest, service. Very happy with the advice and guidance given by Leo and Louise, both approachable, knowledgeable, and transparent throughout the process. I would highly recommended Hullmoneyman for anyone looking for professional...
1 week ago
Ben
Outstanding service , would definitely recommend, always there to help.
2 weeks ago
Mark
5***** Very helpful went through all my options I would definitely recommend hullmoneyman to anyone & a special thank you to Daniel for all is help.
2 weeks ago
Maxine
Brilliant people, usually applying for a mortgage is very daunting but these guys, especially Warren and Debbie completely put us at ease and got us our mortgage for our happy place. Would highly recommend to everyone. Thank you so much.
2 weeks ago
David
Matt was brilliant for us, he got us the most suitable deal we could get, always available when required and full of knowledge answering any questions we needed. Debbie was equally brilliant, both lovely to talk to and available to help when they...
2 weeks ago
Victor
I can't thank Chris and Jo at Hullmoneyman enough for all their help with securing my mortgage. They were incredibly supportive throughout the entire process, always available to answer my questions and explain everything clearly. They worked hard...
1 month ago
Mr Stephen
This is second occasion I have used Hullmoneyman for mortgage purposes and as the last time the process was seemless. Always keep you up to date with whats happening and questions answered very quickly. Many thanks.
1 month ago
Richard
Found exactly what I wanted. Brilliant
1 month ago
Richard
Great communication, very professional all at the right price Thank you Stacey and Chris
1 month ago
Harriet
Super friendly and informative, always available to help and happy to do so, work with you to help you understand it all and are very quick to reply to emails and calls.
2 months ago
Rebecca
Highly recommend Hullmoneyman, they make the mortgage process easy and stress free. They keep you fully informed throughout and are always on hand for any queries you may have.
2 months ago
Caroline
We have always used Hullmoneyman for our mortgage. They always offer advice based on your circumstances and find the most suitable deal, taking away the hassle of trying to do it myself. I would definitely recommend them if you're looking for...
2 months ago
Calum
Hullmoneyman have been incredibly helpful througout the whole mortgage process. Leo and Mike were both really friendly and easy to work with, and made everything really simple to understand. It took all the stress out of finding a mortgage, and...
2 months ago
Christine
Very helpful went out of there way to find me a suitable product for my circumstances and when things went slightly wrong where there to help
2 months ago
Joe
Can't recommend Jason @ Hullmoneyman enough, fast responses and helped us every step of the way. Great service! 5/5
2 months ago
Oliver
Good service, knowledgeable and worked to find the most suitable deal.
2 months ago
Christian
Polite and professional service I’m very happy so far
2 months ago
Amber-Rose
Incredibly friendly and helpful. Helped with our initial mortgage and 2 renewals since. Will definitely be a returning customer. Makes the minefield of mortgages a breeze!
2 months ago
Christian
Fast and efficient service I found the staff very helpful I would definitely deal with this company again with no hesitation
2 months ago
When scheduling a free initial mortgage appointment with our later life mortgage advisors in Hull, we can have an in-depth discussion about your over 60 mortgage options.
While releasing equity and obtaining lifetime mortgages are still viable options, we view them as solutions of last resort. We believe that there may be a more appropriate alternative that is tailored to your unique situation.
We highly recommend that you include your family members or other individuals you trust in our conversations regarding the importance of getting a mortgage over 60.
Should it be assessed that equity release is either appropriate or inappropriate for your requirements, our experienced later life mortgage specialists in Hull will guide you towards the relevant services that can aid you in developing your strategies.
Every customer can benefit from a free initial mortgage appointment in Hull by either choosing a date and time online or giving us a call.
We make ourselves available 7 days a week so that you can get in touch at a time that suits you!
Getting a mortgage over 60 in Hull can be difficult in cases where you don’t know what you qualify for. Our job is to take care of this for you and find you a tailored mortgage product for your specific circumstances.
We are able to search 1000s of mortgages on your behalf via our panel of lenders. Solutions can include high street and specialist deals that include competitive rates of interest.
Your committed mortgage advisor in Hull will offer support during the entire process, ensuring that you feel comfortable and secure at all times.
We have been doing this for over 20 years now, we know what we are doing!
Working 7 days a week allows us to help you on weekdays, weekends and even some bank holidays.
Use our online booking system to pick a date and time that works around your schedule.
No, it is not too late to purchase a house if you are over 60 years old in Hull. Many individuals make a home purchase over 60, mostly this is to be closer to family members or to downsize to a smaller property.
It’s important to consider your personal financial situation and goals before making any decisions, but age alone is not a determining factor in whether you can purchase a home.
Speaking to a mortgage broker in Hull is essential and could save you a lot of money in the long term. We have access to 1000s of specialist deals for the over 60s, let us help you find a tailored solution.
We don’t have just one option, we offer a comprehensive selection of mortgage solutions for individuals aged 18 to 100 and beyond. Your mortgage advisor in Hull will suggest the most suitable product for you, taking into consideration your age, income, and goals.
There is a variety of mortgages to choose from, with options for both fixed and variable interest rates.
Certainly, obtaining a retirement mortgage in Hull is possible.
The specific mortgage option your mortgage advisor in Hull suggests will hinge on a variety of considerations. Factors like your ability to manage monthly payments, the desired borrowing amount, and your retirement income will be considered.
Certainly, this is a commonly sought-after service by our older clients who wish to become free of debt upon retirement.
Debt consolidation in Hull involves consolidating unsecured debt and securing it on your property, therefore, there is a risk of losing your home. This is why it is best to seek mortgage advice in Hull before taking out a debt consolidation mortgage.
Our team will advise you on the most suitable mortgage type for your needs and discuss all associated risks with you, ensuring you are fully informed of any potential consequences, including the risk of repossession.
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Hullmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Hullmoneyman 2025.
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Hullmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Hullmoneyman 2025.
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