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Securing a mortgage with a poor credit score may seem like an impossible task, but rest assured, many individuals face this situation and some are able to overcome it. As a mortgage broker in Hull, we specialise in helping buyers in complicated situations, including those with bad credit.
We offer solutions for various scenarios, such as purchasing a property with bad credit or exploring remortgage options. We also cater to more complex situations, including mortgage options for individuals over the age of 60 and self employed individuals with bad credit.
Our extensive network includes both high street and niche lenders, providing access to a wide range of bad credit mortgage deals. Each lender has specific criteria tailored to help those with bad credit secure a mortgage. We cater to both employed and self-employed individuals, offering a variety of options to suit their needs.
We find that a lot of our customers have attempted to secure a mortgage through various means such as their bank, estate agent, price comparison website before reaching out to us for assistance. Applying for different mortgage products on your own without any help and being declined can severely harm you credit score. This is why we recommend that you reach out to our team before you commit to anything.
Securing a mortgage with poor credit is a complex process and it cannot be solved by simply finding the lowest interest rate and applying for it. An experienced mortgage broker in Hull like us possesses extensive knowledge of lending criteria and strives to find the right lender for you on the first try, without causing any harm to your credit score.
If you do not have an updated copy of your credit report, we can point you in the right direction to help you get one right away.
Our team of experienced bad credit mortgage advisors will take the time to understand your specific needs and gather information about your bad credit history. This includes details such as when it was recorded, the nature of the credit issue, whether it has been resolved, and the amount involved. With this knowledge, we can provide personalised recommendations for the most suitable course of action.
Examples of bad credit situations may include CCJs (county court judgments), DMPs (debt management plans), defaults, missed or late payments, IVAs (individual voluntary agreements), or even bankruptcy. These can all impact your credit score and make it challenging to secure a new mortgage.
If you are in the process of looking for a new mortgage and are worried about your credit score, our mortgage advisors in Hull are here to help. Contact us today to learn more about your options for obtaining a mortgage with bad credit.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.98 Rating813 Reviews
Michael
Helpful, polite and friendly team, good communication and advice we can trust - thank you!
1 week ago
Joe
Made the process of applying for a mortgage very relaxed. It was reassuring knowing I had a line of contact that suited me that kept me updated and informed.
1 week ago
Anonymous
Jason Loft has been excellent with us and as first time buyers he has answered every single question we have thrown at him and put us at ease, we always received very quick responses from him and we have been really happy with our experience dealing...
2 weeks ago
Cameron
As a first time buyer, I had lots of questions and uncertainties, but Hullmoneyman were incredibly helpful throughout the entire process. They took the time to explain everything clearly, kept me informed at every stage, and always made sure I had...
1 month ago
Mohammed
Jonathan & Wayne are highly knowledgeable, as well as being kind & patient. The pair helped us to transfer an existing mortgage onto a lifetime mortgage with a different lender. Their patience, care & expertise meant the process was easy to...
1 month ago
IAN
Excellent and seamless service thank you
1 month ago
Scott
We have been working with Hullmoneyman for more than 10yrs in managing both our residential and BTL product needs. Always available, professional and courteous whilst discussing and finalising the best products for us. We do not hesitate to...
2 months ago
Mrs Magdalena
I love that I don’t have to stress about my mortgage—when it ends, finding new deals, or keeping track of everything. UK Moneyman takes care of it all, finding the best options and recommending what suits me best. It saves me time, energy, and...
2 months ago
Kathleen
from start to finish money man where there beside me every step of the way … they went above and beyond my expectations. helping with advice and signposting me to the correct places nothing was too much trouble and i wouldn’t have my mortgage...
2 months ago
Alan
Excellent throughout my remortgage, always very helpful with any questions asked!
2 months ago
Sylwester
I had a great experience working with my mortgage broker. They were knowledgeable, efficient, and made the whole process smooth from start to finish. They explained everything clearly, found me a competitive rate, and handled all the paperwork with...
3 months ago
Amber
Conor has done amazing! Helping with every issue we may have faced! Couldn’t have done it with him!
3 months ago
Sarah
I had excellent service and advice from my mortgage advisor Dinah. Thank you Dinah. Sarah
3 months ago
Stephen
I personally did not deal with them this time but wafe said great and kept her up to date all the time
3 months ago
Sarah
Everything has been very well executed from beginning to end has been an excellent service thank you Dinah and also Lizzie.
3 months ago
Julie
Malcolm and his team produced excellent service and great advice. They kept us up to date with my mortgage application and all legal details. I would recommend Hull money man to anyone who will give you 100% satisfaction. Julie and John
3 months ago
Darren
A fantastic, honest, service. Very happy with the advice and guidance given by Leo and Louise, both approachable, knowledgeable, and transparent throughout the process. I would highly recommended Hullmoneyman for anyone looking for professional...
4 months ago
Ben
Outstanding service , would definitely recommend, always there to help.
4 months ago
Mark
5***** Very helpful went through all my options I would definitely recommend hullmoneyman to anyone & a special thank you to Daniel for all is help.
4 months ago
Maxine
Brilliant people, usually applying for a mortgage is very daunting but these guys, especially Warren and Debbie completely put us at ease and got us our mortgage for our happy place. Would highly recommend to everyone. Thank you so much.
4 months ago
During your free initial mortgage consultation with a mortgage advisor in Hull, it will be necessary for you to disclose details about your bad credit situation, earnings and expenditures in order to assess your financial capacity.
We have many different specialist mortgage lenders on panel, we are dedicated to searching through 1000s of deals in order to discover the optimal solution for you.
If you are happy with the mortgage product we have found you, we can begin preparing your mortgage application. Remember that this deal will be the best available to you in your current financial situation.
Once we have all of your documents ready, we can send off your mortgage application to the mortgage lender. We will be in touch as soon as we receive any updates.
Our mortgage advisors in Hull prioritise transparency and always have your best interests in mind. We provide a free initial mortgage appointment to every customer that can easily be scheduled online at your convenience.
Reach out for bad credit mortgage advice in Hull today.
With our extensive panel of specialist lenders, we have the capability to look through numerous mortgage options in order to discover the perfect fit for your needs.
Our goal is to find a tailor-made mortgage product that compensates for your unique situation.
If you are seeking mortgage guidance in Hull, you have landed at the perfect destination. Our team is dedicated to helping you throughout the entire process.
Our mortgage advisors in Hull possess over two decades of expertise in the field, making them well-equipped to guide you seamlessly through your mortgage journey.
Our team is dedicated to helping you find the perfect mortgage product that fits your unique needs and financial situation, 7 days a week!
Whether it’s morning, evening, or weekend, you can schedule a free initial mortgage appointment with us. So don’t hesitate to reach out for all your mortgage advice needs.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Hullmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Hullmoneyman 2009–2026
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Hullmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Hullmoneyman 2009–2026
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