Mortgage Advice in Hull for First Time Buyers
Over the years, our team have helped a large amount of First Time Buyers take their initials steps onto the property ladder, utilising our in-depth mortgage experience in providing high quality, expert mortgage advice in Hull & surrounding areas.
Here at Hullmoneyman – Mortgage Broker, we regularly encounter various scenarios when speaking to First Time Buyers in Hull. Below we have put together a list of just a few of these;
How much can I borrow?
We often find when we make contact with a First Time Buyer who is maybe only just starting out in the process, that the chances are they will want to find out the maximum amount they could borrow for a mortgage.
The mortgage calculators that we have located on our website might be able to help give you a good indication of this, though please note that this is only a rough estimate and can’t factor in your situation, so may not be exactly right. To get a number that’s maybe more accurate, we recommend speaking to a Mortgage Advisor in Hull.
Ready to Make an Offer
Another reason why entrusting the services of a Mortgage Broker in Hull like ourselves may serve you well, is that you are able to benefit from the support and guidance of our mortgage advisors when you reach the point of wanting to make an offer on a property you like.
Our trusted team of mortgage experts are able to obtain your mortgage agreement in principle on your behalf, generally done within 24 hours of your initial appointment, which can be a great tool to use with your offer, increasing your chance of being accepted.
You’ve Had an Offer Accepted
Before you start with making any offers, we would always recommend that you speak with a Mortgage Advisor in Hull first. As soon as you get your offer accepted on the home you had your heart set on, then we can get your mortgage process underway.
Getting in touch with a Mortgage Advisor in Hull is something we would definitely suggest you look at, because we will be able to have a look and see if you are eligible for a mortgage, following on with obtaining your AIP for you so that your offers can be backed up.
Need an Agreement in Principle (AIP)
Our team, in most cases, are able to get you a mortgage agreement in principle arranged within 24 hours of your mortgage appointment. As touched upon before, it is always better to have an AIP on hand for making any offers. This shows the seller that you are ready and able to go forward with the process.
Declined By Your Bank or Building Society
We find that a large portion of those who are looking for Mortgage Advice in Hull have previously approached a bank, but have been declined for a mortgage. There are many reasons why the bank may decline your mortgage application; We are here to help with this.
As an open & honest mortgage broker in Hull, we are able to help you find the best route based on your personal and financial state of affairs. Further to this, we also have access to a vast panel of mortgage lenders, with a portion of these offering specialist products.
We are here to provide mortgage advice 7 days a week, always on hand to answer your mortgage questions, especially for First Time Buyers in Hull. We can’t wait to help you out with your mortgage journey!
Get in touch with us and book yourself in for a free mortgage appointment.
Why choose us to help you buy your first home in Hull?
Our trusted team of experienced Mortgage Advisors in Hull have a lot of in-depth knowledge from helping a great many first time buyers find their footing on the property ladder, kickstarting their mortgage journey.
Our dedicated Mortgage Advisors work every day of the week, from early on until late at night, meaning they are able to work around you and be free to contact at your own personal convenience.
We offer all of our customers a free mortgage appointment that will take place either via the telephone or through a Microsoft Teams video call.
You may think that your situation is perhaps too complex, but utilising our over 2 decades of mortgage advising experience, we are able to take on a wide range of mortgage situations. It is highly likely that we will have come across a situation like yours before.
We know that the process of getting a mortgage isn’t always easy which is why we are here to answer any question you may have. Our hard work is exclusively for you, our loyal customer, and we do everything we can to provide you with a personalised and stress-free service.
Our advisors are able to take a look through 1000’s of mortgage deals. As a First Time Buyer in Hull, you want to know you’re on the best deal for your situation and that’s exactly what we aim to achieve for you. It’s not just about finding the right mortgage, we’re here to support you through every step of your journey.
We will work hard to try and ensure your mortgage experience is as stress-free as possible. Your dedicated case handler will keep you informed all throughout the process.
Get in touch and we’ll get you booked in for your free mortgage appointment with one of our incredible advisors today.