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Remortgage Advice in Hull

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Remortgage Advisor in Hull

Welcome to our Remortgage Advice page at Hullmoneyman. Whether you are looking to Remortgage to save money or to raise capital for one reason or another, then we are here to help.

 

An amazing Remortgage Advisor in Hull at Hullmoneyman will search through thousands of Remortgage deals for you, trying to find the perfect deal that is best suited to your situation.

Trusted Mortgage Broker in Hull

Remortgaging is when you pay off an existing mortgage on a property you already own by acquiring a new mortgage. Remortgaging can be a great way to improve your financial situation by giving you the option to consolidate any short-term debts.

 

This process can sometimes be complicated and require expert advice from a Mortgage Broker in Hull, like us. We’re open & honest with you, we will guide you all the way through the Remortgage process making it run smoothly, just the way it should go.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Common Remortgage Scenarios

As an experienced Mortgage Broker in Hull, we have come across most remortgage situations, do these apply to you:

 

  • Are you wanting a more competitive mortgage deal?
  • Are you wanting to raise money when you remortgage as well as securing a new deal?
  • Have your personal circumstances changed since you last took out a mortgage?
  • Have you been turned away by your existing lender for one reason or another? i.e. criteria, credit score
  • Stuck on your existing lenders’ standard variable rate and have been told you can’t afford a cheaper mortgage deal?
  • Adding or removing a name from your current mortgage?
  • Remortgage your existing property on to a buy to let?
  • Have you got an unusual situation and are wanting to discuss your remortgage options?

 

Remortgaging to Fix your Rate?

Where suitable, many of our customers are choosing to fix their mortgage deals at market leading rates for 2, 3, or 5 years to protect them against future rises. This is because at the moment interest rates at a very low level, so buyers are taking this opportunity wisely and investing sooner rather than later.

 

Contact us today to book your free remortgage consultation in Hull & see how we can help you.

Why Speak to a Mortgage Advisor in Hull?

With the new mortgage market review regulations make it much more difficult for existing customers who are looking to remortgage without the help of a Mortgage Broker in Hull.

 

With the help of an expert Mortgage Advisor in Hull, your remortgaging process will be much easier. We search through thousands of remortgage deals on your behalf and then recommend the best-suited one to match your personal situation.

 

Fast & Friendly Remortgage Advice in Hull?

You may be looking for a simple and fast Remortgage process, want to get organised for your existing deal expiring or even have problems with your current remortgage application. Whatever your mortgage situation, we will do our absolute best to get through whatever faces us.

 

When you remortgage you will not usually be stuck in a property chain. This is because you already own your house the legal work, which will make everything much simpler and allow us to get through the process much quicker than a standard mortgage application.

 

We love helping you out and delivering excellent service that you will never forget. Feel free to take a look at our Amazing Customer Reviews here or you can read about our Customer Service and how much it means to us.

Are you Looking to Remortgage in Hull?

As an experienced Mortgage Broker in Hull holding years of valuable knowledge within a local mortgage environment, we aim to deliver that excellent service with every customer.

 

Along with the help of an expert Mortgage Advisor in Hull, you could walk away with a stunning remortgage deal. Getting Mortgage Advice in Hull could potentially save you money further down the line; even if you deal is only saving you a little extra each month, it all adds up!

 

As your Mortgage Advisor in Hull, we are here to help you. Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

Your chances of saving money go up if you are on your lenders SVR (Standard Variable Rate of Interest). We will compare the new products available against your current mortgage deal, in order to work out these savings for you. If you have equity in your property in Hull, a remortgage would also allow you to release some of this money if required. Usually, this is used for things like home improvements.

You can remortgage and increase the size of your mortgage to pay off any unsecured debts you may have. Please do not rush into this though as there are some downsides. We recommend that customers always seek Mortgage Advice in Hull before consolidating debts!

Your initial free remortgage consultation in Hull will last around 1 hour. We will then compare a new deal vs your current product and recommend the most appropriate one, with no obligation to you. You can then decide whether you wish to go ahead with the mortgage, or take a step back.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Remortgage Advisor in Hull will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

As your Mortgage Broker in Hull, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an agreement in principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

There may be a chance to obtain a second mortgage on your home for things like debt consolidation or Home Improvements. There may also be a possibility for you to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

If you have had credit problems you can still get a mortgage in Hull, however, you may be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed applicants. You will also need to produce proof of ID, address and 3 months’ bank statements.

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We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Hullmoneyman

Hullmoneyman, 2 Littelfair Road, Hull, HU9 5LP.

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