The Right to Buy Scheme is a UK government initiative that enables eligible council home renters across England, including those in Hull, to buy their current home from the council at a discounted price.
The amount of discount you receive depends on the duration of your tenancy in the property, as well as where you live.
To be eligible for Right to Buy in Hull, you must have lived in the property as a renter for at least three years, which can be cumulative, not necessarily consecutive, from either a council or housing association.
When purchasing your home through the Right to Buy Scheme, the property will be valued at its full market price, and the government discount will be applied to your purchase, allowing you to buy your home at a reduced cost.
By speaking to a mortgage advice in Hull, they can help check if you are eligible for the scheme. Alternately, to keep yourself updated with the rules and regulations, you can also check out the government Own Your Home website.
In many cases, due to the substantial discount applied to the purchase price for council home renters, a deposit may not always be required. There are instances where a deposit might be necessary, although this is less common.
The amount of discount offered through the Right to Buy Scheme depends on various factors, including where you live, the duration of your tenancy in the public sector, the type of property you intend to buy, and the property’s valuation.
If you have previously utilised the Right to Buy Scheme, the discount you receive may be slightly lower. For those seeking to finance home improvements, there may be additional options available to explore.
We are committed to helping you find the most suitable solution for your specific circumstances and objectives.
To access the scheme, the first step is to check your eligibility and request an application form from your local housing authority.
Once you submit the application, they will inform you of the property purchase price and the discount you qualify for, with a limited time to accept the offer.
Throughout your mortgage journey and beyond, we are here to support you. Our expert advice extends to helping you with solicitors and property surveys when needed.
As a trusted mortgage broker in Hull, during your free initial mortgage appointment, our advisors will assist you in determining your mortgage budget and finding the most suitable deal available.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Jasmin Devine-Runkee
We had a fantastic experience with Hullmoneyman. From start to finish, we were guided with clear, informative, and accurate advice. There was no unnecessary hassle, and Conor and Jo kept us regularly updated throughout the process, ensuring we always knew what was happening and were quick to respond to any of our questions - even daft ones! They made what can be a stressful process of arranging mortgage and life insurance, feel straightforward, informative, and stress-free. At times I’d say it was even entertaining! They saved us a significant amount of time and money. We are very happy with the service we received and have already recommended Conor & Jo to our friends and family.
22 Aug 2026
Lucy Shakespeare
Would highly recommend, we had Jason and Joe and it could have not gone any smoother than it did, really happy with the service. They really go above and beyond and got us the best mortgage rate than other mortgage brokers couldn’t!
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Michael Edwards
Excellent service, really helpful and great to deal with.
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Kevin Brooker
Fantastic service! Been dealing with Leo and Stacey and it's been a great service provided by very knowledgeable people, with a fantastic end result!
2 Aug 2026
Harry Foster
These guys have been amazing from start to finish. I spoke to a mortgage broker prior to using them and the previous one wasn't particularly helpful and seemed disinterested. From the very first meeting with my assigned broker (Richard) I was given every necessary detail and talked through every step. They even help with insurance policies. Not to mention they helped me get a much bigger mortgage than I had previously thought possible. Hullmoneyman was recommended to me by a colleague and I would personally recommend them to anyone who is looking to seek mortgage advice or any other services they offer.
16 Jul 2026
Clips of flips
Would really recommend this company. We have used them for quite a few years and always relied on them to find the best deals and have found them to be helpful and professional.
2 Jul 2026
Thomas Frost
After getting let down by another company I'd thought I'd give these a go. Ami and Stacey were amazing and within a few weeks had an approved mortgage offer in place for me
18 Jun 2026
courtney alderson
Highly recommend Moneyman. Had the best experience with Jade and Joe. As myself and my partner are first time buyers we went into the mortgage appointment completely blind. Jade has been there to support us throughout the whole process and ease all of our worries. Joe has been consistently updating us with any progress and they are both very helpful and easy to chat to. Thank you so much for making this experience so easy and calm for us. Will recommend to anyone who is looking for a mortgage appointment☺️
17 Jun 2026
Sam Hesford
Tom, Jo and the team at MoneyMan were amazing. I felt supported, clear on what was happening and stress free at every step. It's worth paying a professional to get you a good deal and take some of the time and effort out of, what is already, a very time consuming and stressful process (buying a house)!
15 Jun 2026
Joe Broadley
Chris Wardill and Jo Parnell have been heroic, made my first time buying a lot more simple and a comfortable experience would highly recommend!
15 Jun 2026

Having a conversation with a professional mortgage advisor in Hull is essential to discuss your mortgage scenario.

With a wide selection of lenders offering specialised products designed specifically for those utilising the right to buy scheme.

Our committed mortgage advisor in Hull will handle the submission of your mortgage application and organise any additional documentation required by the lender.

Alongside finding the most suitable mortgage deal, we are good at assisting those looking for insurance coverage to protect you and your loved ones financially.
The Right to Buy process may involve some hurdles, but rest assured, we’ll guide you through it with transparency and a focus on reducing your stress.
Our commitment to excellent service is evident in the glowing reviews from our genuine customers. We take pride in our mortgage advice in Hull and the satisfaction of our valued clients.
Our experienced mortgage advisors in Hull have access to thousands of mortgage deals, enabling us to find the most suitable one tailored to your specific needs.
We can also help you in arranging conveyancing solicitors and offer advice on suitable surveys. If you require any other services, simply let us know, and we’ll do our best to help.
As a highly reputable and honest mortgage broker in Hull, we are committed to providing top-quality and expert mortgage advice to help our customers achieve their mortgage goals, including those interested in the government’s Right to Buy Scheme in Hull.
Your designated mortgage advisor in Hull will be there to support you from the moment you reach out to us until your mortgage process is complete. We are always available to answer any questions you may have throughout the mortgage journey.
Our dedicated team is available to provide mortgage advice in Hull every day of the week, including weekends, ensuring we can accommodate your busy schedule.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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