Remortgage Calculator FAQs

Is the remortgage calculator accurate?

Our remortgage calculator provides an estimated figure based on the details you input, such as your remaining mortgage balance, property value, and desired terms.

While it’s a helpful starting point to understand your potential savings or new repayment options, speaking with a mortgage advisor will give you a more precise and personalised assessment.

Factors like your credit score, income, and financial goals are better addressed through tailored advice.

When should I remortgage?

Remortgaging is often a good idea when your current fixed-rate deal is nearing its end, as this can help you avoid switching to your lender’s typically higher standard variable rate.

It’s worth noting that many lenders allow you to secure a new deal up to 6 months in advance, meaning you can plan ahead and ensure a smooth transition.

You might also consider remortgaging to secure a better rate, release equity or consolidate debt.

Speaking with a mortgage advisor can help you determine the best time to remortgage based on your individual circumstances.

How long does the remortgage process take?

The remortgage process typically takes between four to eight weeks, depending on factors like the complexity of your application and the efficiency of the lender and solicitor.

Straightforward cases can sometimes be completed more quickly.

Starting the process early, such as 6 month prior to your deal ending, ensures you have enough time to secure a new deal and avoid delays.

Use the remortgage calculator above to get your journey started today!

Can remortgage with bad credit?

Remortgaging with bad credit is possible, but it may require additional consideration from lenders.

While some may offer limited options, others specialise in helping customers with adverse credit.

A larger amount of equity in your property or a stable income can improve your chances.

A mortgage broker like us can guide you through your options, finding lenders who may be willing to work with your circumstances.

Should I use a mortgage broker?

Using a mortgage broker like us when remortgaging can be highly beneficial. A broker has access to a wide range of deals, including those not available directly from lenders.

We can save you time, help you find a competitive rate, and provide expert advice tailored to your needs.

Whether you’re looking to save money, release equity, or remortgage with bad credit, we can make the process smoother and less stressful.

Our Customers Love Us

4.98 Rating798 Reviews

Julie

Malcolm and his team produced excellent service and great advice. They kept us up to date with my mortgage application and all legal details. I would recommend Hull money man to anyone who will give you 100% satisfaction. Julie and John

2 days ago

Darren

A fantastic, honest, service. Very happy with the advice and guidance given by Leo and Louise, both approachable, knowledgeable, and transparent throughout the process. I would highly recommended Hullmoneyman for anyone looking for professional...

1 week ago

Ben

Outstanding service , would definitely recommend, always there to help.

2 weeks ago

Mark

5***** Very helpful went through all my options I would definitely recommend hullmoneyman to anyone & a special thank you to Daniel for all is help.

2 weeks ago

Maxine

Brilliant people, usually applying for a mortgage is very daunting but these guys, especially Warren and Debbie completely put us at ease and got us our mortgage for our happy place. Would highly recommend to everyone. Thank you so much.

2 weeks ago

David

Matt was brilliant for us, he got us the most suitable deal we could get, always available when required and full of knowledge answering any questions we needed. Debbie was equally brilliant, both lovely to talk to and available to help when they...

2 weeks ago

Victor

I can't thank Chris and Jo at Hullmoneyman enough for all their help with securing my mortgage. They were incredibly supportive throughout the entire process, always available to answer my questions and explain everything clearly. They worked hard...

1 month ago

Mr Stephen

This is second occasion I have used Hullmoneyman for mortgage purposes and as the last time the process was seemless. Always keep you up to date with whats happening and questions answered very quickly. Many thanks.

1 month ago

Richard

Found exactly what I wanted. Brilliant

1 month ago

Richard

Great communication, very professional all at the right price Thank you Stacey and Chris

1 month ago

Harriet

Super friendly and informative, always available to help and happy to do so, work with you to help you understand it all and are very quick to reply to emails and calls.

2 months ago

Rebecca

Highly recommend Hullmoneyman, they make the mortgage process easy and stress free. They keep you fully informed throughout and are always on hand for any queries you may have.

2 months ago

Caroline

We have always used Hullmoneyman for our mortgage. They always offer advice based on your circumstances and find the most suitable deal, taking away the hassle of trying to do it myself. I would definitely recommend them if you're looking for...

2 months ago

Calum

Hullmoneyman have been incredibly helpful througout the whole mortgage process. Leo and Mike were both really friendly and easy to work with, and made everything really simple to understand. It took all the stress out of finding a mortgage, and...

2 months ago

Christine

Very helpful went out of there way to find me a suitable product for my circumstances and when things went slightly wrong where there to help

2 months ago

Joe

Can't recommend Jason @ Hullmoneyman enough, fast responses and helped us every step of the way. Great service! 5/5

2 months ago

Oliver

Good service, knowledgeable and worked to find the most suitable deal.

2 months ago

Christian

Polite and professional service I’m very happy so far

2 months ago

Amber-Rose

Incredibly friendly and helpful. Helped with our initial mortgage and 2 renewals since. Will definitely be a returning customer. Makes the minefield of mortgages a breeze!

2 months ago

Christian

Fast and efficient service I found the staff very helpful I would definitely deal with this company again with no hesitation

2 months ago

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How To Make An Offer On A Property In Hull

Looking at what you need to be prepared to make an offer on a property in Hull, with assistance from a dedicated mortgage advisor in Hull.

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Can You Get a Mortgage With Bad Credit in Hull?

Having bad credit to your name can be a struggle, especially when looking to get a mortgage. There may still be options for you though.

5 mins read

We Search 1000s of Remortgages

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Hullmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

Remortgage Calculator