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Use our remortgage calculator to work out how much you can save by remortgaging.
Our remortgage calculator provides an estimated figure based on the details you input, such as your remaining mortgage balance, property value, and desired terms.
While it’s a helpful starting point to understand your potential savings or new repayment options, speaking with a mortgage advisor will give you a more precise and personalised assessment.
Factors like your credit score, income, and financial goals are better addressed through tailored advice.
Remortgaging is often a good idea when your current fixed-rate deal is nearing its end, as this can help you avoid switching to your lender’s typically higher standard variable rate.
It’s worth noting that many lenders allow you to secure a new deal up to 6 months in advance, meaning you can plan ahead and ensure a smooth transition.
You might also consider remortgaging to secure a better rate, release equity or consolidate debt.
Speaking with a mortgage advisor can help you determine the best time to remortgage based on your individual circumstances.
The remortgage process typically takes between four to eight weeks, depending on factors like the complexity of your application and the efficiency of the lender and solicitor.
Straightforward cases can sometimes be completed more quickly.
Starting the process early, such as 6 month prior to your deal ending, ensures you have enough time to secure a new deal and avoid delays.
Use the remortgage calculator above to get your journey started today!
Remortgaging with bad credit is possible, but it may require additional consideration from lenders.
While some may offer limited options, others specialise in helping customers with adverse credit.
A larger amount of equity in your property or a stable income can improve your chances.
A mortgage broker like us can guide you through your options, finding lenders who may be willing to work with your circumstances.
Using a mortgage broker like us when remortgaging can be highly beneficial. A broker has access to a wide range of deals, including those not available directly from lenders.
We can save you time, help you find a competitive rate, and provide expert advice tailored to your needs.
Whether you’re looking to save money, release equity, or remortgage with bad credit, we can make the process smoother and less stressful.
Our Customers Love Us
188 5 Star Reviews
Jake Coulson
Chris was very friendly and made this whole process painless. Would highly recommend.
23 Oct 2026
Ava Applegate
10/10 would recommend. Always kept us updated and quick replies. Very friendly. Thank you so much Joe and Jason.
5 Oct 2026
kieren ward
I had a fantastic experience with Hull Money Men, and I cannot recommend them highly enough. From start to finish, the entire mortgage process was smooth, transparent, and completely stress-free. A special mention must go to Jason Harros, who went above and beyond to secure the best possible deal for me. His expertise, professionalism, and dedication were outstanding. He took the time to explain every detail, kept me updated at every stage, and was always available to answer my questions.If you looking for a reliable, efficient, and friendly mortgage broker in Hull, look no further than this team. Five stars all the way. Kieren
28 Sep 2026
Pete Clements
Perfect from start to finish , kept me informed on the progress of the mortgage all the way and was always available to talk on the phone and answering email promptly .
25 Sep 2026
Harvey Kemp
Everything I have needed they have covered Alex has always been there on the phone ready to answer and help me out a plan in place for what’s best and Joe working behind the scenes making sure everything is getting pushed and documents are going where they need to. Would highly recommend as I’m a first time buyer and couldn’t have gone smoother
16 Sep 2026
Shnyar Kamal
I highly recommend UK Moneyman to anyone looking to buy their first home as my experience was excellent with them. As a first time buyer, I was so confused and stressed out about everything as I had no idea how and where to start and what to do at all. Mortgage was used to be the most complicated matter for me to get my head around and now I have my offer ready! I am so lucky that for some reason I contacted UK Moneyman and got my first appointment with Chris Wardill. Chris is an exceptional mortgage advisor and he has been extremely helpful, patient and supportive throughout the whole process. He never hesitated to explain everything as many times as it took me to understand things properly. He was always responsive, respectful, professional and never made me feel bad for being the most confused person about everything. I highly appreciate and admire his patience and great support in every bit of this exhausting and stressful process. The best part was that he was always cheerful, friendly and super kind in every way. We cannot say thank you enough for everything. Amy Kerwick was also super helpful in every way, her calm and patient manner was everything I needed at the time and she always made sure she explained everything thoroughly and that I understood everything about the next steps. Amy was always updating me on every step and explained what the next steps would be. They never missed out on any detail and this made the process go smoothly and way less stressful than it is. The members of the admin team were always friendly and helpful too. Thank you so very much Chris and Amy, you both are wonderful people who know how to do your job in the most professional way.
29 Aug 2026
Hannah M
Excellent service from our advisors, very quick and efficient in sorting our mortgage
25 Aug 2026
Jasmin Devine-Runkee
We had a fantastic experience with Hullmoneyman. From start to finish, we were guided with clear, informative, and accurate advice. There was no unnecessary hassle, and Conor and Jo kept us regularly updated throughout the process, ensuring we always knew what was happening and were quick to respond to any of our questions - even daft ones! They made what can be a stressful process of arranging mortgage and life insurance, feel straightforward, informative, and stress-free. At times I’d say it was even entertaining! They saved us a significant amount of time and money. We are very happy with the service we received and have already recommended Conor & Jo to our friends and family.
22 Aug 2026
Lucy Shakespeare
Would highly recommend, we had Jason and Joe and it could have not gone any smoother than it did, really happy with the service. They really go above and beyond and got us the best mortgage rate than other mortgage brokers couldn’t!
13 Aug 2026
Michael Edwards
Excellent service, really helpful and great to deal with.
10 Aug 2026
Helpful Guides
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Read our 815 Reviews
Hullmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Hullmoneyman 2009–2026
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Hullmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Hullmoneyman 2009–2026
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