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Work out how much you can borrow based on your income and deposit size.
The “How Much Can I Borrow?” calculator provides a helpful estimate based on your input of financial details, such as income and outgoings.
While it uses standard mortgage lending principles, the actual amount you can borrow will depend on more detailed affordability assessments conducted by lenders, including credit checks and individual circumstances.
Therefore, the calculator should be viewed as a guide, and speaking directly to a mortgage advisor will give you a more tailored figure.
The mortgage application process can vary depending on your situation and chosen lender.
Typically, from submitting your application to receiving an offer, it can take anywhere from two to six weeks.
This timeline includes securing a decision in principle, undergoing credit checks, and the lender reviewing your financial details and documentation.
Getting a mortgage with bad credit can be more challenging, but it’s not impossible.
Some lenders offer specialist products for those with adverse credit histories, such as missed payments or County Court Judgements (CCJs).
Keep in mind that you may need a larger deposit, and interest rates could be higher than for applicants with a clean credit record.
To apply for a mortgage, you’ll typically need to provide proof of income (such as payslips or tax returns for the self employed), bank statements, and proof of identity and address.
Lenders may also ask for details about any existing loans or debts, as well as your monthly expenses to assess your affordability.
Yes, working with a mortgage broker can simplify the home-buying process and help you find the most suitable mortgage deal.
As a broker, we have access to a wide panel of lenders, including specialist options that might not be available directly to you.
We guide you through every step, from finding the best rates to managing your application, ensuring you get the right mortgage for your unique circumstances.
Whether you’re a first time buyer, self employed, or have a more complex financial history, we’re here to help secure the best outcome for you.
Our Customers Love Us
4.98 Rating774 Reviews
Baes
We did the right decision in choosing Hullmoneyman as our advisor. They explained everything to us so that we could understand every process. Thank you again. 100/100 recommend.
7 hours ago
SG
Great service, take the stress out of getting a mortgage deal and will find the best deal for you with the current APR rates and lengths
1 week ago
Phill
Excellent service. Helpful, quick and flexible. Could not ask for anything more.
1 week ago
Anonymous
I have used moneyman for a remortgage as I am self employed and had initially been refused the whole process has been effortless, Jason has been absolutely brilliant with the whole process and we would recommend to anyone.
1 week ago
James
Brilliant help from the Moneyman team. Super efficient, super helpful, no question was a stupid question, responsive and overall a brilliant service. As first time buyers, we were unsure on where to start with getting a mortgage but Chris, Paula and...
3 weeks ago
Sam
Conor and Stacey have been brilliant in helping me as a first time buyer. Always at the end of the phone whenever ive had questions and guided me through the process amazingly.
4 weeks ago
Miss Shona
Charlie is very professional, punctual and helped me understand everything I needed to know. He made me understand things easier.
1 month ago
Scott
Make changing mortgage provider simple. Always there for help and advice Good service
1 month ago
Alex
Couldn't be more happy. Very efficient and professional.
1 month ago
Anonymous
Prompt and professional service. This is the second time that we've used Hull Moneyman and we'll definitely be giving them a call when it's time to remortgage again. Highly recommended.
1 month ago
Melanie
Excellent communication, I felt at ease during our meeting. Very friendly. Explains in detail and asks questions. Would highly recommend
1 month ago
Anonymous
Really helpful and informative. Quickly got what we needed and kept us informed throughout the process. Booked telephone calls around our commitments and responded quickly to emails. Thank you Tom and Jo.
2 months ago
Miss Caroline
This company was recommended to me, the service I have received can only be described as exceptional. Someone who works outside the “normal” working day is so hard to find. Detailed advice and support throughout. I would not hesitate to...
2 months ago
Paul
I would like to give a big thank you to Hullmoneyman especially Malcolm great experience great customer service far the best and his team thank you guys.
2 months ago
Sean
I have used moneyman three times now and have never had it so easy
2 months ago
Paulina
Moneyman we couldn't have made a better choice. Malcolm and Catherine did a great job. We received the service we expected from a mortgage advisor. Fast and easy communication every day of the week. Thank you very much 😊
2 months ago
Anonymous
Very good, fast and efficiency
2 months ago
Wayne
Super fast
2 months ago
Mr Leon
Excellent, easy going, informative, friendly, made understanding mortage terms easier
3 months ago
Anonymous
Daniel has always been incredibly helpful in arranging things for me. He has made my life much easier when looking to remortgage.
3 months ago
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Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Hullmoneyman 2025.
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Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Hullmoneyman 2025.
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