First Time Buyer Mortgages in Howden

When you’re taking on the mortgage journey as a first time buyer in Howden, we want to make sure that you get through the process with the least amount of stress possible. The mortgage process, particularly your first experience, can get a little confusing and it can be extremely beneficial to have a helping hand along the way. As a mortgage in Howden, we help you prepare your whole mortgage application and find you the perfect mortgage product for your first home. Having our help could also save you time and money, which could be just what you need when you consider the costs that come with buying a property. If you are struggling to begin your first time buyer mortgage journey, perhaps you should consider utilising a government-led scheme to give your application an extra boost. OwnYourHome.gov.uk is where you will find a list detailing these schemes; alternatively, you can reach out to one of our mortgage advisors in Howden and they will be happy to answer your questions.

Moving Home Mortgages in Howden

Moving home can be a stressful experience, and this is because you are buying and selling a home at the same time. We want to take the mortgage side of the process out of your hands and remove all of the stress from moving home in Howden. Firstly, if you are unable to port your mortgage, you need to find a new mortgage for your new home. This is where we come in! As your mortgage broker in Howden, we can help you find that perfect deal for your new home.

Buy to let Mortgage Howden

If you are either a current landlord looking to expand your buy to let portfolio or an aspiring landlord looking to make your first buy to let investment, using a mortgage broker in Howden can be extremely beneficial. Remember that you still need to find a competitive mortgage product for your property and prepare your buy to let application. If you reach out to a mortgage broker in Howden like us, we are able to analyse your personal and financial buy to let situation and work out what sort of mortgage products are most suitable to you. You never know, we could manage to save you money on your buy to let mortgage in Howden.

Remortgaging in Howden

When you are approaching the end of your fixed-rate mortgage term, you need to start thinking about taking out a new mortgage product. If you do not take out a new mortgage deal before your current one expires, you will fall onto your lender’s standard variable rate of interest. This rate will likely increase your monthly repayments. We can help you find a remortgage product to switch over to before you fall onto your lender’s standard variable rate of interest. Your mortgage advisor in Howden will do this by searching through our panel of buy to let mortgage lenders. We can also explore alternate remortgage options with you such as remortgaging for home improvements, equity release and debt consolidation.

Self Employed Mortgages Howden

If you are self employed in Howden, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income. Our mortgage advisor in Howden will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Howden

In-house, we have a dedicated later-life team to help you through your mortgage journey. Even if you think that it is not possible to get a mortgage at your age, you may be wrong! It is always worth getting a second look at your case and review your options. You can book a free initial mortgage appointment with a later-life lending expert in Howden today.

Mortgage Broker in Howden

Name: Hullmoneyman
Address: 410 Wincolmlee, Hull, Yorkshire and the Humber, HU2 0QL, GB
Telephone: 01482 772 986

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 772 986 Speak to an Advisor

Read our 815 Reviews

Read our135+

Malcolm Davidson - Managing Director of Hullmoneyman

Mortgage Broker in Howden

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor 01482 772 986

Read our 815 Reviews

Read our135+
Google Reviews

Providing Expert Mortgage Advice in Howden

As your mortgage broker in Howden, it is our job to support and guide you through your entire mortgage process. Our 20 years of experience in the mortgage sector has allowed us to work with many different types of mortgage applicants. From first time buyers and home movers to buy to let landlords and the self employed, we will try our best to help you secure an excellent mortgage product that suits your individual circumstances.

Our team work 7 days a week to ensure that you are able to get in touch at a time that suits you. We offer a free initial mortgage appointment to every customer, all that you need to do is book online. Simply answer a few questions about what you are looking to achieve from your mortgage and then select a date and time that fits around your personal and working life.

Our experience lies with all kinds of mortgage scenarios. We have over 20 years of experience in helping mortgage applicants; those in specialist scenarios too. Don’t hesitate to get in touch with our team even if you think that your situation is too complicated.

Book Online

All of our Customers Receive a Free Initial Mortgage Appointment!

On panel, we have a wide variety of mortgage lenders that we are able to access on your behalf. Your mortgage advisor in Howden will search through this panel in order to find the most suitable mortgage product for you and your personal and financial situation.

Unlike a bank or building society, as a mortgage broker in Howden we are able to access 1000s of mortgage deals through various different lenders. They will only be able to offer you their in-house products, which may not be suitable for your circumstances.

If you get declined by your bank, we would advise that you do not keep applying with them. The more that you are declined, the more harm you are doing to your credit score. A mortgage broker in Howden, like ourselves, has access to both high street and specialist mortgage products that may be more suited to you than the deal found by your bank.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Your Mortgage Options in Howden

Our Customers Love Us

188 5 Star Reviews

Jake Coulson

Chris was very friendly and made this whole process painless. Would highly recommend.

23 Oct 2026

Ava Applegate

10/10 would recommend. Always kept us updated and quick replies. Very friendly. Thank you so much Joe and Jason.

5 Oct 2026

kieren ward

I had a fantastic experience with Hull Money Men, and I cannot recommend them highly enough. From start to finish, the entire mortgage process was smooth, transparent, and completely stress-free. A special mention must go to Jason Harros, who went above and beyond to secure the best possible deal for me. His expertise, professionalism, and dedication were outstanding. He took the time to explain every detail, kept me updated at every stage, and was always available to answer my questions.If you looking for a reliable, efficient, and friendly mortgage broker in Hull, look no further than this team. Five stars all the way. Kieren

28 Sep 2026

Pete Clements

Perfect from start to finish , kept me informed on the progress of the mortgage all the way and was always available to talk on the phone and answering email promptly .

25 Sep 2026

Harvey Kemp

Everything I have needed they have covered Alex has always been there on the phone ready to answer and help me out a plan in place for what’s best and Joe working behind the scenes making sure everything is getting pushed and documents are going where they need to. Would highly recommend as I’m a first time buyer and couldn’t have gone smoother

16 Sep 2026

Shnyar Kamal

I highly recommend UK Moneyman to anyone looking to buy their first home as my experience was excellent with them. As a first time buyer, I was so confused and stressed out about everything as I had no idea how and where to start and what to do at all. Mortgage was used to be the most complicated matter for me to get my head around and now I have my offer ready! I am so lucky that for some reason I contacted UK Moneyman and got my first appointment with Chris Wardill. Chris is an exceptional mortgage advisor and he has been extremely helpful, patient and supportive throughout the whole process. He never hesitated to explain everything as many times as it took me to understand things properly. He was always responsive, respectful, professional and never made me feel bad for being the most confused person about everything. I highly appreciate and admire his patience and great support in every bit of this exhausting and stressful process. The best part was that he was always cheerful, friendly and super kind in every way. We cannot say thank you enough for everything. Amy Kerwick was also super helpful in every way, her calm and patient manner was everything I needed at the time and she always made sure she explained everything thoroughly and that I understood everything about the next steps. Amy was always updating me on every step and explained what the next steps would be. They never missed out on any detail and this made the process go smoothly and way less stressful than it is. The members of the admin team were always friendly and helpful too. Thank you so very much Chris and Amy, you both are wonderful people who know how to do your job in the most professional way.

29 Aug 2026

Hannah M

Excellent service from our advisors, very quick and efficient in sorting our mortgage

25 Aug 2026

Jasmin Devine-Runkee

We had a fantastic experience with Hullmoneyman. From start to finish, we were guided with clear, informative, and accurate advice. There was no unnecessary hassle, and Conor and Jo kept us regularly updated throughout the process, ensuring we always knew what was happening and were quick to respond to any of our questions - even daft ones! They made what can be a stressful process of arranging mortgage and life insurance, feel straightforward, informative, and stress-free. At times I’d say it was even entertaining! They saved us a significant amount of time and money. We are very happy with the service we received and have already recommended Conor & Jo to our friends and family.

22 Aug 2026

Lucy Shakespeare

Would highly recommend, we had Jason and Joe and it could have not gone any smoother than it did, really happy with the service. They really go above and beyond and got us the best mortgage rate than other mortgage brokers couldn’t!

13 Aug 2026

Michael Edwards

Excellent service, really helpful and great to deal with.

10 Aug 2026

Our Simple 4-Step Process

Book Online

The first step is for you to get in touch with our team of mortgage experts to book your free initial mortgage appointment. You can do this by giving us a call or booking your free initial mortgage appointment online. We work 7 days a week, therefore, you can book a mortgage appointment at a time that suits you and your busy working and personal life.

Free Initial Mortgage Appointment

During your free initial mortgage appointment, you will be asked questions regarding your personal and financial situation so that your mortgage advisor in Howden can get an idea of what you are looking to get out of your mortgage process. This can also help them work out what sort of deals you can access. They will then go away and find the perfect mortgage product for you.

Finding a Suitable Product

Once your mortgage advisor in Howden has found a mortgage product suited to your personal and financial situation, they will present it as a mortgage illustration. If you are happy to continue with us and the deal, the next step is to hand you over to your dedicated case manager to prepare your mortgage application.

Submit Your Application

After you submit your mortgage application to the lender, it’s just a waiting game now. Once your case manager hears back the good news, all that you need to do is collect the keys for your new property and begin moving in! We will be back in touch when it is time for your remortgage to ensure that you are still on the most suitable rate available to you.

Reasons to Choose us

Free Initial Appointment in Howden

Our team have been working in the mortgage sector for over 20 years now, which has allowed us to deal with many different types of applicants in different situations. As a responsive mortgage broker in Hull don’t hesitate to get in touch even if you feel that your situation is a little too complicated as we may be able to help.

Search 1000s of products

During any mortgage journey, our friendly mortgage advisors in Hull we are able to search through 1000s of mortgages on your behalf. We have both high street and specialist lenders that we can access to find the perfect deal for you.

Our Service

Providing open and honest mortgage advice in Hull we offer a free initial mortgage appointment with a mortgage advisor in Howden so that you get the chance to speak with a professional before taking action on your mortgage. They will run through all of your options with you and how our process works.

7 Days a Week

We can arrange a mortgage agreement in principle (AIP) for you within 24 hours of your free initial mortgage appointment. As a responsive mortgage broker in Hull this is part of our fast and friendly service.

Malcolm and Amy Davidson - Directors of Hullmoneyman

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

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