It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Hullmoneyman - Mortgage Broker in Hull - M Shape

Mortgage Broker in Kingswood

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 772986Speak to an Advisor - It's free!
Malcolm Davidson - Managing Director of Hullmoneyman

Mortgage Broker in Kingswood

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's free! 01482 772986

Providing Expert Mortgage Advice in Kingswood

Getting in touch with a mortgage broker in Kingswood has never been easier. With our extensive experience working in the industry, with our help and support, we have helped countless customers navigate to mortgage completion.

Our team of dedicated mortgage advisors in Kingswood are committed to providing you with the service you need by finding the most suitable mortgage product, saving you time and money.

Whether it’s your first mortgage or you are familiar with the process already, we understand that the experience can be overwhelming and leaving you feeling mixed emotions.

At Hullmoneyman, we have encountered many customers with similar experiences and our goal is to provide a service that takes away as much stress as possible and helps you overcome any obstacles you may encounter. Our mortgage advisors in Kingswood is here to provide the guidance and support you need to ensure a smooth and stress-free mortgage journey.

Book Online
Your Mortgage Options in Kingswood

All of our Customers Receive a Free Mortgage Appointment!

As a mortgage broker in Kingswood, we have access to a wide range of lenders, offering mortgage products beyond those available in-house from a bank or building society. This provides you with more options and better chances of finding the most suitable mortgage product for your specific needs.

One of the benefits of working with a mortgage broker in Hull is our responsiveness. We are committed to responding quickly to your enquiries and providing you with the information you need to make informed decisions. Our team is available 7 days a week and can be reached online or by phone.

Our team strive to provide a stress-free and simple service for all customers who get in touch, regardless of their level of experience in the mortgage market.

We understand that taking on a new financial commitment can be daunting, which is why our team go the extra mile to make the process as smooth and hassle-free as possible. Our excellent customer service is reflected in our reviews from satisfied customers, feel free to navigate onto our reviews page and take a look.

Our Reviews

Your Mortgage Options in Kingswood

First Time Buyer Mortgages in Kingswood

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If you’re a first time buyer in Kingswood and feeling overwhelmed by the financial commitment, our friendly team is here to help. From the moment you reach out to us, we’ll provide guidance throughout the entire process, simplifying technical jargon and keeping you updated regularly.

Finding the right mortgage can be daunting, but our mortgage advisors in Kingswood will walk you through every step. When you contact us, we’ll ask you a few questions about your financial background, and perform an affordability assessment to see what kind of deals you may qualify for.

Once we have a good understanding of your situation, your dedicated mortgage advisor in Kingswood will scour the mortgage market to find the best deal for you. We’ll also obtain an Agreement in Principle within 24 hours of your initial appointment, so you can start house-hunting with confidence.

We understand that you may have a lot of questions and concerns throughout the process, and we’re here to help. Don’t hesitate to ask your advisor as many questions as you need to find the right mortgage for your needs. Booking your free mortgage appointment online or contacting us is easy, so get in touch today.

Moving Home Mortgages in Kingswood

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Moving home in Kingswood can be a daunting task, particularly when buying and selling properties simultaneously. However, our team can assist you in managing the mortgage aspect of the process, making it less overwhelming.

One of the primary reasons for moving home is to find a larger property, but before embarking on property viewings and making offers, it is crucial to ensure affordability. We can help you determine a suitable budget to ascertain the type of properties that you can comfortably afford in Kingswood.

Buy to let Mortgage Kingswood

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Being a open and honest mortgage broker in Kingswood, we have an extensive experience working with Buy to Let landlords and has built strong relationships with many of them. Whether you are a first time buyer landlord or have an existing portfolio, we are ready to provide our expert assistance.

We offer a range of Buy to Let mortgage options, such as HMO, Holiday Let, and Let to Buy, to name a few. Our mortgage advisor in Kingswood will walk you through these options and help you determine the most appropriate one for your specific requirements when investing in a property in Kingswood.

Remortgaging in Kingswood

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If your fixed mortgage term is coming to an end, it’s worth thinking about remortgaging in Kingswood. By doing this, you can switch to another mortgage deal before being moved to your lender’s standard variable rate of interest.

Our team can help you investigate the market for competitive rates and products, especially if you’ve been keeping up with your repayments. However, remortgaging isn’t just about obtaining a better deal. Many individuals also consider it as a means of financing home renovations, accessing equity, or consolidating debt into their mortgage.

Self Employed Mortgages Kingswood

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If you are self employed in Beverley, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.

Our mortgage advisor in Beverley will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Kingswood

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If you are looking to explore your mortgage options and are over the age of 50, you may be eligible for a variety of mortgage options. We have a dedicated later-life lending team that you can book a free appointment with. You can book online or give us a call to schedule a date and time.

Our Customers Love Us

Reviews Stars4.98 Rating744 Reviews

Our Simple 4-Step Process

Book Online

Step 1

To begin, you need to arrange a complimentary mortgage appointment. Our service is available 7 days a week, and you can select a date and time that suits you best. We are flexible and strive to work around your schedule.

Free Mortgage Apppointment

Step 2

During your mortgage consultation with our mortgage advisors, they will search for the ideal mortgage product for your unique financial circumstances. By evaluating your personal and financial situation, they will identify the mortgage products available to you and present you with their recommendation.

Finding a Suitable Product

Step 3

If you decide to proceed with the mortgage product proposed by our mortgage advisor in Hull, we will move on to the next stage of preparing your mortgage application. A dedicated case manager will be assigned to you, who will assist you in gathering the required documentation for your application. Once you have everything in order, we will submit it for you.

Submit Your Application

Step 4

The next step is to wait for the lender’s response. As soon as we receive the good news, we will contact you right away. You can then collect your keys and begin the process of moving into your new home!

Reasons to Choose us

Free Appointment in Kingswood

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We recommend that you speak to an experienced mortgage broker in Hull after choosing your preferred date and time for a free mortgage appointment, thanks to our flexible scheduling. We operate seven days a week to ensure that your personal and work schedules are accommodated.

Search 1000s of products

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Our amazing team of mortgage advisors in Hull have access to a range of mortgage lenders with a diverse selection of high street and specialist products. This allows us to search through thousands of mortgage deals on your behalf.

Our Service

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Providing mortgage advice in Hull our customers will always be in safe hands with us! Our customers have shared their positive experiences with our service through reviews, and we take pride in each and every one of them. Check out our reviews page to see how we have assisted individuals in similar situations as yours.

7 Days a Week

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Gaining mortgage advice in Kingswood early can put you in a prime position when competing against other buyers. For professional mortgage advice in Hull, please do not hesitate to give us a call anytime.

Malcolm and Amy Davidson - Mortgage Advice in Hull

Common Mortgage Questions in Kingswood

How much deposit do I need for a mortgage in Kingswood?

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When applying for a mortgage in Kingswood, it’s important to provide a deposit. Most lenders require a minimum deposit of 5% of the property’s value. However, depending on your past circumstances, such as previous credit issues, this percentage may be higher, ranging from 10% to 15%.

When should I obtain an agreement in principle in Kingswood?

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As a mortgage broker in Kingswood, we advise obtaining an Agreement in Principle (AIP) as soon as possible if you’re looking for a mortgage, ideally before beginning property viewings. Getting an AIP before starting your house search may put you in a better position to negotiate with the seller on their asking price.

How does the mortgage process work in Kingswood?

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Our mortgage process involves several stages. When you contact us, one of our mortgage advisors in Kingswood will conduct a Fact Find to understand your mortgage requirements.

Your designated mortgage advisor in Kingswood will then search for appropriate mortgage deals that match your financial and personal circumstances. If you’re satisfied with the proposed mortgage product, we’ll move forward with preparing your mortgage application.

Next, we’ll perform a credit check to obtain an agreement in principle on your behalf. You’ll need to provide us with some supporting documents to strengthen your mortgage application.

Finally, we’ll submit your mortgage application and wait for a formal mortgage offer to be issued.

Are there fees involved in a remortgage in Kingswood?

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The fees associated with a remortgage are similar to those of your initial mortgage application. If you need a detailed breakdown of these costs, contact our remortgage advisors in Kingswood.

Our team will strive to reduce these expenses while also assessing your current mortgage product against new options to see if you’re eligible for a more favorable interest rate.

Can I get a mortgage in Kingswood with previous credit problems?

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Although challenging, obtaining a mortgage in Kingswood with a history of credit problems is not impossible. The severity and age of your credit issues will affect your application’s outcome, as lenders will carefully review your credit record to determine the risk of lending you money.

If you need personalised mortgage advice in Kingswood, don’t hesitate to reach out to our team of mortgage experts.

We Search 1000s of Mortgages in Kingswood

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Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
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