Welcome to Hullmoneyman.com! We’re a mortgage broker in Hull, known locally to many in the city and its surrounding areas.
Since 2009, we have been committed to making the home buying and remortgaging process stress-free and straightforward.
To speak with a mortgage advisor in Hull, book your FREE mortgage appointment online.
Welcome to Hullmoneyman.com! We’re a mortgage broker in Hull, known locally to many in the city and its surrounding areas.
Since 2009, we have been committed to making the home buying and remortgaging process stress-free and straightforward.
Our Customers Love Us
4.98 Rating744 Reviews
Matthew
They were absolutely amazing in everything I can’t recommend them enough.
1 week ago
Joan
Excellent service. Paula was extremely helpful and understanding throughout. Will certainly recommend your services
2 weeks ago
Robert
Personally very happy with the service and interactions with the staff. Thank you.
2 weeks ago
Anonymous
I’m a first time buyer and I would recommend using this business. Charlie & Debbie made myself and my partner feel completely at ease with the process. I found their customer service to go the extra mile and no question was a stupid question.
2 weeks ago
Anonymous
Simple and efficient process.
3 weeks ago
Edmund
Superb service, fast and very reliable. Good comunication all the way thru whole mortgage process. Would definately recomend.
4 weeks ago
Ebrahim
Yeh I tendtogive really good reviews. Hull money man hashelped us greatly. 99.9 of everything they asked from us was fine. It wasnt them but the advisor they qent to Newcastle seemed to want to know exactly what we where planning well into the...
1 month ago
Lynley
We have just used Hull Moneyman again for our remortgage! Very friendly and competent staff who go out of their way to make sure we understand the process and are happy with the product.
1 month ago
Gary
Held my hand through the process, telephone call where prompt and ontime. E-mail was streight forward and communicatrion in general was very good.
1 month ago
Amy
The service we have received from Hull Money man (mainly Charlie) has been outstanding. Charlie has been there for us through a few house fall throughs and each time pulled through for us! Even made contact during his annual leave! As a first time...
2 months ago
Mr David
Very helpful, always available and kept us informed at all times
2 months ago
Tim
Excellent seamless process with no nonsense but very supportive.
2 months ago
Scott
We have used Hullmoneyman services for all of our residential and buy-to-let mortgage and remortgage needs for more than ten years. Hullmoney man have always professional and courteous advice and timely service. We do not hesitate to recommend...
2 months ago
Katie
Leo was fantastic. Understood what we wanted and got it done in record time. Would highly recommend.
2 months ago
Kerry
Excellent service
2 months ago
Timothy
Amazing work and great help from Paula Milner and Charlie Bryson
2 months ago
Philip
Quick and easy from start to finish. Understood what i needed and sorted out seamlessly
2 months ago
Benjamin
Really good service, made things nice and easy.
2 months ago
Stuart
Good communication great company to deal with
2 months ago
Emily
Wouldn’t use anyone else for our mortgage needs this is the second time now and would always recommend to others.
2 months ago
We’re incredibly proud to call ourselves open and honest mortgage advisors in Hull, dedicating our hard work and efforts to helping customers with their mortgage queries.
This approach to providing an excellent service to our customers is showcased in the positive customer reviews we receive. Our trusted team of mortgage advisors in Hull are here to help you through your mortgage journey with both ease and confidence.
No matter if you’re taking on the property market as a first time buyer or are an existing homeowner looking at your various options, such as to move home, remortgage or look at later life lending options, we’ll do what we can to help you achieve your mortgage goals.
At Hullmoneyman, we take a hands-on approach to mortgage advising and will be with you every step of the way, from the initial consultation to the completion of your mortgage application. Our goal is to make the mortgage process as simple and stress-free as possible for all who get in touch with us.
Here at Hullmoneyman, we have a dedicated team of mortgage advisors in Hull who will search through thousands of mortgage deals, to find the right one for what it is you are looking to achieve. It’s our goal to save your time and your mental wellbeing, from the stresses and complications of the mortgage world.
With our team of expert mortgage administrators and mortgage advisors in Hull, you can worry less knowing you’re in safe hands. There’s very rarely a situation we come across, where we haven’t seen something like it before!
If you are a first time buyer in Hull or haven’t moved in a while, you’ll hopefully find our service highly beneficial. Buying a new home isn’t always easy! We’ll support you through the whole process and be here to help overcome any hurdles that we face along the way.
For current homeowners looking to remortgage in Hull, we can search thousands of deals to find the best one for you. Sometimes, at remortgage time, our customers like to discuss capital raising options, such as raising money for home improvements and paying off credit cards and loans. This is a specialist area and we’ll always be open and honest with you, having your best interests at heart.
Your trusted mortgage advisor in Hull will be available to provide you with help and guidance regarding anything mortgage-related, 7 days a week, from early until late. Our team will always be at the other end of the phone or email, whenever you need support or questions answering regarding your mortgage.
Having been a local mortgage broker in Hull since 2009, we have come across almost every single mortgage situation. We will consider all applications; no problem is too big for us! Don’t hesitate to call even if you believe that your situation is too complicated as it’s more than likely that we have faced that hurdle before and know exactly how to help you.
Maybe you are self employed, a company owner, a partner, a contractor or on a probation period with a new employer and are struggling to get a new mortgage arranged. This is where an experienced mortgage advisor in Hull will prove highly beneficial.
Also, this will apply if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.
We have in-depth knowledge of lending criteria and experience providing expert advice to clients with all types of individual situations.
Often, our customers approach their own bank before contacting us for mortgage advice in Hull. The most common reasons for being turned away from the bank are; not fitting criteria/tight affordability, can’t get an appointment, or you simply aren’t able to borrow enough.
If you are in one of these situations then it is important to speak to a mortgage broker in Hull, like us who would love to try and help you! The earlier you get advice from a broker, the better position you will be in when you decide it’s time to secure a mortgage deal.
As your mortgage broker in Hull, we will search through thousands of both residential and buy to let mortgage deals on your behalf. We have a wide variety of mortgage lenders on panel, offering both high street and specialist products.
Ideally, you should speak to a mortgage broker like us prior to viewing houses with estate agents. We can give you an idea of your budget and have a mortgage agreement in principle document ready to support any offers you make.
Being prepared by receiving mortgage advice in Hull early in the home buying process will ensure you are in a great ‘mortgage ready’ position. This will potentially put you ahead of any other home movers, who haven’t been as organised when offering on your property.
Open & Honest Mortgage Advice in Hull by Hullmoneyman, 7 days a week
Our free initial mortgage consultation will last roughly 30 mins. Lucky for you, as an experienced Mortgage Broker in Hull, we can turn around an Agreement in Principle within 24 hours. All we need is a quick phone call to gather the necessary information. A formal mortgage offer takes about three to four weeks on average.
If you’re an employee, you will usually have to supply three payslips and the latest P60 to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ tax calculations and correspondings overviews. You will also need to provide proof of ID (Driving license or Passport). Proof of Address (Utility bills, tax bills or credit card statements) and three months’ bank statement. You are proving the deposit built up with an explanation for any significant credits.
The good news is it may be possible to get a mortgage if you are self-employed in Hull. To qualify, you need to submit at least one years’ accounts. Doing so will help to increase the likelihood of obtaining a mortgage. Most lenders take a look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit. It all depends on the lender.
The good news is that you may find it a bit more challenging to obtain a mortgage despite having previous credit issues on your record. But it doesn’t mean it’s impossible, and you may still be able to get one! It just means that some Lenders may ask for a slightly higher deposit of around 10-15%.
Most high street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on your previous circumstances, e.g. if you’ve had any past credit issues.
The good news is it is possible to have two mortgages in Hull running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.
An Agreement in Principle typically lasts for 30-90 days. However, this timeframe is up to the Lender. If your Agreement in Principle expires, worry not; you can renew it by getting back in touch with your Mortgage Advisor in Hull.
As a Mortgage Broker in Hull, we recommend that you obtain an Agreement in Principle (AIP) as soon as you can, preferably before you start viewing properties. Having an Agreement in Principle in place when you are viewing houses could potentially allow you to negotiate prices.
Our mortgage process consists of multiple different steps. The first step is to get in touch, and one of our trusted mortgage advisors in Hull will carry out a Fact Find to get a bigger picture of your mortgage situation.
Secondly, you’ll undergo your free mortgage consultation, and your assigned dedicated Mortgage Advisor in Hull will begin searching for mortgage deals that match your circumstances. If they find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application.
Next, they will perform a credit check on you to obtain an agreement in principle. Some evidential documents will be required from you to help back up your mortgage application.
Lastly, they will submit your mortgage application and wait for a formal mortgage offer to be issued.
Your free initial mortgage consultation with your dedicated Mortgage Advisor in Hull will last around 30 mins. During this consultation, we will get to learn a bit more about your mortgage needs and what you are looking for. Once we know more about your personal and financial situation, we will start looking for mortgage deals that will match you perfectly.
Regulatory Information
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm