Welcome to Hullmoneyman, the leading mortgage broker in Hull, where our specialist mortgage advisors have a wealth of knowledge and experience to help you find the right mortgage deal.
We understand that it can be a daunting task to find the right mortgage, and being declined can seem like the end of the road.
We want to assure you that this is not the case. We have helped many mortgage applicants who have been declined by their bank, and we can help you too.
Our team is dedicated to helping you move into your dream home, and we will work with you to find a solution that fits your personal and financial situation.
At Hullmoneyman, we understand that accessing high street mortgage products can be difficult, but this does not mean that you cannot get a mortgage.
We have access to specialist products, which may be more suited to your personal and financial situation.
Our mortgage advisor in Hull will take the time to understand your requirements and will recommend the best mortgage deals available, which will benefit you the most.
We have helped countless applicants find a mortgage deal that they would have not found on their own, and we are confident that we can help you too.
When you book a free mortgage appointment with our specialist mortgage advisors in Hull, they will take the time to explain specialist products and how they work.
We have a large number of specialist lenders on our panel, and each of them holds hundreds, if not thousands, of specialist deals. Our job is to pick out the perfect deal for you and provide you with expert mortgage advice in Hull.
We understand that being declined for a mortgage can be frustrating, but we would advise that you stop applying to different lenders.
The more you apply and are declined, the more damage you do to your credit file.
Our mortgage advisors in Hull have years of experience, and we are confident that we can help you find a mortgage deal that fits your needs and budget.
So, get in touch with us today and let us help you move into your dream home.
Our Customers Love Us
4.98 Rating744 Reviews
Matthew
They were absolutely amazing in everything I can’t recommend them enough.
1 week ago
Joan
Excellent service. Paula was extremely helpful and understanding throughout. Will certainly recommend your services
2 weeks ago
Robert
Personally very happy with the service and interactions with the staff. Thank you.
2 weeks ago
Anonymous
I’m a first time buyer and I would recommend using this business. Charlie & Debbie made myself and my partner feel completely at ease with the process. I found their customer service to go the extra mile and no question was a stupid question.
2 weeks ago
Anonymous
Simple and efficient process.
3 weeks ago
Edmund
Superb service, fast and very reliable. Good comunication all the way thru whole mortgage process. Would definately recomend.
4 weeks ago
Ebrahim
Yeh I tendtogive really good reviews. Hull money man hashelped us greatly. 99.9 of everything they asked from us was fine. It wasnt them but the advisor they qent to Newcastle seemed to want to know exactly what we where planning well into the...
1 month ago
Lynley
We have just used Hull Moneyman again for our remortgage! Very friendly and competent staff who go out of their way to make sure we understand the process and are happy with the product.
1 month ago
Gary
Held my hand through the process, telephone call where prompt and ontime. E-mail was streight forward and communicatrion in general was very good.
1 month ago
Amy
The service we have received from Hull Money man (mainly Charlie) has been outstanding. Charlie has been there for us through a few house fall throughs and each time pulled through for us! Even made contact during his annual leave! As a first time...
2 months ago
Mr David
Very helpful, always available and kept us informed at all times
2 months ago
Tim
Excellent seamless process with no nonsense but very supportive.
2 months ago
Scott
We have used Hullmoneyman services for all of our residential and buy-to-let mortgage and remortgage needs for more than ten years. Hullmoney man have always professional and courteous advice and timely service. We do not hesitate to recommend...
2 months ago
Katie
Leo was fantastic. Understood what we wanted and got it done in record time. Would highly recommend.
2 months ago
Kerry
Excellent service
2 months ago
Timothy
Amazing work and great help from Paula Milner and Charlie Bryson
2 months ago
Philip
Quick and easy from start to finish. Understood what i needed and sorted out seamlessly
2 months ago
Benjamin
Really good service, made things nice and easy.
2 months ago
Stuart
Good communication great company to deal with
2 months ago
Emily
Wouldn’t use anyone else for our mortgage needs this is the second time now and would always recommend to others.
2 months ago
“Bad credit” for a mortgage in Hull refers to a situation where a potential borrower has a history of financial issues that could pose challenges in obtaining a standard mortgage from mainstream lenders. While having a poor credit history can make securing a mortgage more difficult, there are specialist lenders who may be willing to work with individuals facing adverse credit circumstances.
You cannot directly remove a CCJ from your credit file unless it was issued in error or if you’ve paid it in full within 30 days of receiving the judgment. Otherwise, a CCJ remains on your credit file for a period of six years from the date of issuance, even if you subsequently settle the debt.
While it’s not strictly mandatory to engage a specialist mortgage advisor in Hull, it is highly advisable, particularly if you have unique financial circumstances such as bad credit or if you are self employed. Looking into mortgage advice in Hull can be invaluable in helping you explore suitable mortgage options, especially if you may not qualify for standard mortgages from mainstream lenders
During your free mortgage appointment with a mortgage advisor in Hull, you will need to provide information about your income and expenses to determine your affordability.
Although certain circumstances may limit your options, we will search through 1000 deals to find the best possible solution for you.
Our next step is to obtain an agreement in principle, which can be used to support any purchase offers you make.
Once you accept a purchase offer, your mortgage advisor in Hull will proceed to submit your full mortgage application and relevant evidence documents.
Our service goes beyond merely obtaining the best deal. We will also advise you on relevant insurance policies to safeguard you and your family financially.
Our mortgage advisors in Hull are completely transparent and have your best interests at heart. We offer free mortgage appointments which can be booked online at your convenience.
At Hullmoneyman, we have years of experience working with various mortgage situations. No matter how complicated your situation may be, we have the knowledge and expertise to help you.
We can search through thousands of mortgage deals, including specialist and high street products, to find the right deal for you.
Connecting you directly to a mortgage broker in Hull is our top priority. We want to provide you with the advice you need as quickly as possible.
If you require mortgage advice in Hull, you’ve come to the right place. We are here to help you every step of the way.
With over 20 years of industry experience, our mortgage advisors in Hull know how to navigate through the mortgage journey with ease.
We can assist you in finding the most suitable mortgage product for your needs and financial situation. You can book your free mortgage appointment for the morning, evening, or even the weekend.
Don’t hesitate to contact us for all your mortgage advice needs.
If you’re facing a complicated situation with your mortgage in Hull, seeking advice from our experts could make all the difference. We’ve helped countless customers overcome seemingly impossible hurdles and secure the mortgage they need.
Over our 20 years of providing expert mortgage advice in Hull, we’ve encountered a diverse range of scenarios.
A property down valuation occurs when a property survey reveals that the sale price is higher than the actual value of the home.
In such cases, mortgage lenders may withdraw from the deal. With prompt action, however, such as negotiating with the property owner or making up the difference with your own funds, you may still be able to proceed with your mortgage lender.
Divorce or separation can be a trying time, but it’s crucial to sort out financial arrangements with your ex-partner as soon as possible.
If you’re financially linked to your ex-partner and they accrue debt or have a poor credit score, it could adversely impact your credit score too.
Our team can help you navigate this complex process by arranging the mortgage side of things.
If you’re married and wish to take out a mortgage in your name alone, you’ll need to prove that you can afford it. Mortgage lenders typically use an affordability calculator to assess your eligibility.
Shared Ownership is a scheme that allows you to purchase a percentage of a property and pay rent on the remaining portion.
Typically, you can purchase between 10%-75% of the property, with the option to purchase the remaining shares in the future.
Professional mortgages are exclusively available to certain professions. Contact us to determine if you meet the eligibility criteria.
If you’re considering a second mortgage, you’ll need to demonstrate that you can manage two sets of mortgage payments.
Whether you intend to use the property for your own purposes or as a buy to let investment, you’ll need to put down a larger deposit.
If you’re purchasing a holiday home, you’ll need to decide whether to rent it out or not. Renting the property when you’re not using it could provide an additional source of income.
A “non-standard” construction property is one that isn’t made of brick and mortar. Securing a mortgage for such properties may require a specialist product, and we advise that you conduct a full structural property survey.
HMO mortgages are popular among landlords, as they enable multiple applicants (usually up to six people) to sign onto a mortgage. Seeking expert HMO mortgage advice in Hull can help you navigate the intricacies of this type of mortgage.
If you’re over the age of 55 and looking to release a lump sum of cash, a lifetime mortgage may be an option. Bear in mind though, that this type of mortgage requires specialist help, and we advise that you speak to an expert to determine if it’s right for you.
To understand the features and risks, ask for a personalised illustration.
A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.
Offset mortgages enable you to link your savings to your mortgage, potentially resulting in competitive interest rates. Meeting the strict requirements of this type of mortgage though, can be challenging, and seeking expert mortgage advice in Hull is recommended.
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