For those looking to get a mortgage but have no idea of where to start or are looking for a helping hand, a mortgage broker for Newland Avenue can help! Utilising our knowledge and experience, we work hard in making the mortgage process as simple and straightforward as possible.
We understand that every customer is looking to achieve a certain mortgage goal and is from varying backgrounds which is why we provide a tailored service for your mortgage needs. You may be looking at purchasing your first home or are in need to support for moving into a bigger property, we are here to get to know your situation and find you the mortgage product that is fitting for your personal and financial situation.
Throughout our time as a mortgage broker for Newland Avenue, we have helped thousands of customers achieve their mortgage goals.
We offer all customers who get in touch with our friendly team a free mortgage appointment with one of our expert mortgage advisors for Newland Avenue.
As part of our flexible service, we have availability 7 days a week from early until late. Furthermore, you can book your free mortgage appointment at a time that suits you either through our modern online booking system or by contacting our team. Select a date and time that is appropriate for your situation and we will assign you with an advisor who will have rich knowledge of your situation.
Working with customers in a variety of situations has allowed us to experience a variety of customer cases from the most straightforward to the most complex. With this in mind, if you feel your situation is too complex for mortgage advice for Newland Avenue, please do get in touch. Our team has extensive experience and knowledge in complex cases meaning there is a high chance that we have encountered your situation before.
If you are starting your mortgage journey and are struggling with where to start, this is where a mortgage broker for Newland Avenue can help! We can support you towards your mortgage goals by finding you the most suitable for your situation!
Firstly, we will need to work out your affordability for a mortgage for Newland Avenue by working out the amount you can borrow. During your free mortgage appointment, your allocated mortgage advisor for Newland Avenue. Furthermore, they will find what type of mortgage products you will be able to access.
The moving home process has many connotations of being stressful due to the fact that you will be buying a new home whilst selling your current one. As a mortgage broker for Newland Avenue, we work hard in managing the mortgage aspect of the process so you can focus on the move itself.
Furthermore, you will need to take into account the costs that come with moving home. This will be established in your free mortgage appointment where your dedicated mortgage advisor for Newland Avenue will run through the costs that come with moving home which is something you need to take into account when making an offer on a property.
Utilising over 20 years of experience working in the mortgage world, we have built a brilliant reputation amongst budding and existing buy to let landlords. Our team have helped landlords investing in buy to let, let to buy, HMOs and interest only mortgage advice for Newland Avenue. Many landlords get in touch with our friendly team to expand or start their property portfolio or remortgage on an existing one!
Contact our team or book online for your free mortgage appointment with our buy to let mortgage advisors for Newland Avenue today.
In the case where you are coming to the end of your initial fixed mortgage term, you will need to begin looking at your remortgage options. Usually, you will want to start your remortgage process around 6 months prior to your mortgage product ending. You may feel this is early but, it will give you enough time to look into your options to find the most appropriate product for you. Along with this, you will be lowering the risk of falling onto the lender’s standard variable rate.
Ending up on your lender’s standard variable rate could result in your monthly payments increasing each month. This is because their rate is in line with the Bank of England’s base rate as well the additional percentage they may add on to it which is why remortgaging can be very beneficial.
Whether you are looking to remortgage to release equity, fund home improvements or consolidate debts, our team can help with your remortgage goals.
If you are self employed on Newland Avenue, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.
Our mortgage advisor for Newland Avenue will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.
We have mortgage options available to applicants over the age of 50. You can speak to our expert team who have knowledge of mortgages for over 50s and you can book a free mortgage appointment with on of them today by scheduling a call.
Our Customers Love Us
4.98 Rating698 Reviews
Chris
Very helpful and honest throughout the whole process. open and prompt communication at all times. would highly recommend
2 weeks ago
Jake
Fantastic service very quick and efficient, information provided explaining all services clearly, excellent pricing and most of all helped us get on the property ladder !
2 weeks ago
Michael
Great service very helpful and very good at what they do.
3 weeks ago
Anonymous
Very helpful throughout and helped us get an improved deal as rates fluctuated.
3 weeks ago
Hannah
I have used hullmoneyman when I first bought my house and now to remortgage. Daniel has been amazing, always kept me informed and made things nice and easy. Thank you Daniel and the team.
2 months ago
Anonymous
This is the second time we have used Hullmoneyman, again their advice and service has been excellent. The advice is honest and reliable and considered our needs against the current market. I would definitely recommend in the future.
2 months ago
Ryan
My partner and I are extremely happy with our decision to use Hullmoneyman as our mortgage advisor. As FTB's we had a million questions which were always answered without any chasing. From our first meeting to the last Charlie was spot on and...
2 months ago
Samuel
For us who had a difficult situation, it was the best thing we could have done! Opened so many doors and allowed us to gain a mortgage at a great rate! Charlie was amazing and can’t recommend this company enough! Will be using again. Thank you
2 months ago
Cristina
2nd time using Hull Moneyman mortgage brokers, this time for our remortgage. Always responsive, happy to help and keep us up to date with progress. 5*
2 months ago
Samantha
This is our second time using Hullmoneyman, and again the service has been excellent. There is a good balance of updates, without feeling like you are being hounded. The advice we have been given has been honest and reliable given the current...
2 months ago
Samantha
I cannot rate the UK Moneyman team high enough. Both my husband and I are self-employed which is somewhat less straightforward than it would be if we were in employment. However, Malcolm and his team guided us through all of the stages, from...
2 months ago
Sam
I had a fantastic experience working with Malcolm and the team at Hullmoneyman. Their use of modern systems streamlined the application process, and communication was excellent, prompt and transparent. The staff, notably Jo, were not only...
2 months ago
Kayleigh
Everyone that has been involved in our case has been polite and very helpful and taken alot of the stress out of something I personally found quite daunting and overwhelming
3 months ago
Anonymous
Very helpful and friendly
3 months ago
Ewelina
Outstanding service, Chris was amazing and very responsive, he answered all of my questions and helped me to get my mortgage offer so fast! He’s done an amazing job, I recommend Hullmoneyman for everyone, especially for the first time buyers like...
3 months ago
Steve
Very professional, friendly and exceptionally motivated, dynamic and driven in ensuring they deliver the best possible service to you. Dan and Jo who managed my mortgage allocation were outstanding, clear and extremely helpful.
4 months ago
Magdalena
Amazing service. We received all the support that we needed in our journey to buy a house via mortgage and extra help with insurance, surveyor and conveyancer. As first buyers, we had no idea what was needed to be done and where to go or what to...
4 months ago
Benjamin
From the start of the process to the end I couldn’t sing Jason’s praises any higher, he went through it all in basic terms for me to understand and responded to any calls and emails very promptly.
4 months ago
Andrew
If you think your at a lost cause, don’t think any further than Hullmoneyman, they really pull out the stops to support and deliver.
5 months ago
Kerry
After getting turned down from my own bank for a ccj I turned to Hullmoneyman after hearing great things !!! And can honestly say there was right iv now got my mortgage that works for me , I couldn’t recommend him enough , thank you so much !!
5 months ago
The first step is to book yourself in for a free mortgage appointment. Our team are available 7 days a week from early until late so you can book your appointment at a time that suits you, subject to availability.
After you have attended your free mortgage appointment and have spoken with your mortgage advisor for Newland Avenue, they will then take the information you have provided them with in the appointment to find a mortgage product that is tailored to your situation. Our team will search through our large panel of lenders who offer both high street and specialist products.
When you are happy with the recommendation and would like to pursue the proposed product, we will then kickstart preparing your mortgage application. At this time, you will be allocated a case manager who will help you organise the required documents for your application. As soon as everything is sorted, we will then send your application off!
Now we wait til the lender responds! When you have received a mortgage accepted, we will get in touch with you. Finally, you can go and collect your keys and start moving into your new home.
We provide an open and honest service to all our customers throughout the mortgage journey. Our goal is to help you towards mortgage success whatever your situation may be. As a responsive mortgage broker in Hull, we operate seven days a week to be flexible around you.
A factor that differentiates us to a bank is that our friendly mortgage advisors in Hull have access to a large panel of lenders who offer both high street and specialist products meaning we can search through to find the one for you.
Furthermore, providing open and honest mortgage advice in Hull our team are proud to provide a tailored service through our availability. You can book a free mortgage appointment at a date and time that suits you with appointments running 7 days a week from early until late (subject to availability). Therefore, you can speak to an expert at a time that suits you.
If you are beginning your mortgage journey and are looking for open and honest mortgage advice in Hull, get in touch with our team today!
Securing a mortgage to purchase a property involves several factors, and your credit score holds significant importance. A good credit score generally allows for a minimum deposit of 5%, while a lower credit score may require a higher deposit ranging from 10% to 15%. However, the specific property you wish to buy can also impact the required deposit.
If you are ready to make an offer on a property and have a mortgage agreement in principle, our team is here to assist you in finding the perfect mortgage product. With over 20 years of experience as mortgage advisors for Newland Avenue, we understand that the home buying process can be overwhelming. Our objective is to alleviate the pressure and guide you through this aspect of the journey.
If you have been declined by your bank and are seeking the assistance of a mortgage broker in Hull and Newland Avenue, we can help! We advise against applying to multiple banks, as this can have a negative impact on your credit score, especially if you receive repeated rejections.
Our team can assist you in understanding why your bank declined your application, whether it’s due to poor credit, errors in your application, affordability concerns, or other factors. It’s important to address these issues to prevent any adverse effects on future credit applications.
As a mortgage broker for Newland Avenue, we take pride in providing transparent and honest service to all our customers. If we are unable to find a suitable deal for you, we will inform you and offer helpful information on improving your application in the future. Our commitment is to deliver a straightforward and stress-free experience, going the extra mile for each person who reaches out to us.
What sets us apart from banks and building societies is our ability to access a wide range of lenders, not limited to in-house products. Additionally, we aim for responsiveness and provide timely answers. Our team is available seven days a week, and you can easily book a free appointment online or give us a call.
It’s important to note that obtaining a mortgage may not be feasible for everyone, but we strive to find the most suitable product that aligns with your personal and financial circumstances. Our dedication to delivering excellent service is reflected in the reviews from our genuine past customers.
An Agreement in Principle (AIP for short) is a document provided to you by your lender that states that they are willing to borrow from them for a mortgage. Additionally, it shows that you can provide evidential documents to show your affordability and income.
We can arrange an AIP for you within 24 hours of your free mortgage appointment. This document is a helpful tool when it comes to making an offer on properties and negotiating the seller’s asking price. For those looking for ways to improve your skills when making an offer on a property, ask your mortgage advisor in Newland Avenue for support.
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