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Mortgage Broker in Willerby

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 772986Speak to an Advisor - It's free!

Mortgage Broker in Willerby

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's free! 01482 772986

Providing Expert Mortgage Advice in Stocksbridge

Whether you are stepping into the mortgage world for the first time or not, we believe a mortgage broker in Willerby would be a huge benefit to achieving your mortgage goals. Here at Hullmoneyman, we work in making the process as simple and straightforward as possible.

We understand that every customer has varying mortgage goals and different financial situations which is why we provide a flexible and tailored service. Our mortgage advisors in Willerby will sit down with you to truly get to know your situation and what you are looking to do.

We will then search through 1000s of mortgage deals via our large panel of mortgage lenders to find you the mortgage product that is appropriate for your financial and personal circumstances. As a mortgage broker in Willerby, we go the extra mile for you!

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Your Mortgage Options in Willerby

All of our Customers Receive a Free Mortgage Appointment!

We offer all our customers who get in touch with us a free mortgage appointment with one of our fantastic advisors. You can book this by calling our friendly team or booking online!

We understand that everyone’s schedules are different which is why we have 7 days a week from early until late (subject to availability). With our online booking system, you can book your free mortgage appointment at a time and date that suits you. Furthermore, your free mortgage appointment can be carried out either on the phone or video call via Microsoft Teams, you choose!

As a mortgage broker in Willerby, we have over two decades of experience in the mortgage industry and have helped thousands of customers. This has allowed us to experience a large variety of mortgage situations, including complex and specialist cases.

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Your Mortgage Options in Willerby

First Time Buyer Mortgages in Willerby

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We understand that the mortgage journey can be an exciting but daunting experience for many people obtaining their first mortgage because they have little to no knowledge of how it works. We do find that many first time buyers get in touch with us to ask how much they will be able to borrow for a mortgage. The good news is that this is something our expert team can help out with! If you are interested in this yourself, we can provide an accurate figure with the amount you can borrow for a mortgage in Willerby.

For those who are struggling to save for a mortgage, we do recommend that you look into Help to Buy schemes that can help boost your initial deposit. There is plenty of Help to Buy schemes that you could utilise as a homebuyer in Willerby and could help you with a deposit.

Moving Home Mortgages in Willerby

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The moving home process will involve you buying a property whilst selling your own. It can get stressful which is why we work hard in making the process as simple and stress free as possible by taking on the mortgage aspect of the process whilst you can focus on the move itself.

Through our process, our mortgage advisors in Willerby are there to provide a helping hand with every step of the way!

Buy to let Mortgage Willerby

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We have a fantastic reputation of helping many budding and existing landlords as well as building close relationships with them. Whether you are looking to get a mortgage for a new addition to your property portfolio or looking to remortgage an existing one, we can help with finding you the perfect buy to let mortgage product.

Furthermore, our buy to let mortgage advisor in Willerby can help with your let to buy, HMO or interest-only mortgage in Willerby.

Remortgaging in Willerby

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When you switch from your current mortgage deal to a new one, this is called a remortgage. If you are coming towards the end of your initial mortgage deal, you will need to start exploring your remortgage options. These options include raising funds for home improvements, consolidating debt and releasing equity. We do strongly recommend you look into this around 6 months before your product is coming to its to reduce the risk of falling onto your standard variable rate of interest. If you end up on this, you could see your monthly mortgage payments increase.

As a mortgage broker in Willerby, we work hard in finding you a new competitive mortgage deal to switch to. Our team will search through our large panel of lenders to find the product that will help your remortgage goals. When you get in touch with us, you will get assigned a remortgage advisor who will sit down with you and get to know your financial situation and what your goals are. As part of our open and honest service, we will be transparent with you throughout. With this in mind, if we feel you are already on a better rate, we will advise you to stick with it.

Book online or get in touch with our team for your free remortgage review to speak to a mortgage advisor in Willerby today.

Self Employed Mortgages Willerby

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If you are self employed in Willerby, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.

Our mortgage advisor in Willerby will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Willerby

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If you are over the age of 50 and are looking to explore your mortgage options, our expert later life team can help. Book a free consultation with one of our later life experts today!

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Our Simple 4-Step Process

Book Online

Step 1

The initial step is for you to book your free mortgage appointment online or by giving us a call. We will allocate you to a dedicated mortgage advisor in Willerby that specialise in your situation.

Free Mortgage Apppointment

Step 2

Within your appointment, your mortgage advisor in Willerby will want to get an idea of your financial situation so will ask you a series of questions to achieve this. Getting to know your situation will mean they can find you the mortgage product that is appropriate for your situation.

Finding a Suitable Product

Step 3

As soon as we have found you the most appropriate product and you are happy with the deal, we will then start preparing your mortgage application. At this time, we will assign you a dedicated case manager who will help you prepare your application and submit it to the lender.

Submit Your Application

Step 4

When your application is submitted, it’s now a waiting game! As soon as your mortgage application has been accepted, we will get in touch straight away. Finally, you can get the keys to your new property!

Reasons to Choose us

Free Appointment in Stocksbridge

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As a responsive mortgage broker in Hull, we provide simple and straightforward mortgage advice in Willerby! Here at Hullmoneyman, we are proud to provide free financial education which you can find under helpful mortgage guides which provides useful mortgage tips and explainers. MoneymanTV is our YouTube channel that is full of helpful mortgage videos and market updates!

Search 1000s of products

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During any mortgage journey, our friendly mortgage advisors in Hull unlike the bank, we have access to a large panel of lenders who offer both high street and specialist lenders. This means we can search through 1000s of deals to find the right one for you.

Our Service

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Providing open and honest mortgage advice in Hull customers are at the heart of what we do. From initial contact all the way through obtaining the keys to your new home, we will be there to support you throughout. Through our 20 plus years in the mortgage industry, we have helped thousands of mortgage applicants achieve their mortgage goals and is strongly reflected in our customer reviews.

7 Days a Week

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As a flexible mortgage broker in Hull, you can book your free mortgage appointment online, we have availability 7 days a week. This means you can select a date and time around your schedule. Get in touch with a mortgage broker in Hull for trusted advice and a free mortgage appointment today.

Malcolm and Amy Davidson - Mortgage Advice in Hull

Common Mortgage Questions in Stocksbridge

How much deposit do I need for a mortgage in Willerby?

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If you’re searching for a mortgage in Willerby, it’s important to note that most lenders typically demand a minimum deposit of 5% of the property’s value. However, depending on your credit score, you may need to offer a more substantial deposit of 10% to 15% or beyond.

If you’re interested in finding out your borrowing capacity for a mortgage in Willerby, feel free to reach out to our team today.

How does the mortgage process work in Willerby?

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If you’re seeking assistance from a mortgage broker in Willerby to obtain a mortgage, our streamlined, efficient, and friendly process can be of great help.

Once you reach out to us, one of our mortgage advisors in Willerby will conduct a Fact Find to comprehend your mortgage requirements. After completing this, your assigned mortgage advisor will search for a mortgage product that suits your unique financial situation. If you are content with the suggested mortgage product, we will move forward by preparing your mortgage application.

Next, we will conduct a credit check on your behalf to obtain an agreement in principle. In addition, you will be required to provide supporting documents to strengthen your mortgage application.

Finally, we will submit your mortgage application and await a formal mortgage offer to be granted.

When should I obtain an agreement in principle in Willerby?

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As a mortgage broker in Willerby, we recommend securing an Agreement in Principle (AIP) as early as possible when searching for a mortgage, preferably before scheduling property viewings.

With an AIP in hand while house hunting, you could potentially have more leverage in negotiating the seller’s asking price.

Can I get a second mortgage in Willerby?

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As a mortgage broker operating in Willerby, we have successfully assisted numerous clients in obtaining second or multiple mortgages for various purposes, including buy-to-let, let-to-buy, holiday lets, and more.

Typically, acquiring an additional mortgage involves providing a considerable deposit, having a good credit score, and having the financial capacity to manage two significant mortgage payments each month.

We strongly advise consulting with a mortgage advisor in Willerby to assess your eligibility before taking on another mortgage.

Can I get a mortgage in Willerby with previous credit problems?

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Getting a mortgage in Melton may pose some difficulties if you have a history of credit problems, but it is not impossible.

The severity of your credit issues and how much time has passed since they happened will have an impact on the outcome of your application. It’s worth noting that lenders will thoroughly review your credit history to assess the risk of lending you money.

To secure a mortgage with bad credit in Melton, you may need to offer a higher initial deposit, usually between 10%-15% of the property price.

If you require professional advice on mortgages in Melton, please don’t hesitate to contact our team of mortgage experts.

Can you get me an Agreement in Principle within 24 Hours?

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Typically, our team get you an agreement in principle sorted for you 24 hours after attending your free mortgage appointment. Having an AIP can help when it comes to putting down an offer as well as negotiating the asking price with your seller.

In the case where your AIP expires, you can speak with an expert mortgage broker in Willerby and we can renew this for you!

We Search 1000s of Mortgages in Willerby

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Santander
Natwest Mortgage Advice
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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