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4.98 Rating677 Reviews
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
As always very helpful with what we required
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
We are buying house second time with Hullmoneyman and we are pleased with the service. Team is fantastic and very professional Charlie Bryson - our advisor section time did everything in very professional manner and with prompt response for our...
Amazing, was really pleased with the service from Chris & Lizzi. Really appreciate everything they’ve done for me. Would definitely recommended!
Nice and helpful without the hassle of doing it yourself
Always knowledgeable, friendly and helpful - an excellent and efficient team whose services I have called on several times over the last 18 years and would highly recommend.
Thank you Conor for your help and guidance you made the process easy and explained everything Thoroughly.
This was my second time using UK moneyman and will definitely be recommending them! Stacey provided an excellent service and was very efficient. Thank you Stacey for all your help, offer turned up earlier than expected 😉
I found Dinah at UKMONEYMAN very helpful and supportive all the way through my application. All my questions were answered in a timely manner with clear explanation. Dinah was always available whenever I required something. Thank you for your...
Excellent service, answered all questions and queries. Dinah was fantastic
Excellent from start to finish. Very informative and quick to respond . We would highly recommend Hull Uk Moneyman and will be using them again in the near future without hesitation. Thank you
As experienced mortgage brokers based in Patrington, we encounter very few situations that we haven’t dealt with before. Our extensive experience has enabled us to assist a diverse range of customers in achieving their mortgage objectives. Whether you’re a first-time homebuyer in Patrington, exploring the buy-to-let market, or seeking a mortgage for a unique circumstance, utilizing the services of a mortgage broker in Patrington could be the key to securing a favourable mortgage deal that saves you both time and money.
Scheduling a mortgage appointment with one of our mortgage advisors in Patrington has never been easier. Simply follow our new “Book Online” process and choose a date and time that fits your personal and professional schedule. We operate seven days a week to ensure maximum flexibility for our clients.
Our ultimate goal is to help you achieve mortgage success, whether you’re a first-time homebuyer, looking to move within Patrington, or interested in remortgaging. However, we understand that these options are not exhaustive, and we are committed to exploring additional opportunities for you. Throughout the mortgage process, you’ll encounter a plethora of options to choose from, each with its own set of unique features and benefits.
For first-time buyers in Patrington, the initial stages of the property purchasing process can be overwhelming, leaving them uncertain about what steps to take to get onto the property ladder. We understand the apprehension that comes with this significant financial commitment. However, as a first-time buyer, you may be eligible for various schemes such as Right to Buy, Help to Buy, Shared Ownership, and more.
As experienced mortgage advisors in Patrington, we are dedicated to helping you navigate the property purchasing process and get onto the property ladder. We’ll provide sound advice on the appropriate steps to take and the schemes available to you as a first-time buyer, guiding you towards becoming a homeowner. We are committed to supporting you throughout the entire process, from your initial consultation until the completion of your mortgage and beyond.
If you’re a property investor seeking to expand your portfolio, or a first-time buyer keen to enter the buy-to-let market, our services can be of great assistance. As a mortgage broker in Patrington, you may also be interested in exploring the possibilities of holiday lets. Buy-to-let mortgages are a frequent scenario that we encounter at Hullmoneyman, as they offer substantial benefits for landlords in the long run.
Our team of diligent and dependable mortgage advisors in Hull and Patrington prioritize developing strong relationships with the landlords we work with, providing unwavering support as they grow their property portfolios. This applies whether you’re purchasing a property under your name or with a Special Purpose Vehicle (SPV), such as a limited company.
Even if you’re not currently in the market for a new home, as a homeowner, you may consider remortgaging when nearing the end of your initial fixed-term period. Remortgaging provides several options that you may not be aware of.
For many homeowners, remortgaging provides an opportunity to secure a better deal, reducing their mortgage payments and overall term. Others may opt to release equity to finance home improvements or for other reasons such as capital raising. Regardless, remortgaging is a popular choice for homeowners who are attached to their homes and prefer not to move.
A limitation with approaching a bank for a mortgage is that they only offer their own in-house mortgage products. Whereas, a mortgage broker, like us, has access to a large panel of both high street and specialist lenders. Here at Hullmoneyman. we have a panel of over 30 different lenders which we can search through to find the most appropriate product for you. Book a free mortgage appointment to speak with a mortgage advisor in Patrington today.
To keep up with all things mortgages, we are active on a range of social channels where we post all things mortgages like educational content and company updates. MoneymanTV is our YouTube channel that is full of videos regarding the current mortgage market as well as tips and tricks.
We understand that the mortgage process can be a daunting process and can come with its obstacles. Our team understand this which is why they provide such a supportive and caring service. As your mortgage broker in Patrington is take away as much stress from the moving home process.
To secure a mortgage in Patrington, you will typically need to provide a minimum deposit of 5% of the property’s value. However, if you have a poor credit history, some lenders may require a deposit of up to 10% to 15% of the property’s value. The exact amount may vary depending on the lender’s specific requirements.
If you’re in the process of getting a mortgage, it’s worth considering talking to a mortgage broker in Patrington as they could potentially save you time and money. Here’s an overview of how we work:
When you get in touch with us, one of our mortgage advisors in Patrington will conduct a fact-finding exercise to understand your mortgage requirements and situation. Based on this information, your advisor will identify the most appropriate mortgage deal for you, taking into account your personal and financial circumstances. If you decide to proceed with us and the mortgage product we recommend, we can then start the process of preparing your mortgage application.
You will be assigned a dedicated case manager who will help you to complete your mortgage application. Once it’s ready, we will submit it to the mortgage lender on your behalf. After that, all you have to do is wait for a formal mortgage offer to be issued!
It is recommended to obtain an agreement in principle (AIP) before attending property viewings. An AIP is a document that a lender issues to confirm their willingness to lend to you, based on the evidence you provide of your income and affordability.
The validity of an AIP is typically 30-90 days. If your AIP expires, you can renew it quickly by contacting a mortgage broker in Patrington, like us, and we will arrange for a new one to be issued within 24 hours.
While it can be challenging to secure a mortgage with bad credit, it is not necessarily impossible. Lenders will review your credit history and determine the level of risk involved in lending to you when considering your mortgage affordability with poor credit. Given that a mortgage is a substantial financial commitment, lenders need assurance that you can repay the loan.
If you need help in finding a mortgage with bad credit, our specialist mortgage advisors in Patrington are available to assist you. Contact our team or schedule a free mortgage consultation online to discuss your options.