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Mortgage Broker in Patrington

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 772986Speak to an Advisor - It's free!

Mortgage Broker in Patrington

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's free! 01482 772986

Providing Expert Mortgage Advice in Patrington

As experienced mortgage brokers based in Patrington, we encounter very few situations that we haven’t dealt with before. Our extensive experience has enabled us to assist a diverse range of customers in achieving their mortgage objectives.

Whether you’re a first-time homebuyer in Patrington, exploring the buy-to-let market, or seeking a mortgage for a unique circumstance, utilizing the services of a mortgage broker in Patrington could be the key to securing a favourable mortgage deal that saves you both time and money.

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Your Mortgage Options in Patrington

All of our Customers Receive a Free Mortgage Appointment!

Our ultimate goal is to help you achieve mortgage success, whether you’re a first-time homebuyer, looking to move within Patrington, or interested in remortgaging. However, we understand that these options are not exhaustive, and we are committed to exploring additional opportunities for you. Throughout the mortgage process, you’ll encounter a plethora of options to choose from, each with its own set of unique features and benefits.

Scheduling a mortgage appointment with one of our mortgage advisors in Patrington has never been easier. Simply follow our new “Book Online” process and choose a date and time that fits your personal and professional schedule. We operate seven days a week to ensure maximum flexibility for our clients.

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Your Mortgage Options in Patrington

First Time Buyer Mortgages in Patrington

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For first-time buyers in Patrington, the initial stages of the property purchasing process can be overwhelming, leaving them uncertain about what steps to take to get onto the property ladder. We understand the apprehension that comes with this significant financial commitment. However, as a first-time buyer, you may be eligible for various schemes such as Right to Buy, Help to Buy, Shared Ownership, and more.

As experienced mortgage advisors in Patrington, we are dedicated to helping you navigate the property purchasing process and get onto the property ladder. We’ll provide sound advice on the appropriate steps to take and the schemes available to you as a first-time buyer, guiding you towards becoming a homeowner. We are committed to supporting you throughout the entire process, from your initial consultation until the completion of your mortgage and beyond.

Moving Home Mortgages in Patrington

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If you’re a homeowner in or around Patrington and approaching the end of your initial fixed-period, you may be considering moving home instead of remortgaging. There are various reasons why someone might skip a remortgage and opt to move home, such as needing more space for an office or family expansion, wanting better living costs, or desiring a change of scenery.

We take pride in offering high-quality mortgage advice in Patrington. We understand that the home moving process can be stressful, and we want to assist you. In addition to finding a buyer, packing up, and preparing for your purchase, you don’t need the added stress of a mortgage. Let us alleviate that burden for you!

Buy to let Mortgage Patrington

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If you’re a property investor seeking to expand your portfolio, or a first-time buyer keen to enter the buy-to-let market, our services can be of great assistance. As a mortgage broker in Patrington, you may also be interested in exploring the possibilities of holiday lets. Buy-to-let mortgages are a frequent scenario that we encounter at Hullmoneyman, as they offer substantial benefits for landlords in the long run.

Our team of diligent and dependable mortgage advisors in Hull and Patrington prioritize developing strong relationships with the landlords we work with, providing unwavering support as they grow their property portfolios. This applies whether you’re purchasing a property under your name or with a Special Purpose Vehicle (SPV), such as a limited company.

Remortgaging in Patrington

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Even if you’re not currently in the market for a new home, as a homeowner, you may consider remortgaging when nearing the end of your initial fixed-term period. Remortgaging provides several options that you may not be aware of.

For many homeowners, remortgaging provides an opportunity to secure a better deal, reducing their mortgage payments and overall term. Others may opt to release equity to finance home improvements or for other reasons such as capital raising. Regardless, remortgaging is a popular choice for homeowners who are attached to their homes and prefer not to move.

Self Employed Mortgages Patrington

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For self-employed mortgage applicants in Patrington, providing evidence of their income can be the most challenging part of the process. This is due to the need to demonstrate a consistent and adequate income. While it may be difficult, obtaining a mortgage is not impossible.

Our team has extensive experience in assisting self-employed mortgage applicants in purchasing their homes. A member of our dedicated mortgage advice team will assess your case and suggest the most suitable mortgage deal for your situation, offering guidance on your next steps. We aim to increase your chances of securing a mortgage through our assistance.

Mortgage Options for Over 50s in Patrington

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Our in-house team is dedicated to assisting later-life mortgage applicants who wish to explore their options. Many people in this category assume that getting a mortgage at their age is impossible, but this is not the case, and there are plenty of options to consider.

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Our Simple 4-Step Process

Book Online

Step 1

Book a free mortgage appointment online to speak with one of our expert mortgage advisors in Patrington.

Our team of mortgage advisors offers a prompt, friendly, and high-quality mortgage advice service in the area.

Free Mortgage Apppointment

Step 2

This will give your mortgage advisor in Patrington the chance to know your financial background and evaluate your affordability.

Plus, they’ll sort you out with an agreement in principle, which is handy bargaining tool when making any offers.

Finding a Suitable Product

Step 3

Your mortgage advisors in Patrington will go away and search thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.

Submit Your Application

Step 4

Once your application is all set, we will submit your mortgage request to the lender, and keep you posted during the entire process.

Reasons to Choose us

Free Appointment in Patrington

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Whether you are a first-time buyer, looking for a new home, a new or existing landlord seeking a buy-to-let mortgage, or just in need of specialist mortgage advice in Hull, we can assist you.

As a responsive mortgage broker in Hull, we operate seven days a week. You have the flexibility to choose a date and time that best aligns with your personal and work commitments. We recognize that everyone leads busy lives, and the time that suits you best also works well for us.

Search 1000s of products

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Our team of experienced mortgage advisors in Hull has been serving as a trusted broker in Patrington for more than 20 years now. Over the years, we have encountered a wide range of mortgage scenarios, and our expertise in the industry is unparalleled. Drawing on our extensive knowledge of lenders, combined experience, and unwavering commitment, we will do our utmost to help you find the best mortgage deal for your unique situation.

We take into account a variety of factors, including your credit score and affordability, to assist you in obtaining a mortgage.

Our Service

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Providing open and honest mortgage advice in Hull if you require assistance with your mortgage, schedule an appointment with our experienced and reputable mortgage broker in Hull today. Our team of mortgage advisors offers a prompt, friendly, and high-quality mortgage advice service in the area.

Take advantage of our free mortgage appointment or remortgage review if you are approaching the end of your fixed-term. Our transparent and trustworthy mortgage advisors in Hull will work with you to help you achieve your mortgage goals.

7 Days a Week

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Our committed team of mortgage advisors in Patrington are available 7 days a week, from early morning until late at night, to provide you with the best mortgage service at your convenience (subject to availability). Our priority is always to put our customers first and offer them the most suitable mortgage deal for their circumstances. Let us assist you in finding the ideal mortgage option!

Malcolm and Amy Davidson - Mortgage Advice in Hull

Common Mortgage Questions in Patrington

How much deposit do I need for a mortgage in Patrington?

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To secure a mortgage in Patrington, you will typically need to provide a minimum deposit of 5% of the property’s value. However, if you have a poor credit history, some lenders may require a deposit of up to 10% to 15% of the property’s value. The exact amount may vary depending on the lender’s specific requirements.

How does the mortgage process work in Patrington?

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If you’re in the process of getting a mortgage, it’s worth considering talking to a mortgage broker in Patrington as they could potentially save you time and money. Here’s an overview of how we work:

When you get in touch with us, one of our mortgage advisors in Patrington will conduct a fact-finding exercise to understand your mortgage requirements and situation. Based on this information, your advisor will identify the most appropriate mortgage deal for you, taking into account your personal and financial circumstances. If you decide to proceed with us and the mortgage product we recommend, we can then start the process of preparing your mortgage application.

You will be assigned a dedicated case manager who will help you to complete your mortgage application. Once it’s ready, we will submit it to the mortgage lender on your behalf. After that, all you have to do is wait for a formal mortgage offer to be issued!

When should I obtain an agreement in principle in Patrington?

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It is recommended to obtain an agreement in principle (AIP) before attending property viewings. An AIP is a document that a lender issues to confirm their willingness to lend to you, based on the evidence you provide of your income and affordability.

The validity of an AIP is typically 30-90 days. If your AIP expires, you can renew it quickly by contacting a mortgage broker in Patrington, like us, and we will arrange for a new one to be issued within 24 hours.

Can I get a mortgage in Patrington with previous credit problems?

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While it can be challenging to secure a mortgage with bad credit, it is not necessarily impossible. Lenders will review your credit history and determine the level of risk involved in lending to you when considering your mortgage affordability with poor credit. Given that a mortgage is a substantial financial commitment, lenders need assurance that you can repay the loan.

If you need help in finding a mortgage with bad credit, our specialist mortgage advisors in Patrington are available to assist you. Contact our team or schedule a free mortgage consultation online to discuss your options.

We Search 1000s of Mortgages in Patrington

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Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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