Mortgage Broker in Patrington
Mortgage Advice in Patrington
Book Your Free Mortgage Appointment Online
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Open & honest mortgage advice in Patrington from advisors with experience of every mortgage on the market. Speak to a mortgage advisor in Patrington today.
For your FREE mortgage appointment call 01482 772 986
Book OnlineFor your FREE mortgage appointment call 01482 772 986
Open & honest mortgage advice in Patrington from advisors with experience of every mortgage on the market. Speak to a mortgage advisor in Patrington today.
Book Online4.98 Rating677 Reviews
Tom
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
1 day ago
Kristy
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
2 days ago
Mark
As always very helpful with what we required
5 days ago
Natalie
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
1 week ago
Freya
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
2 weeks ago
Martin
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
3 weeks ago
Jason
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
4 weeks ago
Kelly
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
1 month ago
Stacey
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
1 month ago
Kirsty
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
1 month ago
Katarzyna
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
1 month ago
Agnieszka
We are buying house second time with Hullmoneyman and we are pleased with the service. Team is fantastic and very professional Charlie Bryson - our advisor section time did everything in very professional manner and with prompt response for our...
1 month ago
Cameron
Amazing, was really pleased with the service from Chris & Lizzi. Really appreciate everything they’ve done for me. Would definitely recommended!
1 month ago
Anonymous
Nice and helpful without the hassle of doing it yourself
1 month ago
Anonymous
Always knowledgeable, friendly and helpful - an excellent and efficient team whose services I have called on several times over the last 18 years and would highly recommend.
1 month ago
Emma
Thank you Conor for your help and guidance you made the process easy and explained everything Thoroughly.
1 month ago
Wayne
This was my second time using UK moneyman and will definitely be recommending them! Stacey provided an excellent service and was very efficient. Thank you Stacey for all your help, offer turned up earlier than expected 😉
2 months ago
Idris
I found Dinah at UKMONEYMAN very helpful and supportive all the way through my application. All my questions were answered in a timely manner with clear explanation. Dinah was always available whenever I required something. Thank you for your...
2 months ago
Danny
Excellent service, answered all questions and queries. Dinah was fantastic
2 months ago
Joe
Excellent from start to finish. Very informative and quick to respond . We would highly recommend Hull Uk Moneyman and will be using them again in the near future without hesitation. Thank you
2 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Patrington | Mortgage Advice in Patrington
As experienced mortgage brokers based in Patrington, we encounter very few situations that we haven’t dealt with before. Our extensive experience has enabled us to assist a diverse range of customers in achieving their mortgage objectives. Whether you’re a first-time homebuyer in Patrington, exploring the buy-to-let market, or seeking a mortgage for a unique circumstance, utilizing the services of a mortgage broker in Patrington could be the key to securing a favourable mortgage deal that saves you both time and money.
Scheduling a mortgage appointment with one of our mortgage advisors in Patrington has never been easier. Simply follow our new “Book Online” process and choose a date and time that fits your personal and professional schedule. We operate seven days a week to ensure maximum flexibility for our clients.
Mortgages for Home Buyers and Homeowners in Patrington
Our ultimate goal is to help you achieve mortgage success, whether you’re a first-time homebuyer, looking to move within Patrington, or interested in remortgaging. However, we understand that these options are not exhaustive, and we are committed to exploring additional opportunities for you. Throughout the mortgage process, you’ll encounter a plethora of options to choose from, each with its own set of unique features and benefits.
First Time Buyer in Patrington
For first-time buyers in Patrington, the initial stages of the property purchasing process can be overwhelming, leaving them uncertain about what steps to take to get onto the property ladder. We understand the apprehension that comes with this significant financial commitment. However, as a first-time buyer, you may be eligible for various schemes such as Right to Buy, Help to Buy, Shared Ownership, and more.
As experienced mortgage advisors in Patrington, we are dedicated to helping you navigate the property purchasing process and get onto the property ladder. We’ll provide sound advice on the appropriate steps to take and the schemes available to you as a first-time buyer, guiding you towards becoming a homeowner. We are committed to supporting you throughout the entire process, from your initial consultation until the completion of your mortgage and beyond.
Buy to Let in Patrington
If you’re a property investor seeking to expand your portfolio, or a first-time buyer keen to enter the buy-to-let market, our services can be of great assistance. As a mortgage broker in Patrington, you may also be interested in exploring the possibilities of holiday lets. Buy-to-let mortgages are a frequent scenario that we encounter at Hullmoneyman, as they offer substantial benefits for landlords in the long run.
Our team of diligent and dependable mortgage advisors in Hull and Patrington prioritize developing strong relationships with the landlords we work with, providing unwavering support as they grow their property portfolios. This applies whether you’re purchasing a property under your name or with a Special Purpose Vehicle (SPV), such as a limited company.
Remortgage in Patrington
Even if you’re not currently in the market for a new home, as a homeowner, you may consider remortgaging when nearing the end of your initial fixed-term period. Remortgaging provides several options that you may not be aware of.
For many homeowners, remortgaging provides an opportunity to secure a better deal, reducing their mortgage payments and overall term. Others may opt to release equity to finance home improvements or for other reasons such as capital raising. Regardless, remortgaging is a popular choice for homeowners who are attached to their homes and prefer not to move.
Self Employed in Patrington
For self-employed mortgage applicants in Patrington, providing evidence of their income can be the most challenging part of the process. This is due to the need to demonstrate a consistent and adequate income. While it may be difficult, obtaining a mortgage is not impossible.
Our team has extensive experience in assisting self-employed mortgage applicants in purchasing their homes. A member of our dedicated mortgage advice team will assess your case and suggest the most suitable mortgage deal for your situation, offering guidance on your next steps. We aim to increase your chances of securing a mortgage through our assistance.
Moving Home in Patrington
If you’re a homeowner in or around Patrington and approaching the end of your initial fixed-period, you may be considering moving home instead of remortgaging. There are various reasons why someone might skip a remortgage and opt to move home, such as needing more space for an office or family expansion, wanting better living costs, or desiring a change of scenery.
We take pride in offering high-quality mortgage advice in Patrington. We understand that the home moving process can be stressful, and we want to assist you. In addition to finding a buyer, packing up, and preparing for your purchase, you don’t need the added stress of a mortgage. Let us alleviate that burden for you!
Mortgage Options for those aged over 50 in Patrington
Our in-house team is dedicated to assisting later-life mortgage applicants who wish to explore their options. Many people in this category assume that getting a mortgage at their age is impossible, but this is not the case, and there are plenty of options to consider.
Why choose us as your Mortgage Broker in Patrington?
Our team of experienced mortgage advisors has been serving as a trusted broker in Patrington for more than 20 years now. Over the years, we have encountered a wide range of mortgage scenarios, and our expertise in the industry is unparalleled. Drawing on our extensive knowledge of lenders, combined experience, and unwavering commitment, we will do our utmost to help you find the best mortgage deal for your unique situation.
We take into account a variety of factors, including your credit score and affordability, to assist you in obtaining a mortgage.
Our Service is 7 Days a Week
Our committed team of mortgage advisors in Patrington are available 7 days a week, from early morning until late at night, to provide you with the best mortgage service at your convenience (subject to availability). Our priority is always to put our customers first and offer them the most suitable mortgage deal for their circumstances. Let us assist you in finding the ideal mortgage option!
Contact your Mortgage Broker in Patrington
If you require assistance with your mortgage, schedule an appointment with our experienced and reputable mortgage broker in Hull today. Our team of mortgage advisors offers a prompt, friendly, and high-quality mortgage advice service in the area.
Whether you are a first-time buyer, looking for a new home, a new or existing landlord seeking a buy-to-let mortgage, or just in need of specialist mortgage advice in Hull, we can assist you.
Take advantage of our free mortgage appointment or remortgage review if you are approaching the end of your fixed-term. Our transparent and trustworthy mortgage advisors in Hull will work with you to help you achieve your mortgage goals.
We search 1000's of mortgage deals across a large number of lenders, including:
Bank vs Broker
A limitation with approaching a bank for a mortgage is that they only offer their own in-house mortgage products. Whereas, a mortgage broker, like us, has access to a large panel of both high street and specialist lenders. Here at Hullmoneyman. we have a panel of over 30 different lenders which we can search through to find the most appropriate product for you. Book a free mortgage appointment to speak with a mortgage advisor in Patrington today.
Find Your Mortgage Broker in Patrington on Social Media
To keep up with all things mortgages, we are active on a range of social channels where we post all things mortgages like educational content and company updates. MoneymanTV is our YouTube channel that is full of videos regarding the current mortgage market as well as tips and tricks.
Stress-Free Mortgage Advice in Patrington
We understand that the mortgage process can be a daunting process and can come with its obstacles. Our team understand this which is why they provide such a supportive and caring service. As your mortgage broker in Patrington is take away as much stress from the moving home process.
Common mortgage questions
To secure a mortgage in Patrington, you will typically need to provide a minimum deposit of 5% of the property’s value. However, if you have a poor credit history, some lenders may require a deposit of up to 10% to 15% of the property’s value. The exact amount may vary depending on the lender’s specific requirements.
If you’re in the process of getting a mortgage, it’s worth considering talking to a mortgage broker in Patrington as they could potentially save you time and money. Here’s an overview of how we work:
When you get in touch with us, one of our mortgage advisors in Patrington will conduct a fact-finding exercise to understand your mortgage requirements and situation. Based on this information, your advisor will identify the most appropriate mortgage deal for you, taking into account your personal and financial circumstances. If you decide to proceed with us and the mortgage product we recommend, we can then start the process of preparing your mortgage application.
You will be assigned a dedicated case manager who will help you to complete your mortgage application. Once it’s ready, we will submit it to the mortgage lender on your behalf. After that, all you have to do is wait for a formal mortgage offer to be issued!
It is recommended to obtain an agreement in principle (AIP) before attending property viewings. An AIP is a document that a lender issues to confirm their willingness to lend to you, based on the evidence you provide of your income and affordability.
The validity of an AIP is typically 30-90 days. If your AIP expires, you can renew it quickly by contacting a mortgage broker in Patrington, like us, and we will arrange for a new one to be issued within 24 hours.
While it can be challenging to secure a mortgage with bad credit, it is not necessarily impossible. Lenders will review your credit history and determine the level of risk involved in lending to you when considering your mortgage affordability with poor credit. Given that a mortgage is a substantial financial commitment, lenders need assurance that you can repay the loan.
If you need help in finding a mortgage with bad credit, our specialist mortgage advisors in Patrington are available to assist you. Contact our team or schedule a free mortgage consultation online to discuss your options.
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