The mortgage process can be a stressful and often confusing experience. Our job as a mortgage broker in Melton is to take all of the stress away so that you can move into your new home or follow through with your property purchase with peace of mind.
Our service isn’t just about finding you any old mortgage product, your mortgage advisor in Melton will conduct an in-depth analysis of your mortgage situation to find a mortgage product tailored to your personal and financial situation. We are able to search 1000s of mortgage products on your behalf via our large panel of mortgage lenders.
We will also try and find you a deal that saves you time and money. As a mortgage broker in Melton, we work for you, and you only!
Because we consider all mortgage situations, every customer can benefit from a free mortgage appointment. All that you have to do is give us a call or book online!
Arranging your free mortgage appointment online has never been easier, you can select a date and time that works best for you. Our team work 7 days a week to ensure that you can book a mortgage appointment around your busy personal and working life. We have appointments available during the morning, afternoon or late at night.
If you would rather schedule a callback, feel free to give us a call when you can to get this arranged.
We have been working as a mortgage broker in Melton for over 20 years now; working with many different types of mortgage applicants. This has let us encounter a variety of mortgage scenarios, including complex and specialist cases. There is not a mortgage situation we have not come across!
It can be quite stressful to embark on your first mortgage journey, especially because you don’t know where to start! Your first task is to work out your affordability for a mortgage so that you can find out how much you can borrow. As a mortgage broker in Melton, we can find this out for you through our first time buyer mortgage calculators.
We will be able to provide you with an accurate figure as to how much you can borrow for a mortgage in Melton. If you are struggling to save for a mortgage, you should consider looking at Help to Buy schemes to boost your initial deposit. There are many Help to Buy schemes available to you as a homebuyer in Melton and they could give you that extra boost that you need.
When you are moving home in Melton, you have to consider that you are buying a property at the same time as selling one. We want to take away all of the stress that comes with moving home and handle the whole mortgage side of the process for you. This means that you can catch your breath and focus on the moving process.
From your initial point of contact to getting your keys, our mortgage advisors in Melton will be right by your side throughout the whole mortgage process.
If you are a current or budding landlord in Melton, getting the perfect mortgage product for your buy to let property could help you save money by reducing your repayments.
We can help you find that mortgage product for your buy to let. Our buy to let mortgage advisors in Melton can also help you with your let to buy, HMO or interest-only mortgage in Melton.
Remortgage is the process of switching from your current mortgage deal to a new one. Whether this is through the same lender via a product transfer or a new lender, you would hope to get a better rate and reduce your payments. You would look to remortgage before your current mortgage comes to an end so that you do not fall onto your lender’s standard variable rate of interest.
The interest is likely higher than your current rate and you would see your monthly repayments increase. Our job is to help you find a new competitive mortgage product to switch over to. We will search through 1000s of remortgage deals in order to find you the perfect product for your property.
Your remortgage advisor in Melton will look at your personal and financial situation to determine what sort of deals you are able to access. If you are unable to get a better rate, we will be open and honest with you and advise you to continue with your current rate. If you want to explore your other remortgage options, we can help you with raising funds for home improvements, consolidating debt and releasing equity.
If you are self employed in Melton, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.
Our mortgage advisor in Melton will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.
If you are looking to explore your mortgage options at the age of over 50, we have a dedicated later-life team you can speak with. There are many options that you may not be aware of that we can run through with you.
Book a free mortgage appointment with a mortgage advisor in Melton online or by giving us a call today.
Our Customers Love Us
4.98 Rating721 Reviews
Glen
Good service very prompt at sorting fantastic deals highly recommended
2 days ago
Paula
Chris was brilliant, great communication and always there to answer any questions. 100% recommended, great service from first enquiries to securing our mortgage and insurances and good to know we can message anytime with any queries we need help...
4 days ago
George
Incredible service from Malcolm, Stacey and the whole team in helping us with our mortgage application. From start to finish we felt supported, the advice we were given was honest, genuine and with our best interests in mind. We wouldn't have known...
3 weeks ago
Angela
Excellent service from making enquiries to completion.
1 month ago
Mr Glenn
Helped us out enormously with our mortgage for self employed. Would definitely recommend these guys.
1 month ago
Lois
The whole process from start to finish has been first class. Chris has ensured we understood everything, been at the end of the phone if we needed anything answering and had our interests at heart. Debbie has also been a great support and we...
2 months ago
Matthew
Thank you Jason & Jo. Very friendly, down to earth and efficient. Worth far more than 5 Stars. Hullmoneyman its a no brainer!
2 months ago
Jason
Fantastic service, really easy and straightforward process which resulted in a mortgage that met our needs. Thank you
2 months ago
Syed
Very professional and excellent service! They helped us in each step until we purchased our home. Thank you, Hull Money Man.
2 months ago
Neil
Very helpful, friendly and very efficient
3 months ago
Rebecca
Very happy with Hull money man. They did everything for us from the start to the end. Staff are super helpful. Would not pick any other broker
3 months ago
Agnes
I lack words to describe my gratitude to Chris from Hullmoneyman for all help and advice he has given. My experience with this company is nothing but Very professional and caring service. Getting mortgage through them 5 years ago and remortgaging...
3 months ago
Kathleen
Always very helpful and efficient.Helpted me get the best deals everytime.Would highly recommend to all
3 months ago
Katie
I cannot recommend Matt and his colleague, Jo enough for their work and expertise in handling my mortgage. They listen to your requirements and genuinely want to help. The service i received was excellent, efficient and professional all the way...
4 months ago
Charlotte
Absolutely amazing, could not recommend them highly enough! Leo and Kerry are a credit to UK Moneyman and have been nothing but kind and helpful. Will be using again and recommend them to everyone I meet!
4 months ago
Oladipo
Great team. Charlie also did an amazing job in making sure the process was smooth.
4 months ago
Anonymous
Very good company, they assisted all the way from inception to completion of my new home.
4 months ago
Matthew
Have used Moneyman previously and was happy with the service, same again this time very happy with the service again.
4 months ago
Molly
Amazing service from start to finish - 100% recommend!
4 months ago
Gemma
Jo was super efficient and friendly. We got our mortgage locked in within a week of applying. Excellent service, couldn’t recommend the team at Hull Moneyman enough, worth every penny!
4 months ago
The first step is for you to book your free mortgage appointment online or by giving us a call. You will be paired with a mortgage advisor in Melton that specialises in your situation.
During your appointment, your mortgage advisor in Melton will ask you questions surrounding your personal and financial situation, this will allow them to search through 1000s of mortgage products in order to find the most suitable one for you.
Once we have found you a perfect mortgage product, it is up to you whether or not you want to continue with us. If you are happy with the deal, we can then begin preparing your mortgage application. From this point, you will be assigned to a dedicated case manager who will help you prepare your application and submit it to the lender.
Once you have submitted your application, the next step is to wait for your response. When we hear the good news, we will be in touch straight away! All that is left to do is to get the keys to your new property!
As a responsive mortgage broker in Hull, you can book your free mortgage appointment online 7 days a week. This means that you are able to select a date and time that best suits you and your busy schedule.
Contact your mortgage broker in Hull for expert advice and a free mortgage appointment today.
During any mortgage journey, our friendly mortgage advisors in Hull our panel of lenders include 1000s of mortgage products for you to access. We have both high street and specialist products available for you to take out – we will always try to save you time and money.
Providing open and honest mortgage advice in Hull we love helping customers through their mortgage journey, from start to finish we will hold your hand through the process to help you secure the keys to your new property. Our service does not go noticed, over our 20 years of helping mortgage applicants, we have generated a variety of outstanding customer reviews. Feel free to take a look to see whether we have helped someone in a similar situation to yourself.
Getting mortgage advice in Melton has never been easier. We have free, helpful mortgage guides across our site to give you useful tips and explainers on everything mortgage. You can also find a bunch of great useful content across our social channels and YouTube channel – MoneymanTV.
When looking for a mortgage in Melton, it’s crucial to keep in mind that most lenders usually require you to provide a minimum deposit of 5% of the property’s value. Nevertheless, depending on your credit score, you might be required to offer a higher deposit of 10% to 15% or even more.
If you’re curious about your potential borrowing capacity for a mortgage in Melton, don’t hesitate to contact our team today.
As a mortgage broker in Melton, we’ve managed to help numerous clients in securing second or multiple mortgages for various purposes, such as buy to lets, let to buys, holiday lets, and more.
Typically, obtaining an additional mortgage entails providing a substantial deposit, having a favourable credit score, and possessing the financial means to cover two significant mortgage payments each month.
We highly recommend consulting with a mortgage advisor in Melton to evaluate your eligibility before taking out another mortgage.
As a mortgage broker in Melton, we recommend securing an Agreement in Principle (AIP) as early as possible when searching for a mortgage, preferably before scheduling property viewings.
With an AIP in hand while house hunting, you could potentially have more leverage in negotiating the seller’s asking price.
Obtaining a mortgage in Melton with a history of credit problems can be challenging, but not impossible. The severity of your past credit issues and the time elapsed since they occurred will impact the outcome of your application. Keep in mind that lenders will carefully assess your credit history to determine the risk of lending you money.
You may need to provide a larger initial deposit to be able to secure a mortgage with bad credit in Melton. This is usually around 10%-15% of the property price.
If you need specialist mortgage advice in Melton, please don’t hesitate to reach out to our team of mortgage experts.
If you are looking to take out a mortgage and need help from a mortgage broker in Melton, you should know about our simple, fast and friendly process.
When you contact us, one of our mortgage advisors located in Melton will conduct a Fact Find to understand your mortgage requirements. After you have completed this, your designated mortgage advisor in Melton will search for a mortgage product tailored to your personal financial situation. If you are satisfied with the proposed mortgage product, we will proceed with preparing your mortgage application.
We will then conduct a credit check on your behalf to obtain an agreement in principle. Additionally, you will need to provide us with supporting documents to strengthen your mortgage application.
Finally, we will submit your mortgage application and wait for a formal mortgage offer to be granted.
As part of our responsive service, we can get you a mortgage agreement in principle within 24 hours of your free mortgage appointment. Your AIP can be used to support your offers on properties and sometimes help you negotiate the asking price with your seller.
If your AIP expires, you can come and speak with a mortgage broker in Melton like us, and we will renew it right away for you!
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