It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
01482 772986Speak to an Advisor - It's free!& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's free! 01482 772986
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The mortgage process can be a stressful and often confusing experience. Our job as a mortgage broker in Melton is to take all of the stress away so that you can move into your new home or follow through with your property purchase with peace of mind.
Our service isn’t just about finding you any old mortgage product, your mortgage advisor in Melton will conduct an in-depth analysis of your mortgage situation to find a mortgage product tailored to your personal and financial situation. We are able to search 1000s of mortgage products on your behalf via our large panel of mortgage lenders.
We will also try and find you a deal that saves you time and money. As a mortgage broker in Melton, we work for you, and you only!
Book Online
Because we consider all mortgage situations, every customer can benefit from a free mortgage appointment. All that you have to do is give us a call or book online!
Arranging your free mortgage appointment online has never been easier, you can select a date and time that works best for you. Our team work 7 days a week to ensure that you can book a mortgage appointment around your busy personal and working life. We have appointments available during the morning, afternoon or late at night.
If you would rather schedule a callback, feel free to give us a call when you can to get this arranged.
We have been working as a mortgage broker in Melton for over 20 years now; working with many different types of mortgage applicants. This has let us encounter a variety of mortgage scenarios, including complex and specialist cases. There is not a mortgage situation we have not come across!
Our Reviews
It can be quite stressful to embark on your first mortgage journey, especially because you don’t know where to start! Your first task is to work out your affordability for a mortgage so that you can find out how much you can borrow. As a mortgage broker in Melton, we can find this out for you through our first time buyer mortgage calculators.
We will be able to provide you with an accurate figure as to how much you can borrow for a mortgage in Melton. If you are struggling to save for a mortgage, you should consider looking at Help to Buy schemes to boost your initial deposit. There are many Help to Buy schemes available to you as a homebuyer in Melton and they could give you that extra boost that you need.
When you are moving home in Melton, you have to consider that you are buying a property at the same time as selling one. We want to take away all of the stress that comes with moving home and handle the whole mortgage side of the process for you. This means that you can catch your breath and focus on the moving process.
From your initial point of contact to getting your keys, our mortgage advisors in Melton will be right by your side throughout the whole mortgage process.
If you are a current or budding landlord in Melton, getting the perfect mortgage product for your buy to let property could help you save money by reducing your repayments.
We can help you find that mortgage product for your buy to let. Our buy to let mortgage advisors in Melton can also help you with your let to buy, HMO or interest-only mortgage in Melton.
Remortgage is the process of switching from your current mortgage deal to a new one. Whether this is through the same lender via a product transfer or a new lender, you would hope to get a better rate and reduce your payments. You would look to remortgage before your current mortgage comes to an end so that you do not fall onto your lender’s standard variable rate of interest.
The interest is likely higher than your current rate and you would see your monthly repayments increase. Our job is to help you find a new competitive mortgage product to switch over to. We will search through 1000s of remortgage deals in order to find you the perfect product for your property.
Your remortgage advisor in Melton will look at your personal and financial situation to determine what sort of deals you are able to access. If you are unable to get a better rate, we will be open and honest with you and advise you to continue with your current rate. If you want to explore your other remortgage options, we can help you with raising funds for home improvements, consolidating debt and releasing equity.
If you are self employed in Melton, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.
Our mortgage advisor in Melton will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.
If you are looking to explore your mortgage options at the age of over 50, we have a dedicated later-life team you can speak with. There are many options that you may not be aware of that we can run through with you.
Book a free mortgage appointment with a mortgage advisor in Melton online or by giving us a call today.
Our Customers Love Us
4.98 Rating686 Reviews
Kayleigh
Everyone that has been involved in our case has been polite and very helpful and taken alot of the stress out of something I personally found quite daunting and overwhelming
3 days ago
Anonymous
Very helpful and friendly
5 days ago
Ewelina
Outstanding service, Chris was amazing and very responsive, he answered all of my questions and helped me to get my mortgage offer so fast! He’s done an amazing job, I recommend Hullmoneyman for everyone, especially for the first time buyers like...
1 week ago
Steve
Very professional, friendly and exceptionally motivated, dynamic and driven in ensuring they deliver the best possible service to you. Dan and Jo who managed my mortgage allocation were outstanding, clear and extremely helpful.
1 month ago
Magdalena
Amazing service. We received all the support that we needed in our journey to buy a house via mortgage and extra help with insurance, surveyor and conveyancer. As first buyers, we had no idea what was needed to be done and where to go or what to...
1 month ago
Benjamin
From the start of the process to the end I couldn’t sing Jason’s praises any higher, he went through it all in basic terms for me to understand and responded to any calls and emails very promptly.
1 month ago
Andrew
If you think your at a lost cause, don’t think any further than Hullmoneyman, they really pull out the stops to support and deliver.
1 month ago
Kerry
After getting turned down from my own bank for a ccj I turned to Hullmoneyman after hearing great things !!! And can honestly say there was right iv now got my mortgage that works for me , I couldn’t recommend him enough , thank you so much !!
1 month ago
Nathan
Great service, very helpful. From a first time buyer
2 months ago
Tom
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
2 months ago
Kristy
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
2 months ago
Mark
As always very helpful with what we required
2 months ago
Natalie
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
3 months ago
Freya
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
3 months ago
Martin
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
3 months ago
Jason
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
3 months ago
Kelly
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
3 months ago
Stacey
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
3 months ago
Kirsty
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
3 months ago
Katarzyna
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
3 months ago
The first step is for you to book your free mortgage appointment online or by giving us a call. You will be paired with a mortgage advisor in Melton that specialises in your situation.
During your appointment, your mortgage advisor in Melton will ask you questions surrounding your personal and financial situation, this will allow them to search through 1000s of mortgage products in order to find the most suitable one for you.
Once we have found you a perfect mortgage product, it is up to you whether or not you want to continue with us. If you are happy with the deal, we can then begin preparing your mortgage application. From this point, you will be assigned to a dedicated case manager who will help you prepare your application and submit it to the lender.
Once you have submitted your application, the next step is to wait for your response. When we hear the good news, we will be in touch straight away! All that is left to do is to get the keys to your new property!
As a responsive mortgage broker in Hull, you can book your free mortgage appointment online 7 days a week. This means that you are able to select a date and time that best suits you and your busy schedule.
Contact your mortgage broker in Hull for expert advice and a free mortgage appointment today.
During any mortgage journey, our friendly mortgage advisors in Hull our panel of lenders include 1000s of mortgage products for you to access. We have both high street and specialist products available for you to take out – we will always try to save you time and money.
Providing open and honest mortgage advice in Hull we love helping customers through their mortgage journey, from start to finish we will hold your hand through the process to help you secure the keys to your new property. Our service does not go noticed, over our 20 years of helping mortgage applicants, we have generated a variety of outstanding customer reviews. Feel free to take a look to see whether we have helped someone in a similar situation to yourself.
Getting mortgage advice in Melton has never been easier. We have free, helpful mortgage guides across our site to give you useful tips and explainers on everything mortgage. You can also find a bunch of great useful content across our social channels and YouTube channel – MoneymanTV.
When looking for a mortgage in Melton, it’s crucial to keep in mind that most lenders usually require you to provide a minimum deposit of 5% of the property’s value. Nevertheless, depending on your credit score, you might be required to offer a higher deposit of 10% to 15% or even more.
If you’re curious about your potential borrowing capacity for a mortgage in Melton, don’t hesitate to contact our team today.
As a mortgage broker in Melton, we’ve managed to help numerous clients in securing second or multiple mortgages for various purposes, such as buy to lets, let to buys, holiday lets, and more.
Typically, obtaining an additional mortgage entails providing a substantial deposit, having a favourable credit score, and possessing the financial means to cover two significant mortgage payments each month.
We highly recommend consulting with a mortgage advisor in Melton to evaluate your eligibility before taking out another mortgage.
As a mortgage broker in Melton, we recommend securing an Agreement in Principle (AIP) as early as possible when searching for a mortgage, preferably before scheduling property viewings.
With an AIP in hand while house hunting, you could potentially have more leverage in negotiating the seller’s asking price.
Obtaining a mortgage in Melton with a history of credit problems can be challenging, but not impossible. The severity of your past credit issues and the time elapsed since they occurred will impact the outcome of your application. Keep in mind that lenders will carefully assess your credit history to determine the risk of lending you money.
You may need to provide a larger initial deposit to be able to secure a mortgage with bad credit in Melton. This is usually around 10%-15% of the property price.
If you need specialist mortgage advice in Melton, please don’t hesitate to reach out to our team of mortgage experts.
If you are looking to take out a mortgage and need help from a mortgage broker in Melton, you should know about our simple, fast and friendly process.
When you contact us, one of our mortgage advisors located in Melton will conduct a Fact Find to understand your mortgage requirements. After you have completed this, your designated mortgage advisor in Melton will search for a mortgage product tailored to your personal financial situation. If you are satisfied with the proposed mortgage product, we will proceed with preparing your mortgage application.
We will then conduct a credit check on your behalf to obtain an agreement in principle. Additionally, you will need to provide us with supporting documents to strengthen your mortgage application.
Finally, we will submit your mortgage application and wait for a formal mortgage offer to be granted.
As part of our responsive service, we can get you a mortgage agreement in principle within 24 hours of your free mortgage appointment. Your AIP can be used to support your offers on properties and sometimes help you negotiate the asking price with your seller.
If your AIP expires, you can come and speak with a mortgage broker in Melton like us, and we will renew it right away for you!
Read our 686 Reviews
Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
