Mortgage Broker in Kingswood
Mortgage Advice in Kingswood
Book Your Free Mortgage Appointment Online
Read our 678 Reviews
We will hold your hand throughout the entire mortgage process, taking all of the stress away. Our mortgage advisors in Kingswood have been working for over 20 years in the mortgage industry, in which we have worked with many different types of mortgage applicants, let us help you!
For your FREE mortgage consultation in Sutton call 01482 772986
Book OnlineFor your FREE mortgage consultation in Sutton call 01482 772986
We will hold your hand throughout the entire mortgage process, taking all of the stress away. Our mortgage advisors in Kingswood have been working for over 20 years in the mortgage industry, in which we have worked with many different types of mortgage applicants, let us help you!
Book Online4.98 Rating678 Reviews
Nathan
Great service, very helpful. From a first time buyer
1 week ago
Tom
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
2 weeks ago
Kristy
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
2 weeks ago
Mark
As always very helpful with what we required
2 weeks ago
Natalie
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
3 weeks ago
Freya
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
4 weeks ago
Martin
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
1 month ago
Jason
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
1 month ago
Kelly
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
1 month ago
Stacey
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
1 month ago
Kirsty
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
1 month ago
Katarzyna
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
1 month ago
Agnieszka
We are buying house second time with Hullmoneyman and we are pleased with the service. Team is fantastic and very professional Charlie Bryson - our advisor section time did everything in very professional manner and with prompt response for our...
1 month ago
Cameron
Amazing, was really pleased with the service from Chris & Lizzi. Really appreciate everything they’ve done for me. Would definitely recommended!
2 months ago
Anonymous
Nice and helpful without the hassle of doing it yourself
2 months ago
Anonymous
Always knowledgeable, friendly and helpful - an excellent and efficient team whose services I have called on several times over the last 18 years and would highly recommend.
2 months ago
Emma
Thank you Conor for your help and guidance you made the process easy and explained everything Thoroughly.
2 months ago
Wayne
This was my second time using UK moneyman and will definitely be recommending them! Stacey provided an excellent service and was very efficient. Thank you Stacey for all your help, offer turned up earlier than expected 😉
2 months ago
Idris
I found Dinah at UKMONEYMAN very helpful and supportive all the way through my application. All my questions were answered in a timely manner with clear explanation. Dinah was always available whenever I required something. Thank you for your...
2 months ago
Danny
Excellent service, answered all questions and queries. Dinah was fantastic
2 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Kingswood
Getting in touch with a mortgage broker in Kingswood has never been easier. With our extensive experience working in the industry, with our help and support, we have helped countless customers navigate to mortgage completion.
Our team of dedicated mortgage advisors in Kingswood are committed to providing you with the service you need by finding the most suitable mortgage product, saving you time and money.
Whether it’s your first mortgage or you are familiar with the process already, we understand that the experience can be overwhelming and leaving you feeling mixed emotions.
At Hullmoneyman, we have encountered many customers with similar experiences and our goal is to provide a service that takes away as much stress as possible and helps you overcome any obstacles you may encounter. Our mortgage advisors in Kingswood is here to provide the guidance and support you need to ensure a smooth and stress-free mortgage journey.
Free Mortgage Appointment
As a mortgage broker in Kingswood, we have access to a wide range of lenders, offering mortgage products beyond those available in-house from a bank or building society. This provides you with more options and better chances of finding the most suitable mortgage product for your specific needs.
One of the benefits of working with a mortgage broker in Hull is our responsiveness. We are committed to responding quickly to your enquiries and providing you with the information you need to make informed decisions. Our team is available 7 days a week and can be reached online or by phone.
Our team strive to provide a stress-free and simple service for all customers who get in touch, regardless of their level of experience in the mortgage market.
We understand that taking on a new financial commitment can be daunting, which is why our team go the extra mile to make the process as smooth and hassle-free as possible. Our excellent customer service is reflected in our reviews from satisfied customers, feel free to navigate onto our reviews page and take a look.
Popular Mortgage Scenarios in Kingswood
First Time Buyers in Kingswood
If you’re a first time buyer in Kingswood and feeling overwhelmed by the financial commitment, our friendly team is here to help. From the moment you reach out to us, we’ll provide guidance throughout the entire process, simplifying technical jargon and keeping you updated regularly.
Finding the right mortgage can be daunting, but our mortgage advisors in Kingswood will walk you through every step. When you contact us, we’ll ask you a few questions about your financial background, and perform an affordability assessment to see what kind of deals you may qualify for.
Once we have a good understanding of your situation, your dedicated mortgage advisor in Kingswood will scour the mortgage market to find the best deal for you. We’ll also obtain an Agreement in Principle within 24 hours of your initial appointment, so you can start house-hunting with confidence.
We understand that you may have a lot of questions and concerns throughout the process, and we’re here to help. Don’t hesitate to ask your advisor as many questions as you need to find the right mortgage for your needs. Booking your free mortgage appointment online or contacting us is easy, so get in touch today.
Moving Home in Kingswood
Moving home in Kingswood can be a daunting task, particularly when buying and selling properties simultaneously. However, our team can assist you in managing the mortgage aspect of the process, making it less overwhelming.
One of the primary reasons for moving home is to find a larger property, but before embarking on property viewings and making offers, it is crucial to ensure affordability. We can help you determine a suitable budget to ascertain the type of properties that you can comfortably afford in Kingswood.
Buy to Let in Kingswood
Being a open and honest mortgage broker in Kingswood, we have an extensive experience working with Buy to Let landlords and has built strong relationships with many of them. Whether you are a first time buyer landlord or have an existing portfolio, we are ready to provide our expert assistance.
We offer a range of Buy to Let mortgage options, such as HMO, Holiday Let, and Let to Buy, to name a few. Our mortgage advisor in Kingswood will walk you through these options and help you determine the most appropriate one for your specific requirements when investing in a property in Kingswood.
Remortgaging in Kingswood
If your fixed mortgage term is coming to an end, it’s worth thinking about remortgaging in Kingswood. By doing this, you can switch to another mortgage deal before being moved to your lender’s standard variable rate of interest.
Our team can help you investigate the market for competitive rates and products, especially if you’ve been keeping up with your repayments. However, remortgaging isn’t just about obtaining a better deal. Many individuals also consider it as a means of financing home renovations, accessing equity, or consolidating debt into their mortgage.
Mortgage Options for Over 50s in Kingswood
If you are looking to explore your mortgage options and are over the age of 50, you may be eligible for a variety of mortgage options. We have a dedicated later-life lending team that you can book a free appointment with. You can book online or give us a call to schedule a date and time.
Our Simple 4-Step Mortgage Process
To begin, you need to arrange a complimentary mortgage appointment. Our service is available 7 days a week, and you can select a date and time that suits you best. We are flexible and strive to work around your schedule.
During your mortgage consultation with our mortgage advisors, they will search for the ideal mortgage product for your unique financial circumstances. By evaluating your personal and financial situation, they will identify the mortgage products available to you and present you with their recommendation.
If you decide to proceed with the mortgage product proposed by our mortgage advisor in Hull, we will move on to the next stage of preparing your mortgage application. A dedicated case manager will be assigned to you, who will assist you in gathering the required documentation for your application. Once you have everything in order, we will submit it for you.
The next step is to wait for the lender’s response. As soon as we receive the good news, we will contact you right away. You can then collect your keys and begin the process of moving into your new home!
Get Your Agreement in Principle Within 24-Hours
A document known as an AIP is provided by your lender, indicating their willingness to loan you funds for a mortgage. The lender assesses your affordability and income based on evidence-based documentation.
We can arrange an AIP for you within 24 hours of your cost-free mortgage consultation. This allows you to make offers on properties and, in certain cases, negotiate the seller’s asking price. If you require assistance with this aspect of the process, do not hesitate to seek mortgage advice in Kingswood, by speaking with one of our mortgage advisors on how to make a property offer.
Reasons to Choose us as Your Mortgage Broker in Kingswood
Our customers have shared their positive experiences with our service through reviews, and we take pride in each and every one of them. Check out our reviews page to see how we have assisted individuals in similar situations as yours.
You can choose your preferred date and time for a free mortgage appointment, thanks to our flexible scheduling. We operate seven days a week to ensure that your personal and work schedules are accommodated.
As a mortgage broker in Hull, we have access to a range of mortgage lenders with a diverse selection of high street and specialist products. This allows us to search through thousands of mortgage deals on your behalf.
For professional mortgage advice in Hull, please do not hesitate to give us a call anytime.
We search 1000's of mortgage deals across a large number of lenders, including:
About Us
We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
Find Your Mortgage Broker in Kingswood on Social Media
We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.
Stress-Free Remortgage Advice in Kingswood
You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.
Common mortgage questions
When applying for a mortgage in Kingswood, it’s important to provide a deposit. Most lenders require a minimum deposit of 5% of the property’s value. However, depending on your past circumstances, such as previous credit issues, this percentage may be higher, ranging from 10% to 15%.
As a mortgage broker in Kingswood, we advise obtaining an Agreement in Principle (AIP) as soon as possible if you’re looking for a mortgage, ideally before beginning property viewings. Getting an AIP before starting your house search may put you in a better position to negotiate with the seller on their asking price.
Our mortgage process involves several stages. When you contact us, one of our mortgage advisors in Kingswood will conduct a Fact Find to understand your mortgage requirements.
Your designated mortgage advisor in Kingswood will then search for appropriate mortgage deals that match your financial and personal circumstances. If you’re satisfied with the proposed mortgage product, we’ll move forward with preparing your mortgage application.
Next, we’ll perform a credit check to obtain an agreement in principle on your behalf. You’ll need to provide us with some supporting documents to strengthen your mortgage application.
Finally, we’ll submit your mortgage application and wait for a formal mortgage offer to be issued.
The fees associated with a remortgage are similar to those of your initial mortgage application. If you need a detailed breakdown of these costs, contact our remortgage advisors in Kingswood.
Our team will strive to reduce these expenses while also assessing your current mortgage product against new options to see if you’re eligible for a more favorable interest rate.
Although challenging, obtaining a mortgage in Kingswood with a history of credit problems is not impossible. The severity and age of your credit issues will affect your application’s outcome, as lenders will carefully review your credit record to determine the risk of lending you money.
If you need personalised mortgage advice in Kingswood, don’t hesitate to reach out to our team of mortgage experts.
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