Read our 678 Reviews
4.98 Rating678 Reviews
Great service, very helpful. From a first time buyer
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
As always very helpful with what we required
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
We are buying house second time with Hullmoneyman and we are pleased with the service. Team is fantastic and very professional Charlie Bryson - our advisor section time did everything in very professional manner and with prompt response for our...
Amazing, was really pleased with the service from Chris & Lizzi. Really appreciate everything they’ve done for me. Would definitely recommended!
Nice and helpful without the hassle of doing it yourself
Always knowledgeable, friendly and helpful - an excellent and efficient team whose services I have called on several times over the last 18 years and would highly recommend.
Thank you Conor for your help and guidance you made the process easy and explained everything Thoroughly.
This was my second time using UK moneyman and will definitely be recommending them! Stacey provided an excellent service and was very efficient. Thank you Stacey for all your help, offer turned up earlier than expected 😉
I found Dinah at UKMONEYMAN very helpful and supportive all the way through my application. All my questions were answered in a timely manner with clear explanation. Dinah was always available whenever I required something. Thank you for your...
Excellent service, answered all questions and queries. Dinah was fantastic
As an expert mortgage broker in Hornsea, we find that it isn’t often we’ll come across a situation we haven’t seen before. We have worked alongside a wide variety of different customers in helping them to reach their mortgage goals. Whether you are a first time buyer in Hornsea, thinking of investing in the world of buy to let or looking for a mortgage in a different situation, using a mortgage broker in Hornsea could be the difference in you securing a competitive mortgage deal that saves you time and money.
We have made it easy to book your mortgage appointment with a mortgage advisor in Hornsea, all that you have to do is follow our new “Book Online” process and pick a date and time. We work 7 days a week to ensure that you can pick a date and time that suits your personal and working life.
Whether you’re a first time buyer in Hornsea, looking at moving home in Hornsea, or you want to remortgage in Hornsea, we always aim for the top, hoping to find you mortgage success. Of course, these will not be the only mortgage options that you have access to, with some further topics being explored below. You’ll find that during your mortgage process, there are a lot of different options you can choose from.
First time buyers in Hornsea may find the initial process daunting, unsure of what they need to do to get onto the property ladder. The nerves are understandable, as this will most likely be the biggest financial commitment that you ever make. As a first time buyer, you may have access to various schemes, such as Right to Buy, Help to Buy, Shared Ownership and more.
We are here, as expert mortgage advisors in Hornsea to help you get onto the property ladder. We’ll be able to correctly advise on the right steps for you to take, what schemes you may have access to and more, on the road to becoming a first time homeowner. We’re here to support you, from your initial appointment, all the way through until your mortgage completes and beyond.
Perhaps you’re a current property investor looking to make an additional purchase. You could be a first time buyer, first time landlord, looking to make a splash in the property market with your first Buy to Let property. Being in Hornsea, maybe you’re looking to dip your toe into the world of holiday lets. Buy to Let is a commonly encountered mortgage scenario here at Hullmoneyman, as it can yield great reward for landlords over time.
Our dedicated team of hard working and trusted mortgage advisors in Hull & Hornsea like to build relationships with the landlords they speak to. We like to support them as they grow their property portfolios. No matter if you are purchasing a property in your name or with a SPV (Special Purpose Vehicle), such as a Limited Company, this will always be the case.
Maybe you aren’t even looking to buy a new home? If you’re already a homeowner, you may be content with remortgaging your current property once you’re nearing the end of your initial fixed-period. There are lots of different options for remortgaging that you may not be aware of.
For many, remortgaging allows them to move onto a better deal, reducing their mortgage payments as their term continues. Some may look to release equity to help fund any home improvements. There are additional reasons to, such as capital raising and a whole host of other scenarios. Regardless, remortgages are widely popular for homeowners who are fond of their homes and would rather not move.
Self-employed mortgage applicants in Hornsea may find that evidencing their income is the hardest part of the process. The challenge comes from having to provide proof that you can maintain a consistent and sufficient income. Though it can be tricky, it’s not impossible to get a mortgage by any means.
We are very experienced in helping self-employed mortgage applicants to purchase a home. A dedicated member of our mortgage advice team will take a look at your case, recommending the best mortgage deal for your situation and best advising on what you should do next. It is our hope that in doing so, you’ll be more likely to find yourself a mortgage.
If you are homeowner in or around Hornsea already and are heading towards the end point of your initial fixed-period, you may be wanting to move home. There are lots of reasons why someone may skip a remortgage and look to move home. You could maybe be requiring the space for an office or family growth? Would you like to have better living costs? Some may just want a change of scenery.
We are proud of our ability to offer a top level of mortgage advice Hornsea. The home moving process is stressful and we want to help. You already have to find a buyer, pack everything up and prepare for your purchase, without the added stress of a mortgage. Let us take that weight off your shoulders!
We have a dedicated in-house team for later-life applicants who want to explore their mortgage options. Most applicants in the later-life category don’t think that it is possible to get a mortgage at this age; this is not true and there are plenty of options available to explore.
We have been working as a trusted mortgage broker in Hornsea for well over 20 years now. Throughout our history in the industry, there is a high chance that our dedicated mortgage advisors in Hornsea have come across most mortgage scenarios that you could think of!
Using our in-depth lender knowledge, combined experience and team determination, we will give our all, to help you find the mortgage deal for your circumstances. With lots of factors to look at such as how your credit file is looking and affordability checks, we will hopefully be able to help you obtain a mortgage.
Our dedicated mortgage advice team in Hornsea are here to answer your mortgage queries. We are here 7 days a week, from early in the morning until late at night, to give our customers a top level mortgage service that is accessible at times that fit you, appointments subject to availability.
We always have our customers best interests at heart, no matter the case. Let us help you find the best mortgage deal!
If you need help with your mortgage, book an appointment to speak with a reputable and experienced mortgage broker in Hull today. Our team of mortgage advisors in Hornsea offer a high quality, fast & friendly mortgage advice service in Hornsea.
Regardless of if you are a first time buyer, in the market for a new home, are an existing or first time landlord looking to obtain a buy to let mortgage, or just need some specialist mortgage advice in Hornsea, we are here to help.
Book a free mortgage appointment today or a free remortgage review if you’re reaching the end of your fixed-period. An open & honest mortgage advisor in Hull will do what they can to help you on your way to mortgage success.
We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.
When looking for a mortgage in Hornsea, you will typically need a minimum deposit of 5% of the property value. However, if you have poor credit, you may need to offer as much as 10% to 15% of the property value. This can vary depending on the lender.
Speaking with a mortgage broker in Hornsea can potentially save you both time and money in your mortgage process. Here is a rundown of our process:
Upon contacting us, one of our mortgage advisors in Hornsea will conduct a fact find to gain insights into your mortgage situation and requirements. Based on this information, your mortgage advisor in Hornsea will locate the most suitable mortgage deal for your specific personal and financial situation. If you want to proceed with us and the mortgage product, we can begin the process of preparing your mortgage application.
You will then be assigned a dedicated case manager who will assist you in preparing your mortgage application. Once completed, we will submit it to the mortgage lender on your behalf. All that is left to do is to wait for a formal mortgage offer to be issued!
Before attending property viewings, it is advisable to have an agreement in principle (AIP) in place. An AIP is a document issued by your lender that confirms their willingness to lend to you, based on your ability to provide sufficient evidence supporting your income and affordability.
Typically, AIPs are valid for 30-90 days. If your AIP expires, you can quickly renew it by contacting a mortgage broker in Hornsea such as ourselves, and we will arrange a new one within 24 hours.
Although obtaining a mortgage with bad credit may pose more difficulties, it is not entirely impossible.
Your mortgage lender will evaluate your credit history and determine the risk of lending to you when assessing your affordability for a mortgage with poor credit. Ultimately, they are lending you a significant amount of money, so they must be confident that you are able to repay them.
If you wish to speak with a specialist mortgage advisor in Hornsea, please do not hesitate to contact our team or schedule a free mortgage consultation online.
When remortgaging, the fees you will encounter are identical to those incurred when obtaining your initial mortgage. If you require a breakdown of these expenses, your remortgage advisor in Hornsea can provide you with some relevant figures. It’s necessary to factor in costs such as arrangement fees, property surveys, and broker fees.