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Mortgage Broker in Hornsea

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 772986Speak to an Advisor - It's free!

Mortgage Broker in Hornsea

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's free! 01482 772986

Providing Expert Mortgage Advice in Hornsea

As an expert mortgage broker in Hornsea, we find that it isn’t often we’ll come across a situation we haven’t seen before. We have worked alongside a wide variety of different customers in helping them to reach their mortgage goals. Whether you are a first time buyer in Hornsea, thinking of investing in the world of buy to let or looking for a mortgage in a different situation, using a mortgage broker in Hornsea could be the difference in you securing a competitive mortgage deal that saves you time and money.

We have made it easy to book your mortgage appointment with a mortgage advisor in Hornsea, all that you have to do is follow our new “Book Online” process and pick a date and time. We work 7 days a week to ensure that you can pick a date and time that suits your personal and working life.

Book Online
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Your Mortgage Options in Hornsea

All of our Customers Receive a Free Mortgage Appointment!

Whether you’re a first time buyer in Hornsea, looking at moving home in Hornsea, or you want to remortgage in Hornsea, we always aim for the top, hoping to find you mortgage success. Of course, these will not be the only mortgage options that you have access to, with some further topics being explored below. You’ll find that during your mortgage process, there are a lot of different options you can choose from.

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Your Mortgage Options in Hornsea

First Time Buyer Mortgages in Hornsea

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First time buyers in Hornsea may find the initial process daunting, unsure of what they need to do to get onto the property ladder. The nerves are understandable, as this will most likely be the biggest financial commitment that you ever make. As a first time buyer, you may have access to various schemes, such as Right to Buy, Help to Buy, Shared Ownership and more.

We are here, as expert mortgage advisors in Hornsea to help you get onto the property ladder. We’ll be able to correctly advise on the right steps for you to take, what schemes you may have access to and more, on the road to becoming a first time homeowner. We’re here to support you, from your initial appointment, all the way through until your mortgage completes and beyond.

Moving Home Mortgages in Hornsea

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If you are homeowner in or around Hornsea already and are heading towards the end point of your initial fixed-period, you may be wanting to move home. There are lots of reasons why someone may skip a remortgage and look to move home. You could maybe be requiring the space for an office or family growth? Would you like to have better living costs? Some may just want a change of scenery.

We are proud of our ability to offer a top level of mortgage advice Hornsea. The home moving process is stressful and we want to help. You already have to find a buyer, pack everything up and prepare for your purchase, without the added stress of a mortgage. Let us take that weight off your shoulders!

Buy to let Mortgage Hornsea

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Perhaps you’re a current property investor looking to make an additional purchase. You could be a first time buyer, first time landlord, looking to make a splash in the property market with your first Buy to Let property. Being in Hornsea, maybe you’re looking to dip your toe into the world of holiday lets. Buy to Let is a commonly encountered mortgage scenario here at Hullmoneyman, as it can yield great reward for landlords over time.

Our dedicated team of hard working and trusted mortgage advisors in Hull & Hornsea like to build relationships with the landlords they speak to. We like to support them as they grow their property portfolios. No matter if you are purchasing a property in your name or with a SPV (Special Purpose Vehicle), such as a Limited Company, this will always be the case.

Remortgaging in Hornsea

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Maybe you aren’t even looking to buy a new home? If you’re already a homeowner, you may be content with remortgaging your current property once you’re nearing the end of your initial fixed-period. There are lots of different options for remortgaging that you may not be aware of.

For many, remortgaging allows them to move onto a better deal, reducing their mortgage payments as their term continues. Some may look to release equity to help fund any home improvements. There are additional reasons to, such as capital raising and a whole host of other scenarios. Regardless, remortgages are widely popular for homeowners who are fond of their homes and would rather not move.

Self Employed Mortgages Hornsea

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Self-employed mortgage applicants in Hornsea may find that evidencing their income is the hardest part of the process. The challenge comes from having to provide proof that you can maintain a consistent and sufficient income. Though it can be tricky, it’s not impossible to get a mortgage by any means.

We are very experienced in helping self-employed mortgage applicants to purchase a home. A dedicated member of our mortgage advice team will take a look at your case, recommending the best mortgage deal for your situation and best advising on what you should do next. It is our hope that in doing so, you’ll be more likely to find yourself a mortgage.

Mortgage Options for Over 50s in Hornsea

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We have a dedicated in-house team for later-life applicants who want to explore their mortgage options. Most applicants in the later-life category don’t think that it is possible to get a mortgage at this age; this is not true and there are plenty of options available to explore.

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Our Simple 4-Step Process

Book Online

Step 1

Firstly, you need to book yourself in for a free mortgage appointment. We are open 7 days a week from early until late so you can book your appointment at a time that suits you, subject to availability.

Free Mortgage Apppointment

Step 2

When you have attended your free mortgage appointment and have spoken with your mortgage advisor in Hornsea , they will then utilise the information you have provided them with to find an appropriate mortgage product for you. They will search through our large panel of lenders who offer both high street and specialist products. After, they will provide you with their recommendation.

Finding a Suitable Product

Step 3

If you are happy with the recommendation and would like that mortgage product, it’s then time to being preparing your mortgage application. At this point, you will be allocated a case manager who will help you arrange the required documents for your application. When everything is sorted and are all prepared, we will send it off!

Submit Your Application

Step 4

It’s now a waiting game until there is a response from the lender. Our team will be in touch as soon as you have received a mortgage accepted. Lastly, you need to go and collect your keys and start moving into your new home!

Reasons to Choose us

Free Appointment in Hornsea

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We have been working as a mortgage broker in Hull, for well over 20 years now. Throughout our history in the industry, there is a high chance that our dedicated mortgage advisors in Hornsea have come across most mortgage scenarios that you could think of!

If you need help with your mortgage, book an appointment to speak with a reputable and experienced mortgage broker in Hull today. Our team of mortgage advisors in Hornsea offer a high quality, fast & friendly mortgage advice service in Hornsea.

Search 1000s of products

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Our team of experienced mortgage advisors in Hull can search through 1000s of mortgage deals with our panel of lenders offering both high street and specialist products available.

Regardless of if you are a first time buyer, in the market for a new home, are an existing or first time landlord looking to obtain a buy to let mortgage, or just need some specialist mortgage advice in Hornsea, we are here to help.

Using our in-depth lender knowledge, combined experience and team determination, we will give our all, to help you find the mortgage deal for your circumstances. With lots of factors to look at such as how your credit file is looking and affordability checks, we will hopefully be able to help you obtain a mortgage.

Our Service

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Providing open and honest mortgage advice in Hull if you require assistance with your mortgage, schedule an appointment with our experienced and reputable mortgage broker in Hull today. Our team of mortgage advisors offers a prompt, friendly, and high-quality mortgage advice service in the area.

Take advantage of our free mortgage appointment or remortgage review if you are approaching the end of your fixed-term. Our transparent and trustworthy mortgage advisors in Hull will work with you to help you achieve your mortgage goals.

7 Days a Week

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Our dedicated mortgage advice team in Hornsea are here to answer your mortgage queries. We are here 7 days a week, from early in the morning until late at night, to give our customers a top level mortgage service that is accessible at times that fit you, appointments subject to availability.

We always have our customers best interests at heart, no matter the case. Let us help you find the best mortgage deal!

Book a free mortgage appointment today or a free remortgage review if you’re reaching the end of your fixed-period. An open & honest mortgage advisor in Hull will do what they can to help you on your way to mortgage success.

Malcolm and Amy Davidson - Mortgage Advice in Hull

Common Mortgage Questions in Hornsea

How much deposit do I need for a mortgage in Hornsea?

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When looking for a mortgage in Hornsea, you will typically need a minimum deposit of 5% of the property value. However, if you have poor credit, you may need to offer as much as 10% to 15% of the property value. This can vary depending on the lender.

How does the mortgage process work in Hornsea?

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Speaking with a mortgage broker in Hornsea can potentially save you both time and money in your mortgage process. Here is a rundown of our process:

Upon contacting us, one of our mortgage advisors in Hornsea will conduct a fact find to gain insights into your mortgage situation and requirements. Based on this information, your mortgage advisor in Hornsea will locate the most suitable mortgage deal for your specific personal and financial situation. If you want to proceed with us and the mortgage product, we can begin the process of preparing your mortgage application.

You will then be assigned a dedicated case manager who will assist you in preparing your mortgage application. Once completed, we will submit it to the mortgage lender on your behalf. All that is left to do is to wait for a formal mortgage offer to be issued!

When should I obtain an agreement in principle in Hornsea?

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Before attending property viewings, it is advisable to have an agreement in principle (AIP) in place. An AIP is a document issued by your lender that confirms their willingness to lend to you, based on your ability to provide sufficient evidence supporting your income and affordability.

Typically, AIPs are valid for 30-90 days. If your AIP expires, you can quickly renew it by contacting a mortgage broker in Hornsea such as ourselves, and we will arrange a new one within 24 hours.

Can I get a mortgage in Hornsea with previous credit problems?

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Although obtaining a mortgage with bad credit may pose more difficulties, it is not entirely impossible.

Your mortgage lender will evaluate your credit history and determine the risk of lending to you when assessing your affordability for a mortgage with poor credit. Ultimately, they are lending you a significant amount of money, so they must be confident that you are able to repay them.

If you wish to speak with a specialist mortgage advisor in Hornsea, please do not hesitate to contact our team or schedule a free mortgage consultation online.

Are there fees involved in a remortgage in Hornsea?

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When remortgaging, the fees you will encounter are identical to those incurred when obtaining your initial mortgage. If you require a breakdown of these expenses, your remortgage advisor in Hornsea can provide you with some relevant figures. It’s necessary to factor in costs such as arrangement fees, property surveys, and broker fees.

We Search 1000s of Mortgages in Hornsea

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
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