We are here to provide a helping hand throughout the mortgage process, making it as simple and stress free as possible. Our mortgage advisors in Hessle utilise their experience and knowledge in the mortgage industry to help you achieve your mortgage goals.
For your FREE mortgage consultation in Hessle call 01482 772986
Book OnlineFor your FREE mortgage consultation in Hessle call 01482 772986
We are here to provide a helping hand throughout the mortgage process, making it as simple and stress free as possible. Our mortgage advisors in Hessle utilise their experience and knowledge in the mortgage industry to help you achieve your mortgage goals.
Book Online
4.98 Rating677 Reviews
Tom
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
1 day ago
Kristy
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
2 days ago
Mark
As always very helpful with what we required
5 days ago
Natalie
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
1 week ago
Freya
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
2 weeks ago
Martin
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
3 weeks ago
Jason
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
4 weeks ago
Kelly
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
1 month ago
Stacey
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
1 month ago
Kirsty
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
1 month ago
Katarzyna
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
1 month ago
Agnieszka
We are buying house second time with Hullmoneyman and we are pleased with the service. Team is fantastic and very professional Charlie Bryson - our advisor section time did everything in very professional manner and with prompt response for our...
1 month ago
Cameron
Amazing, was really pleased with the service from Chris & Lizzi. Really appreciate everything they’ve done for me. Would definitely recommended!
1 month ago
Anonymous
Nice and helpful without the hassle of doing it yourself
1 month ago
Anonymous
Always knowledgeable, friendly and helpful - an excellent and efficient team whose services I have called on several times over the last 18 years and would highly recommend.
1 month ago
Emma
Thank you Conor for your help and guidance you made the process easy and explained everything Thoroughly.
1 month ago
Wayne
This was my second time using UK moneyman and will definitely be recommending them! Stacey provided an excellent service and was very efficient. Thank you Stacey for all your help, offer turned up earlier than expected 😉
2 months ago
Idris
I found Dinah at UKMONEYMAN very helpful and supportive all the way through my application. All my questions were answered in a timely manner with clear explanation. Dinah was always available whenever I required something. Thank you for your...
2 months ago
Danny
Excellent service, answered all questions and queries. Dinah was fantastic
2 months ago
Joe
Excellent from start to finish. Very informative and quick to respond . We would highly recommend Hull Uk Moneyman and will be using them again in the near future without hesitation. Thank you
2 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Hessle | Mortgage Advice in Hessle
If you are looking at getting a mortgage but are unsure of where to start or you are in need of a helping hand, as a mortgage broker in Hessle, we are here to help! Our goal is to get you through the mortgage process as swiftly and straightforwardly as possible.
Every customer has a varying financial situation with some having different mortgage goals. Whether the goal is to purchase their first home or move into a bigger property, our team will get to know your situation and find you the mortgage product that is appropriate for you.
We have built a fantastic reputation helping many customers achieve their mortgage goals and you could be next!
Free Mortgage Appointment
When you get in touch with our friendly team, you will be offered a free mortgage appointment to speak to one of our mortgage advisors in Hessle.
We understand that everyone’s day-to-day life is different and can go beyond the 9 to 5 which is why we are available 7 days a week from early in the morning until late. This means you can book your free mortgage appointment at a time that suits you by giving us a call or through our modern online booking system. Simply pick a date and time that suits you and we will allocate you to an expert advisor who is knowledgeable in your situation.
Mortgage Advice in Hessle for All Mortgage Situations
Our experience as an open and honest mortgage broker in Hessle has provided us with the opportunity to work with a large variety of mortgage applicants in Hessle with some of the cases being more straightforward than others. If you feel your situation if too complicated for the help of a mortgage broker in Hessle, please don’t hesitate to get in touch. We have built up fantastic experience and knowledge in complex cases and it is very likely we have encountered one similar to yours before!
First Time Buyer Mortgages in Hessle
You may be starting your mortgage journey with little to no knowledge of where to start. If you are in this situation, our team can help you kickstart your mortgage journey and find you the most appropriate deal for your new property.
The first step to take on your first time buyer mortgage journey is to work out your affordability for a mortgage in Hessle by looking at the amount you can borrow. Within your free mortgage appointment, your dedicated mortgage advisor in Hessle. As well as this, they will work out what type of mortgage products you will be able to access.
Remortgage Advice in Hessle
If you are coming to the end of your initial fixed mortgage term, you will need to start exploring your remortgage options. Ideally, you will want to begin your remortgage process 6 months before your mortgage product ends. You may feel this is a bit premature, however, it gives you enough for you to look into your options to find the most appropriate mortgage product. As well as this, you will be reducing the risk of falling onto the lender’s standard variable rate.
If you end up on your lender’s standard variable rate, this could likely result in increased mortgage payments each month. This is due to the fact that their rate tracks the Bank of England’s base rate and they add their own percentage on top of that rate. With this in mind, remortgaging can be huge benefit.
If you are looking to explore your mortgage options in Hessle, our team can help with releasing equity, funding home improvements and debt consolidation.
Moving Home Mortgage Advice in Hessle
The experience of moving home has been renowned for being the most stressful experience which is understandable with needing to buy a new home but sell your current one too at the same time. This is where a mortgage broker in Hessle can help as they handle with mortgage aspect of the process so you can focus on the move itself.
As well as this, you will need to be aware of the costs that are involved in moving home. Within your free mortgage appointment, your dedicated mortgage advisor in Hessle will speak to you about the costs that come with moving home which is something you need to take into account when making an offer on a property.
Buy to Let Mortgage Advice in Hessle
With over 20 years of experience working in the mortgage industry under our belts, we have built fantastic relationships with budding and existing buy to let landlords. We have helped landlords investing in buy to let, let to buy, HMOs and interest only mortgage advice in Hessle. Whether you are looking to expand your existing property portfolio or looking to start one, get in touch with our team today!
Get in touch with our team or book online for your free mortgage appointment with our buy to let mortgage advisors in Hessle today.
Mortgage Options for Over 50s in Hessle
If you are over the age of 50 and are looking at exploring your mortgage options, our team are here to help. We have an expert team who specialise in mortgages for over 50s and you can book a free consultation with one of them. Give us a call or schedule an appointment online.
Our Simple 4-Step Mortgage Process
Firstly, you need to book yourself in for a free mortgage appointment. We are open 7 days a week from early until late so you can book your appointment at a time that suits you, subject to availability.
When you have attended your free mortgage appointment and have spoken with your mortgage advisor in Hessle, they will then utilise the information you have provided them with to find an appropriate mortgage product for you. They will search through our large panel of lenders who offer both high street and specialist products. After, they will provide you with their recommendation.
If you are happy with the recommendation and would like that mortgage product, it’s then time to being preparing your mortgage application. At this point, you will be allocated a case manager who will help you arrange the required documents for your application. When everything is sorted and are all prepared, we will send it off!
It’s now a waiting game until there is a response from the lender. Our team will be in touch as soon as you have received a mortgage accepted. Lastly, you need to go and collect your keys and start moving into your new home!
Get your Agreement in Principle within 24-Hours
An Agreement in Principle (AIP for short) is a document issued to you by your lender that shows that they are willing to borrow from them for a mortgage. Furthermore, it shows that you can provide evidential documents to show your affordability and income.
Here at Hullmoneyman, our team can arrange an AIP within 24 hours of your free mortgage appointment. Having this with you can be a brilliant tool when making an offer on properties and negotiating the seller’s asking price. If you are looking for ways to improve your skills when making an offer on a property, ask your mortgage advisor in Hessle for advice.
Reasons to Choose Us As Your Mortgage Broker in Hessle
Our customers are at the heart of what we do and we strive in going the extra mile for them. Check out our brilliant customer reviews to see if we have helped someone in a similar position to yourself.
As part of the flexible service we offer, you can pick a date and time for your free mortgage appointment with slots 7 days a week from early until late (subject to availability). Whatever your day to day life looks like, you can rest assured that you can speak to an expert at a time that suits you.
As a mortgage broker in mortgage broker in Hull, we can search through 1000s of mortgage deals with our panel of lenders offering both high street and specialist products available.
If you are starting your mortgage journey and are in need of open and honest mortgage advice in Hull, give our team a call!
We search 1000's of mortgage deals across a large number of lenders, including:
About Us
We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
Find Your Mortgage Broker in Hessle on Social Media
We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.
Stress-Free Remortgage Advice in Hessle
You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.
Common mortgage questions
When seeking a mortgage in Hessle, it’s essential to provide a deposit. The minimum deposit required by numerous lenders is typically 5% of the property’s value. Nevertheless, depending on your prior circumstances, such as past credit problems, this percentage may increase. It could range from 10% to 15%.
As a mortgage broker located in Hessle, we recommend acquiring an Agreement in Principle (AIP) at the earliest opportunity if you are seeking a mortgage, ideally prior to commencing property viewings. By securing an AIP before embarking on house hunting, you may be better positioned to bargain with the seller over their asking price.
Our mortgage process consists of several stages. Initially, when you get in touch with us, one of our mortgage advisors in Hessle will carry out a Fact Find to gain a better understanding of your mortgage requirements.
Your designated mortgage advisor in Hessle will then commence a search for suitable mortgage deals that align with your individual and financial circumstances. If you are content with the mortgage product proposed, we can proceed with preparing your mortgage application.
Subsequently, we will conduct a credit check on your behalf to obtain an agreement in principle. You will be required to furnish us with some supporting documents to reinforce your mortgage application.
Finally, we will submit your mortgage application and await a formal mortgage offer to be granted.
The charges linked with a remortgage resemble those of your original mortgage application. If you seek a comprehensive outline of these expenses, reach out to our remortgage consultants in Hull.
We will make an effort to minimize these expenses while simultaneously examining your existing mortgage product in comparison to new options to determine if you qualify for a more favourable interest rate.
Acquiring a mortgage in Hessle while having a history of credit problems can be a difficult task, however, it’s not entirely unattainable. The outcome of your application will be influenced by the gravity of your past credit issues and the duration of time that has passed since they occurred. It’s crucial to bear in mind that lenders will scrutinize your credit record to evaluate the risk of loaning you money.
If you require tailored mortgage guidance in Hessle, do not hesitate to contact our team of mortgage specialists.
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