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Mortgage Broker in Hessle

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 772986Speak to an Advisor - It's free!

Mortgage Broker in Hessle

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's free! 01482 772986

Providing Expert Mortgage Advice in Hessle

If you are looking at getting a mortgage but are unsure of where to start or you are in need of a helping hand, as a mortgage broker in Hessle, we are here to help! Our goal is to get you through the mortgage process as swiftly and straightforwardly as possible.

Every customer has a varying financial situation with some having different mortgage goals. Whether the goal is to purchase their first home or move into a bigger property, our team will get to know your situation and find you the mortgage product that is appropriate for you.

We have built a fantastic reputation helping many customers achieve their mortgage goals and you could be next!

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Your Mortgage Options in Hessle

All of our Customers Receive a Free Mortgage Appointment!

When you get in touch with our friendly team, you will be offered a free mortgage appointment to speak to one of our mortgage advisors in Hessle.

We understand that everyone’s day-to-day life is different and can go beyond the 9 to 5 which is why we are available 7 days a week from early in the morning until late. This means you can book your free mortgage appointment at a time that suits you by giving us a call or through our modern online booking system. Simply pick a date and time that suits you and we will allocate you to an expert advisor who is knowledgeable in your situation.

Our experience as an open and honest mortgage broker in Hessle has provided us with the opportunity to work with a large variety of mortgage applicants in Hessle with some of the cases being more straightforward than others. If you feel your situation if too complicated for the help of a mortgage broker in Hessle, please don’t hesitate to get in touch. We have built up fantastic experience and knowledge in complex cases and it is very likely we have encountered one similar to yours before!

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Your Mortgage Options in Hessle

First Time Buyer Mortgages in Hessle

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You may be starting your mortgage journey with little to no knowledge of where to start. If you are in this situation, our team can help you kickstart your mortgage journey and find you the most appropriate deal for your new property.

The first step to take on your first time buyer mortgage journey is to work out your affordability for a mortgage in Hessle by looking at the amount you can borrow. Within your free mortgage appointment, your dedicated mortgage advisor in Hessle. As well as this, they will work out what type of mortgage products you will be able to access.

Moving Home Mortgages in Hessle

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The experience of moving home has been renowned for being the most stressful experience which is understandable with needing to buy a new home but sell your current one too at the same time. This is where a mortgage broker in Hessle can help as they handle with mortgage aspect of the process so you can focus on the move itself.

As well as this, you will need to be aware of the costs that are involved in moving home. Within your free mortgage appointment, your dedicated mortgage advisor in Hessle will speak to you about the costs that come with moving home which is something you need to take into account when making an offer on a property.

Buy to let Mortgage Hessle

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With over 20 years of experience working in the mortgage industry under our belts, we have built fantastic relationships with budding and existing buy to let landlords. We have helped landlords investing in buy to let, let to buy, HMOs and interest only mortgage advice in Hessle. Whether you are looking to expand your existing property portfolio or looking to start one, get in touch with our team today!

Get in touch with our team or book online for your free mortgage appointment with our buy to let mortgage advisors in Hessle today.

Remortgaging in Hessle

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If you are coming to the end of your initial fixed mortgage term, you will need to start exploring your remortgage options. Ideally, you will want to begin your remortgage process 6 months before your mortgage product ends. You may feel this is a bit premature, however, it gives you enough for you to look into your options to find the most appropriate mortgage product. As well as this, you will be reducing the risk of falling onto the lender’s standard variable rate.

If you end up on your lender’s standard variable rate, this could likely result in increased mortgage payments each month. This is due to the fact that their rate tracks the Bank of England’s base rate and they add their own percentage on top of that rate. With this in mind, remortgaging can be huge benefit.

If you are looking to explore your mortgage options in Hessle, our team can help with releasing equity, funding home improvements and debt consolidation.

Self Employed Mortgages Hessle

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For self-employed mortgage applicants in Patrington, providing evidence of their income can be the most challenging part of the process. This is due to the need to demonstrate a consistent and adequate income. While it may be difficult, obtaining a mortgage is not impossible.

Our team has extensive experience in assisting self-employed mortgage applicants in purchasing their homes. A member of our dedicated mortgage advice team will assess your case and suggest the most suitable mortgage deal for your situation, offering guidance on your next steps. We aim to increase your chances of securing a mortgage through our assistance.

Mortgage Options for Over 50s in Hessle

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If you are over the age of 50 and are looking at exploring your mortgage options, our team are here to help. We have an expert team who specialise in mortgages for over 50s and you can book a free consultation with one of them. Give us a call or schedule an appointment online.

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Our Simple 4-Step Process

Book Online

Step 1

Firstly, you need to book yourself in for a free mortgage appointment. We are open 7 days a week from early until late so you can book your appointment at a time that suits you, subject to availability.

Free Mortgage Apppointment

Step 2

When you have attended your free mortgage appointment and have spoken with your mortgage advisor in Hessle, they will then utilise the information you have provided them with to find an appropriate mortgage product for you. They will search through our large panel of lenders who offer both high street and specialist products. After, they will provide you with their recommendation.

Finding a Suitable Product

Step 3

If you are happy with the recommendation and would like that mortgage product, it’s then time to being preparing your mortgage application. At this point, you will be allocated a case manager who will help you arrange the required documents for your application. When everything is sorted and are all prepared, we will send it off!

Submit Your Application

Step 4

It’s now a waiting game until there is a response from the lender. Our team will be in touch as soon as you have received a mortgage accepted. Lastly, you need to go and collect your keys and start moving into your new home!

Reasons to Choose us

Free Appointment in Hessle

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As a responsive mortgage broker in Hull, our customers are at the heart of what we do and we strive in going the extra mile for them. Check out our brilliant customer reviews to see if we have helped someone in a similar position to yourself.

Search 1000s of products

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Our team of experienced mortgage advisors in Hull can search through 1000s of mortgage deals with our panel of lenders offering both high street and specialist products available.

Our Service

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Providing open and honest mortgage advice in Hull if you require assistance with your mortgage, schedule an appointment with our experienced and reputable mortgage broker in Hull today. Our team of mortgage advisors offers a prompt, friendly, and high-quality mortgage advice service in the area.

Take advantage of our free mortgage appointment or remortgage review if you are approaching the end of your fixed-term. Our transparent and trustworthy mortgage advisors in Hull will work with you to help you achieve your mortgage goals.

7 Days a Week

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As part of the flexible service we offer, you can pick a date and time for your free mortgage appointment with slots 7 days a week from early until late (subject to availability). Whatever your day to day life looks like, you can rest assured that you can speak to an expert at a time that suits you.

Malcolm and Amy Davidson - Mortgage Advice in Hull

Common Mortgage Questions in Hessle

Can you get us an Agreement in Principle within 24-hours?

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An Agreement in Principle (AIP for short) is a document issued to you by your lender that shows that they are willing to borrow from them for a mortgage. Furthermore, it shows that you can provide evidential documents to show your affordability and income.

Here at Hullmoneyman, our team can arrange an AIP within 24 hours of your free mortgage appointment. Having this with you can be a brilliant tool when making an offer on properties and negotiating the seller’s asking price. If you are looking for ways to improve your skills when making an offer on a property, ask your mortgage advisor in Hessle for advice.

How much deposit do I need for a mortgage in Hessle?

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When seeking a mortgage in Hessle, it’s essential to provide a deposit. The minimum deposit required by numerous lenders is typically 5% of the property’s value. Nevertheless, depending on your prior circumstances, such as past credit problems, this percentage may increase. It could range from 10% to 15%.

When should I obtain an agreement in principle in Hessle?

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As a mortgage broker located in Hessle, we recommend acquiring an Agreement in Principle (AIP) at the earliest opportunity if you are seeking a mortgage, ideally prior to commencing property viewings. By securing an AIP before embarking on house hunting, you may be better positioned to bargain with the seller over their asking price.

How does the mortgage process work in Hessle?

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Our mortgage process consists of several stages. Initially, when you get in touch with us, one of our mortgage advisors in Hessle will carry out a Fact Find to gain a better understanding of your mortgage requirements.

Your designated mortgage advisor in Hessle will then commence a search for suitable mortgage deals that align with your individual and financial circumstances. If you are content with the mortgage product proposed, we can proceed with preparing your mortgage application.

Subsequently, we will conduct a credit check on your behalf to obtain an agreement in principle. You will be required to furnish us with some supporting documents to reinforce your mortgage application.

Finally, we will submit your mortgage application and await a formal mortgage offer to be granted.

Are there fees involved in a remortgage in Hessle?

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The charges linked with a remortgage resemble those of your original mortgage application. If you seek a comprehensive outline of these expenses, reach out to our remortgage consultants in Hull.

We will make an effort to minimize these expenses while simultaneously examining your existing mortgage product in comparison to new options to determine if you qualify for a more favourable interest rate.

Can I get a mortgage in Hessle with previous credit problems?

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Acquiring a mortgage in Hessle while having a history of credit problems can be a difficult task, however, it’s not entirely unattainable. The outcome of your application will be influenced by the gravity of your past credit issues and the duration of time that has passed since they occurred. It’s crucial to bear in mind that lenders will scrutinize your credit record to evaluate the risk of loaning you money.

If you require tailored mortgage guidance in Hessle, do not hesitate to contact our team of mortgage specialists.

We Search 1000s of Mortgages in Hessle

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HSBC
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Santander
Natwest Mortgage Advice
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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