It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
01482 772986Speak to an Advisor - It's free!& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's free! 01482 772986
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The mortgage application process can sometimes feel overwhelming, particularly if you are going through it as a first time buyer. As a mortgage broker in Ferriby, we aim to guide you throughout the entire process, from beginning to end. Our focus is not only on securing a mortgage but also on assisting you with the entire process.
With over 20 years of experience in the mortgage industry, we have encountered a wide range of mortgage scenarios. If you believe that your circumstances are complex and that securing a mortgage is unlikely, our mortgage advisors in Ferriby may be able to provide assistance.
Feel free to contact us anytime! Our team of mortgage advisors in Ferriby is available seven days a week.
Getting mortgage advice in Ferriby has never been simpler. We have assisted numerous customers in obtaining competitive mortgage products for their new homes and would love to do the same for you.
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Booking your free mortgage appointment with a mortgage advisor in Ferriby is super easy! Simply head through our online appointment booking system and select a date and time that best suits you. You will be paired with a mortgage advisor in Ferriby that specialises in your mortgage situation.
Working 7 days a week offers you the flexibility to schedule your free mortgage appointment at a time that suits your schedule. Whether you prefer morning, afternoon, or late-night slots, we have a range of options available. The choice is yours to select the date and time for your appointment that best suits your needs.
During your free mortgage appointment with a mortgage advisor in Ferriby, they will calculate your affordability and determine the amount you can borrow for a mortgage. This assessment assists them in identifying the most suitable mortgage product for their unique financial and personal circumstances.
Our Reviews
If you are a first time buyer in Ferriby and unsure about where to begin your mortgage process, seeking help from a mortgage broker in Ferriby can be crucial. Getting the advice that you need can help you in navigating the process and securing the best possible deal for your first home.
Our services go beyond simply locating a mortgage product for you; we also assist you in preparing your entire mortgage application to make sure that you have the best chance of being accepted by your mortgage lender. Your lender will evaluate your application to determine your ability to afford the selected product, making it essential to ensure that you have presented all of the evidence accurately.
The home-moving process is more complex than it appears. You are not only relocating to a new residence, but you must also arrange the sale and determine what will happen to the mortgage on your current property. Handling two properties simultaneously can be stressful. As a mortgage broker in Ferriby, we can take charge of the mortgage side of the process, allowing you to concentrate on moving into your new home.
Initially, we evaluate whether it is possible to port your existing mortgage, and if this option is not feasible or too costly, obtaining a new mortgage for your new home may be the best course of action. We can assist you in locating the ideal mortgage product for your new home in Ferriby.
Applicants that are interested in entering the buy to let market or expanding their existing portfolio can still benefit from utilising the services of a mortgage broker in Ferriby. A mortgage broker in Feriby like us can help you try and find a competitive mortgage product for your buy to let investment. Our help could the difference in you gaining an excellent product for your new home.
Our buy to let mortgage advisors in Ferriby can also help with let to buys, HMOs and interest-only mortgages.
Remortgaging refers to taking out a new mortgage product after the completion of your current fixed-term. You are not limited to renewing your current deal, you have the option to explore different lenders to locate a competitive mortgage product.
Our brilliant service comes into play as soon as you book your free remortgage review with us. We go beyond just searching for alternative mortgage products, we will specifically identify products that align with your unique financial and personal circumstances to ensure that you secure the best deal possible. If renewing at a better rate is not feasible, we will be honest and advise you that it is more beneficial to renew your current product.
We can also look at your other remortgage options with you, such as remortgaging to fund home improvements, release equity and consolidate debt.
If you are self employed in Ferriby, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.
Our mortgage advisor in Ferriby will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.
If you are over the age of 50 and want to explore your mortgage options, it would be beneficial to speak with a later life mortgage advisor in Ferriby. You can schedule your free appointment online or by calling us.
Our Customers Love Us
4.98 Rating686 Reviews
Kayleigh
Everyone that has been involved in our case has been polite and very helpful and taken alot of the stress out of something I personally found quite daunting and overwhelming
1 day ago
Anonymous
Very helpful and friendly
3 days ago
Ewelina
Outstanding service, Chris was amazing and very responsive, he answered all of my questions and helped me to get my mortgage offer so fast! He’s done an amazing job, I recommend Hullmoneyman for everyone, especially for the first time buyers like...
1 week ago
Steve
Very professional, friendly and exceptionally motivated, dynamic and driven in ensuring they deliver the best possible service to you. Dan and Jo who managed my mortgage allocation were outstanding, clear and extremely helpful.
1 month ago
Magdalena
Amazing service. We received all the support that we needed in our journey to buy a house via mortgage and extra help with insurance, surveyor and conveyancer. As first buyers, we had no idea what was needed to be done and where to go or what to...
1 month ago
Benjamin
From the start of the process to the end I couldn’t sing Jason’s praises any higher, he went through it all in basic terms for me to understand and responded to any calls and emails very promptly.
1 month ago
Andrew
If you think your at a lost cause, don’t think any further than Hullmoneyman, they really pull out the stops to support and deliver.
1 month ago
Kerry
After getting turned down from my own bank for a ccj I turned to Hullmoneyman after hearing great things !!! And can honestly say there was right iv now got my mortgage that works for me , I couldn’t recommend him enough , thank you so much !!
1 month ago
Nathan
Great service, very helpful. From a first time buyer
2 months ago
Tom
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
2 months ago
Kristy
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
2 months ago
Mark
As always very helpful with what we required
2 months ago
Natalie
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
2 months ago
Freya
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
3 months ago
Martin
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
3 months ago
Jason
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
3 months ago
Kelly
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
3 months ago
Stacey
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
3 months ago
Kirsty
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
3 months ago
Katarzyna
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
3 months ago
To start your mortgage process, you should schedule a free appointment with one of our mortgage advisors in Ferriby. During this appointment, your advisor will ask you questions about your personal and financial mortgage situation. They will also determine how much you can borrow for a mortgage in Ferriby.
After assessing your mortgage situation and affordability, our mortgage advisor in Ferriby will search through a vast range of deals to find the most appropriate mortgage product for you. Once we have identified a suitable product, we will provide you with a mortgage illustration to explain all the key details.
Once you have decided to proceed with the mortgage product we have recommended and you are satisfied with the deal, we will begin preparing your mortgage application. We will introduce you to a dedicated case manager who will assist you in gathering the necessary documents to support your income and mortgage affordability. We will submit your mortgage application when you have prepared all the required documents.
After submitting your mortgage application, all that’s left is to wait for the lender’s response. As soon as we receive a positive response, your dedicated case manager will be in touch straight away. Then, all that remains is to collect the keys to your new property and begin moving in! In a few years, as your fixed term ends, we will be in touch again to assist you with your remortgage.
As a responsive mortgage broker in Hull, we have assisted customers with a variety of mortgage situations. Unlike traditional banks, we do not dismiss your case without considering all possible options. Our goal is to work with you to find the most suitable mortgage product that fits your needs and financial circumstances. Ultimately, we prioritize your best interests.
During any mortgage journey, our friendly mortgage advisors in Hull can conduct a thorough search through our extensive panel of mortgage products, including both high street and specialist deals, to find the most suitable one for you. As a mortgage broker in Hull, we have access to a wide range of options to ensure that we can provide you with the best possible mortgage product.
Providing open and honest mortgage advice in Hull we have accumulated a wealth of customer reviews and we take great pride in the quality of service we provide. We always appreciate hearing about how our customers have found their experience with us, so please take a moment to peruse our reviews and see how we have helped others in situations similar to your own.
Even if this isn’t your first experience and you’ve navigated the mortgage process previously, if you encounter a complex issue, we strongly recommend consulting an expert for assistance. If you’re beginning your mortgage journey and require professional mortgage advice in Hull, feel free to contact us at any time.
After your free mortgage appointment, our mortgage advisors in Ferriby can arrange an agreement in principle for you within 24 hours. An agreement in principle (AIP) is a document issued by your lender stating that you are eligible to borrow from them, subject to you being able to demonstrate your affordability through bank statements, payslips, proof of income/deposits, and other relevant documents.
If your AIP expires, there’s no need to worry as you can easily renew it with our team. Generally, AIPs are valid for 30-90 days.
When seeking a mortgage in Ferriby, it’s crucial to keep in mind that many lenders require a minimum deposit of 5% of the property’s value. Nonetheless, if your credit score falls below the optimal range, you may be required to provide a more substantial deposit of 10% to 15% or beyond.
If you’re uncertain about how much you could potentially borrow for a mortgage in Ferriby, don’t hesitate to contact our team for professional advice.
Securing an Agreement in Principle (AIP) at the outset of the mortgage process, preferably before arranging property viewings, can enhance your bargaining power while searching for a house. As a mortgage broker in Ferriby, we recommend obtaining an AIP to potentially bolster your ability to negotiate the seller’s initial asking price.
As a mortgage broker in Ferriby, we’ve aided numerous clients in securing second or multiple mortgages for various purposes such as buy-to-lets, let-to-buys, holiday lets, and others.
Typically, getting an extra mortgage necessitates providing a sizable deposit, maintaining a favourable credit score, and having the financial capacity to handle two substantial mortgage payments every month. It’s crucial to seek advice from a mortgage advisor in Ferriby to evaluate your qualifications before pursuing an additional mortgage.
As a mortgage broker in Ferriby, we are dedicated to assisting you every step of the way throughout your mortgage journey. Our knowledgeable mortgage advisors in Ferriby are available to help you discover the most appropriate mortgage product for your individual financial circumstances. We will assist you with the application process and eliminate any complications that may arise, ensuring that you acquire the keys to your ideal property.
We are experts in mortgages, with vast experience in assisting a diverse range of buyers. Our expertise encompasses various mortgage types, including buy to let, self employed, equity release, and mortgage insurance and protection. To make it more convenient for you to receive mortgage advice in Ferriby, you can schedule a free mortgage consultation or a callback with one of our mortgage advisors online.
Although obtaining a mortgage with a poor credit score can be difficult, it is not entirely impossible. Lenders will review your credit history to evaluate the risk associated with lending to you and your mortgage affordability. As a significant financial commitment, lenders require confidence in your ability to repay the loan.
If you need assistance in finding a mortgage with bad credit, our specialist mortgage advisors in Ferriby can help. Contact our team or book a free mortgage consultation online to explore your options.
Read our 686 Reviews
Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
