Mortgage Broker in Brough

At first glance, the mortgage process can seem daunting and complicated, whereas, it really isn’t! The process can become even more simple when you use a mortgage broker in Brough, like us.

A mortgage broker in Brough’s job is to support and guide you through the entirety of the mortgage process. Not only will we try and find you a competitive mortgage product tailored to your personal and financial situation, but we will also help you prepare your whole mortgage application to make sure that you look the best that you can in front of your mortgage lender.

Taking that first step up the property ladder can be hard, and even saving for a deposit can prove to be difficult. Did you know that there are some Government-led schemes available to help you make that first time buyer dream come true? The Government have various schemes under the OwnYourHome name that you can access to help you get a mortgage as a first time buyer in Brough. Ask one of our mortgage advisors in Brough for more information on these helpful schemes.

If you are unable to port your current mortgage to your new home, you will need to take out a new mortgage on your new home. Whether you are upsizing or downsizing, you will still need to find a mortgage deal that suits your personal and financial situation. One of our mortgage advisors in Brough will take all of the stress of sorting a mortgage for your new home away from the process.

With a mortgage broker in Brough by your side through the process, you’ll be able to leave the mortgage side of things to us and focus on moving into your new home. We aim to take every bit of stress away from the process to make moving home the enjoyable and exciting experience it should be.

Our service ranges as far buy to let mortgages; aiming to help current and budding landlords find the perfect mortgage deal for their property. If you want to explore your buy to let options, you are best speaking with a professional buy to let mortgage advisor in Brough. They will be able to calculate your affordability and work out how much you can borrow.

If you are investing in let to buy, HMO or an interest-only mortgage, you should reach out to our team and we will review your options.

When approaching the end of your fixed-mortgage term in Brough, it is time to look at your remortgage options. If you do not remortgage before your fixed term ends, you will fall onto your lender’s standard variable rate of interest which will likely result in your monthly repayments going up. The higher the interest rate, the higher your repayments are likely to be.

We offer a free remortgage review to customers who are looking over their remortgage options in Brough. You can take advantage of this offer by booking your free appointment online today. As a mortgage broker in Brough, we would recommend looking at your remortgage options 6 months prior to renewal being due.

We can search through the entire mortgage market in order to find you the perfect remortgage deal for your property in Brough. Our team can also look over other remortgage options with you too, such as remortgaging to release equity, fund home improvements and consolidate debt.

If you are self employed in Brough, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.

Our mortgage advisor in Brough will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

If you are looking for a mortgage aged 50 or above, our later-life lending team could be your solution. We have a dedicated in-house team that is trained and specialised in later-life mortgages that can help you through your mortgage journey. You can speak with our team by booking a free mortgage appointment with a later-life mortgage advisor in Brough today. Alternatively, give us a call and book your free appointment over the phone.