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Mortgage Broker in Bridlington 

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01482 772986Speak to an Advisor - It's free!

Mortgage Broker in Bridlington 

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's free! 01482 772986

Open and Honest Mortgage Advice in Bridlington 

Finding mortgage advice in Bridlington has never been easier. With our extensive experience as a mortgage broker in Bridlington, we have had the pleasure of helping countless customers navigate their mortgage journey with our caring help and support.

Our dedicated team is committed to providing you with the service you need by finding the best mortgage product that saves you time and money.

We understand that whether it’s your first mortgage or a process you are familiar with, the experience can be overwhelming and trigger various emotions such as nerves or excitement.

At our company, we have encountered many customers with similar experiences and our goal is to provide a service that takes away as much stress as possible and helps you overcome any obstacles you may encounter. Our team is here to provide the guidance and support you need to ensure a smooth and stress-free mortgage journey.

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Your Mortgage Options in Bridlington 

All of our Customers Receive a Free Mortgage Appointment!

As a mortgage broker in Bridlington, we provide access to a wide panel of lenders, offering mortgage products beyond those available in-house from a bank or building society. This provides you with more options and better chances of finding the perfect mortgage product for your specific needs.

One of the benefits of working with us is our responsiveness. As a dedicated Mortgage Broker in Bridlington, we are committed to responding quickly to your enquiries and providing you with the information you need to make informed decisions. Our team is available every day of the week and can be reached online or by phone.

At our core, we strive to provide a stress-free and simple service for all of our customers, regardless of their level of experience in the mortgage market.

We understand that taking on a new financial commitment can be daunting, which is why we go the extra mile to make the process as smooth and hassle-free as possible. Our dedication to excellent customer service is reflected in our reviews from satisfied customers.

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Your Mortgage Options in Bridlington 

First Time Buyer Mortgages in Bridlington 

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As a first time buyer in Bridlington, you may be ready to take on one of the biggest financial commitments of your life, but unsure of where to begin. That’s where our friendly team comes in.

From the moment you make contact with us to the day you get the keys to your new home, we’ll be there to guide you every step of the way, keeping technical jargon to a minimum and providing regular updates on the status of your application.

If you’re looking for a first time buyer mortgage advisor in Bridlington, look no further. Booking your free mortgage appointment online or contacting us is simple.

When you first get in touch, we’ll ask you a few questions to get a better understanding of your financial background. Then, we’ll perform an affordability assessment to determine the type of deals that are available to you.

From there, your dedicated advisor will search through all the mortgage deals to find the one that is best suited to your situation. We’ll also obtain an Agreement in Principle for you, which is typically done within 24 hours of your initial appointment.

We understand that you may have many questions and concerns during this process. That’s why we encourage you to ask as many questions as you need to your advisor, who will be more than happy to help you find the right mortgage for your needs.

Moving Home Mortgages in Bridlington 

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If you are planning on moving home in Bridlington, you may be familiar with the process but may still face some challenges, especially when it comes to buying and selling properties at the same time.

This can be overwhelming, especially when dealing with the mortgage side of things. The good news is that our team can help you manage the mortgage aspect of the process.

There are various reasons why someone may choose to move home, but the most common one is to find a larger property. If this is your situation, it’s essential to check your affordability before embarking on property viewings and making offers.

We can assist you with working out a budget to help determine the type of properties you can afford in Bridlington.

Buy to let Mortgage Bridlington 

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As a mortgage broker in Bridlington with years of experience, we have formed strong relationships with numerous Buy to Let landlords. Whether you’re a First Time Buyer landlord or have an existing portfolio, we are here to offer our assistance.

There are various Buy to Let mortgage options available, including HMO, Holiday Let, Let to Buy and more.

Our mortgage advisor in Bridlington can guide you through these options for a buy to let in Bridlington and help you find the most suitable one for your needs.

Remortgaging in Bridlington 

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When your fixed mortgage term is nearing its end, it’s a good time to start considering a remortgage in Bridlington. This means switching to another mortgage deal before being put onto your lender’s standard variable rate of interest.

We can help you explore the market for competitive rates and products, especially if you have maintained good repayment habits.

Remortgaging is not just about securing a better deal. Many people also opt for remortgaging for reasons such as financing home improvements, releasing equity, or consolidating debt into their mortgage.

Self Employed Mortgages Bridlington 

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If you are self employed in Bridlington , the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.

Our mortgage advisor in Bridlington  will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Bridlington 

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If you’re over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.

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Our Simple 4-Step Process

Book Online

Step 1

Book a free mortgage appointment online to speak with one of our expert mortgage advisors in Bridlington .

Free Mortgage Apppointment

Step 2

This will give your mortgage advisor in Bridlington  the chance to know your financial background and evaluate your affordability.

Plus, they’ll sort you out with an agreement in principle, which is handy bargaining tool when making any offers.

Finding a Suitable Product

Step 3

Your mortgage advisors in Bridlington  will go away and search thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.

Submit Your Application

Step 4

Once your application is all set, we will submit your mortgage request to the lender, and keep you posted during the entire process.

Reasons to Choose us

Free Appointment in Bridlington 

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Booking a free appointment with us is easy and can be done online. Our mortgage advisors in Bridlington are available 7 days a week to answer any questions you may have about mortgage advice in Hull, , equity release, or insurance products. We’re here to help, so don’t hesitate to reach out.

Search 1000s of products

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Seeking advice from a professional mortgage broker in Hull like us can be advantageous because we can compare deals from a wide range of lenders with varying products, some of which are highly specialized.

Our Service

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Our mortgage advisors in Hull aim for a 5 star service. You can witness the quality of our service through our exceptional customer reviews. Feel free to peruse our outstanding reviews by navigating to our reviews page.

With our experience and knowledge, we can provide you with the best mortgage advice for your unique situation.

7 Days a Week

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Even if this isn’t your first experience and you’ve navigated the mortgage process previously, if you encounter a complex issue, we strongly recommend consulting an expert for assistance. With our team available seven days a week, we eagerly await your contact!

Malcolm and Amy Davidson - Mortgage Advice in Hull

Common Mortgage Questions in Bridlington 

How much can you borrow for a mortgage in Bridlington?

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Your ability to borrow for a mortgage depends on several factors, with one of the most crucial being your credit score.

Having a good credit score may only require a minimum deposit of 5%, whereas a poor credit score may require a deposit of 10%-15%. However, your deposit amount may also vary depending on the property you plan to purchase.

What do I do if I am ready to make an offer on a property in Bridlington?

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If you’re ready to make an offer on a property and need to find the right mortgage product, we can help!

Finding the perfect mortgage can be stressful, but our team in Bridlington will take the burden off your shoulders and guide you through the process. With over 20 years of experience, we are experts in this field.

I have been declined by my bank, can you help?

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If you’ve been turned down by your bank for a mortgage, we can help you. Applying to several banks and receiving multiple rejections can negatively impact your credit score, which is why it’s best to seek help from a Mortgage Broker in Bridlington.

Our team at Hullmoneyman can identify the reason behind the rejection and help you address any issues such as poor credit, application errors, or affordability concerns.

How much deposit do I need for a mortgage in Bridlington?

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When searching for a mortgage in Bridlington, it’s essential to bear in mind that most lenders generally demand a minimum deposit of 5% of the property’s value. However, depending on your credit score, you may be required to provide a higher deposit of 10% to 15%, or even more. If you are curious about your potential borrowing capacity for a Bridlington mortgage, please contact our team today.

Can I get a second mortgage in Bridlington?

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As a mortgage broker in Bridlington, have successfully assisted several clients in obtaining second or multiple mortgages for various purposes, including buy to lets, let to buys, holiday lets, and more.

Usually, obtaining an additional mortgage involves providing a significant deposit, maintaining a good credit score, and having the financial ability to pay two substantial mortgage payments each month.

We strongly advise seeking guidance from a mortgage advisor in Bridlington to assess your eligibility before applying for another mortgage.

When should I obtain an agreement in principle in Bridlington?

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As a mortgage broker in Bridlington, we suggest obtaining an Agreement in Principle (AIP) as early as possible in your mortgage search, ideally before arranging property viewings. By having an AIP in hand during your property search, you may be in a better position to negotiate the asking price with the seller.

Can I get a mortgage in Bridlington with previous credit problems?

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Securing a mortgage in Bridlington when you have a history of credit problems can be a challenging task, but it’s not impossible. The severity of your past credit issues and the length of time that has passed since they occurred will have an impact on the outcome of your application. Keep in mind that lenders will meticulously evaluate your credit history to assess the risk of lending you money.

In order to obtain a mortgage with bad credit in Bridlington, you may be required to provide a larger initial deposit, typically around 10%-15% of the property price. If you require specialist mortgage advice in Bridlington, do not hesitate to contact our team of mortgage experts.

How does the mortgage process work in Bridlington?

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If you are seeking a mortgage and need assistance from a mortgage broker in Bridlington, we have a straightforward, efficient, and friendly process that you should be aware of.

When you get in touch with us, one of our mortgage advisors based in Bridlington will conduct a Fact Find to gain an understanding of your mortgage needs. Once you’ve completed this, your designated mortgage advisor in Bridlington will search for a mortgage product that suits your individual financial circumstances. If you are satisfied with the proposed mortgage product, we will proceed with preparing your mortgage application.

Next, we will conduct a credit check on your behalf to obtain an agreement in principle. You will also need to provide us with supporting documents to bolster your mortgage application. Finally, we will submit your mortgage application and await the issuance of a formal mortgage offer.

We Search 1000s of Mortgages in Bridlington

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Newcastle Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

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