We love helping all our customers, especially the ones who really need Mortgage Advice in Bridlington - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.
To speak with a mortgage advisor in Bridlington, book your FREE mortgage appointment online or give us a call on 01482 772986.
Enquire OnlineTo speak with a mortgage advisor in Bridlington, book your FREE mortgage appointment online or give us a call on 01482 772986.
We love helping all our customers, especially the ones who really need Mortgage Advice in Bridlington - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.
Enquire Online4.98 Rating645 Reviews
Mark
Always helpful and attentive, easy to talk too and nice to deal with someone who lives in the same area. Highly recommended
Lauren
Extremely happy with the service we received! We had Matt Collinson and Megahn Robinson helping us with our Mortgage and they were incredible. As first-time buyers, we had a lot of questions and Meghan helped us to understand everything and...
Paul
Dealing with Hull Money Man is always a pleasure. All the staff are happy to help, are accommodating and arrange appointments to suit. You feel like you are in good hands. I would recommend them.
Lee
Leo and Stacey at Hullmoneyman have provided a fantastic service; friendly, helpful, knowledgeable and personable. I will definitely use the service again.
Richard
Amazing quick service. Helped find us a mortgage right for our situation. The team kept us updated and informed throughout the process. They were swift to respond to our queries and really good at being able to deliver in our very short...
Anonymous
Good communication and job well done.
Anonymous
Good communication and job well done.
Jason
Both Dinah and Stacie my mortgage broker and case handler were professional, quick to communicate, and simplified the mortgage process which helped reduce a stressful and potentially complex process. They were available to answer all my...
Jason
Both Dinah and Stacie my mortgage broker and case handler were professional, quick to communicate, and simplified the mortgage process which helped reduce a stressful and potentially complex process. They were available to answer all my...
Alexandra
We have used Hullmoneyman 3 times now and each time the process has been seamless. We are kept informed throughout the process both by telephone and email. We wouldn’t use anyone else. Thank you
Jennifer
Thankyou for making the whole equity release experience straight forward from day one to completion of my lifetime Mortgage.
Anita
Really helpful, explained things so we understood. Got us the best deal for our circumstances. All this whilst we had a toddler running round in the background! Thanks!
Michael
This the second time I have used Moneyman in five years. I can without hesitation say they are very professional know the market and everything is done for you. Thank you once again and I shall inform friends and family of your company. As an...
Lee
I have used Hullmoneyman for several years now and would highly recommend them. They are always on the end of the phone for advice. Fantastic service from all the team.
Josh
Very helpful firm, good to deal with and explained different options to help us get the offer we needed. Thank You!
Thomas
Very good service. Malcolm and his team are fantastic and I would advise anyone to use them.
Anonymous
As an older couple we have really valued the information Anna and Dan have given to us about our product. Nothing was too much trouble and they were patient and really put our minds at ease. Cannot recommend them enough - thank you Dan and Anna! ...
Shaunna
From start to finish the team at Hullmoneyman has been phenomenal. Matt was appointed as my agent and Lynsey as my case manager. My application process has not been simple but Matt has explored every avenue to ensure that I have received the best...
Ryan
I can't recommend these enough, I'm a first time buyer and it was really easy and simple. They did everything for me. Made buying a house so simple.
Jessica
Can't thank the team at UK Moneyman enough for making the process of my remortgage quick and easy and for being so accessible for any questions I had along the way! Thanks
Finding mortgage advice in Hull & Bridlington has never been easier. With our extensive experience as a mortgage broker in Bridlington, we have had the pleasure of helping countless customers navigate their mortgage journey with our caring help and support.
Our dedicated team is committed to providing you with the service you need by finding the best mortgage product that saves you time and money.
We understand that whether it’s your first mortgage or a process you are familiar with, the experience can be overwhelming and trigger various emotions such as nerves or excitement.
At our company, we have encountered many customers with similar experiences and our goal is to provide a service that takes away as much stress as possible and helps you overcome any obstacles you may encounter. Our team is here to provide the guidance and support you need to ensure a smooth and stress-free mortgage journey.
As a mortgage broker in Hull & Bridlington, we provide access to a wide panel of lenders, offering mortgage products beyond those available in-house from a bank or building society. This provides you with more options and better chances of finding the perfect mortgage product for your specific needs.
One of the benefits of working with us is our responsiveness. As a dedicated Mortgage Broker in Hull, we are committed to responding quickly to your enquiries and providing you with the information you need to make informed decisions. Our team is available every day of the week and can be reached online or by phone.
At our core, we strive to provide a stress-free and simple service for all of our customers, regardless of their level of experience in the mortgage market.
We understand that taking on a new financial commitment can be daunting, which is why we go the extra mile to make the process as smooth and hassle-free as possible. Our dedication to excellent customer service is reflected in our reviews from satisfied customers.Â
As a first time buyer in Hull & Bridlington, you may be ready to take on one of the biggest financial commitments of your life, but unsure of where to begin. That’s where our friendly team comes in.
From the moment you make contact with us to the day you get the keys to your new home, we’ll be there to guide you every step of the way, keeping technical jargon to a minimum and providing regular updates on the status of your application.
If you’re looking for a first-time buyer mortgage advisor in Hull and Bridlington, look no further. Booking your free mortgage appointment online or contacting us is simple.
When you first get in touch, we’ll ask you a few questions to get a better understanding of your financial background. Then, we’ll perform an affordability assessment to determine the type of deals that are available to you.
From there, your dedicated advisor will search through all the mortgage deals to find the one that is best suited to your situation. We’ll also obtain an Agreement in Principle for you, which is typically done within 24 hours of your initial appointment.
We understand that you may have many questions and concerns during this process. That’s why we encourage you to ask as many questions as you need to your advisor, who will be more than happy to help you find the right mortgage for your needs.Â
If you are planning on moving home in Hull & Bridlington, you may be familiar with the process but may still face some challenges, especially when it comes to buying and selling properties at the same time.
This can be overwhelming, especially when dealing with the mortgage side of things. The good news is that our team can help you manage the mortgage aspect of the process.
There are various reasons why someone may choose to move home, but the most common one is to find a larger property. If this is your situation, it’s essential to check your affordability before embarking on property viewings and making offers.
We can assist you with working out a budget to help determine the type of properties you can afford in Bridlington.Â
As a mortgage broker with years of experience, we have formed strong relationships with numerous Buy to Let landlords. Whether you’re a First Time Buyer landlord or have an existing portfolio, we are here to offer our assistance.
There are various Buy to Let mortgage options available, including HMO, Holiday Let, Let to Buy and more.
Our Mortgage Advisor in Bridlington can guide you through these options for a buy to let in Hull and help you find the most suitable one for your needs.Â
When your fixed mortgage term is nearing its end, it’s a good time to start considering a remortgage in Hull. This means switching to another mortgage deal before being put onto your lender’s standard variable rate of interest.
We can help you explore the market for competitive rates and products, especially if you have maintained good repayment habits.
Remortgaging is not just about securing a better deal. Many people also opt for remortgaging for reasons such as financing home improvements, releasing equity, or consolidating debt into their mortgage.Â
Your ability to borrow for a mortgage depends on several factors, with one of the most crucial being your credit score.
Having a good credit score may only require a minimum deposit of 5%, whereas a poor credit score may require a deposit of 10%-15%. However, your deposit amount may also vary depending on the property you plan to purchase.Â
If you’re ready to make an offer on a property and need to find the right mortgage product, we can help!
Finding the perfect mortgage can be stressful, but our team in Bridlington will take the burden off your shoulders and guide you through the process. With over 20 years of experience, we are experts in this field.Â
If you’ve been turned down by your bank for a mortgage, we can help you. Applying to several banks and receiving multiple rejections can negatively impact your credit score, which is why it’s best to seek help from a Mortgage Broker in Bridlington.
Our team at Hullmoneyman can identify the reason behind the rejection and help you address any issues such as poor credit, application errors, or affordability concerns.
Booking a free appointment with us is easy and can be done online. Our mortgage advisors in Bridlington are available 7 days a week to answer any questions you may have about mortgage advice in Hull, equity release, or insurance products.
We’re here to help, so don’t hesitate to reach out.Â
Banks’ mortgage advisors can only offer products from one lender, which can be frustrating for those who are actively looking for properties. In addition, it may be difficult to secure an appointment with their mortgage advisors in Bridlington.
Seeking advice from a professional mortgage broker in Bridlington like us can be advantageous because we can compare deals from a wide range of lenders with varying products, some of which are highly specialized.
With our experience and knowledge, we can provide you with the best mortgage advice for your unique situation.Â
We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!
We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.
You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.
Our free initial mortgage consultation will last roughly one hour. Lucky for you, as an experienced Mortgage Broker in Hull, we can turn around an Agreement in Principle within 24 hours. All we need is a quick phone call to gather the necessary information. A formal mortgage offer takes about three to four weeks on average.
If you’re an employee, you will usually have to supply three payslips and the latest P60 to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ tax calculations and correspondings overviews. You will also need to provide proof of ID (Driving license or Passport). Proof of Address (Utility bills, tax bills or credit card statements) and three months’ bank statement. You are proving the deposit built up with an explanation for any significant credits.
The good news is it may be possible to get a mortgage if you are self-employed in Hull. To qualify, you need to submit at least one years’ accounts. Doing so will help to increase the likelihood of obtaining a mortgage. Most lenders take a look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit. It all depends on the lender.
The good news is that you may find it a bit more challenging to obtain a mortgage despite having previous credit issues on your record. But it doesn’t mean it’s impossible, and you may still be able to get one! It just means that some Lenders may ask for a slightly higher deposit of around 10-15%.
Most high street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on your previous circumstances, e.g. if you’ve had any past credit issues.
The good news is it is possible to have two mortgages in Hull running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.
An Agreement in Principle typically lasts for 30-90 days. However, this timeframe is up to the Lender. If your Agreement in Principle expires, worry not; you can renew it by getting back in touch with your Mortgage Advisor in Hull.
As a Mortgage Broker in Hull, we recommend that you obtain an Agreement in Principle (AIP) as soon as you can, preferably before you start viewing properties. Having an Agreement in Principle in place when you are viewing houses could potentially allow you to negotiate prices.
Our mortgage process consists of multiple different steps. The first step is to get in touch, and one of our trusted mortgage advisors in Hull will carry out a Fact Find to get a bigger picture of your mortgage situation.
Secondly, you’ll undergo your free mortgage consultation, and your assigned dedicated Mortgage Advisor in Hull will begin searching for mortgage deals that match your circumstances. If they find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application.
Next, they will perform a credit check on you to obtain an agreement in principle. Some evidential documents will be required from you to help back up your mortgage application.
Lastly, they will submit your mortgage application and wait for a formal mortgage offer to be issued.
Your free initial mortgage consultation with your dedicated Mortgage Advisor in Hull will last around an hour. During this consultation, we will get to learn a bit more about your mortgage needs and what you are looking for. Once we know more about your personal and financial situation, we will start looking for mortgage deals that will match you perfectly.