Mortgage Broker in Bridlington

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We love helping all our customers, especially the ones who really need Mortgage Advice in Bridlington - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.

To speak with a mortgage advisor in Bridlington, book your FREE mortgage appointment online or give us a call on 01482 772986.

Enquire Online

To speak with a mortgage advisor in Bridlington, book your FREE mortgage appointment online or give us a call on 01482 772986.

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Bridlington - it's not just about finding a mortgage, it's about the journey, we will hold your hand through the full process.

Enquire Online

Mortgage advice
your way

First Time Buyer


Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy


Reviews Stars4.98 Rating645 Reviews

Providing expert mortgage advice in Bridlington 

Finding mortgage advice in Hull & Bridlington has never been easier. With our extensive experience as a mortgage broker in Bridlington, we have had the pleasure of helping countless customers navigate their mortgage journey with our caring help and support.


Our dedicated team is committed to providing you with the service you need by finding the best mortgage product that saves you time and money.


We understand that whether it’s your first mortgage or a process you are familiar with, the experience can be overwhelming and trigger various emotions such as nerves or excitement.


At our company, we have encountered many customers with similar experiences and our goal is to provide a service that takes away as much stress as possible and helps you overcome any obstacles you may encounter. Our team is here to provide the guidance and support you need to ensure a smooth and stress-free mortgage journey.

All of our customers receive a free mortgage appointment! 

As a mortgage broker in Hull & Bridlington, we provide access to a wide panel of lenders, offering mortgage products beyond those available in-house from a bank or building society. This provides you with more options and better chances of finding the perfect mortgage product for your specific needs.


One of the benefits of working with us is our responsiveness. As a dedicated Mortgage Broker in Hull, we are committed to responding quickly to your enquiries and providing you with the information you need to make informed decisions. Our team is available every day of the week and can be reached online or by phone.


At our core, we strive to provide a stress-free and simple service for all of our customers, regardless of their level of experience in the mortgage market.


We understand that taking on a new financial commitment can be daunting, which is why we go the extra mile to make the process as smooth and hassle-free as possible. Our dedication to excellent customer service is reflected in our reviews from satisfied customers. 

Popular Mortgage Scenarios in Bridlington 

First Time Buyer in Bridlington 

As a first time buyer in Hull & Bridlington, you may be ready to take on one of the biggest financial commitments of your life, but unsure of where to begin. That’s where our friendly team comes in.


From the moment you make contact with us to the day you get the keys to your new home, we’ll be there to guide you every step of the way, keeping technical jargon to a minimum and providing regular updates on the status of your application.


If you’re looking for a first-time buyer mortgage advisor in Hull and Bridlington, look no further. Booking your free mortgage appointment online or contacting us is simple.


When you first get in touch, we’ll ask you a few questions to get a better understanding of your financial background. Then, we’ll perform an affordability assessment to determine the type of deals that are available to you.


From there, your dedicated advisor will search through all the mortgage deals to find the one that is best suited to your situation. We’ll also obtain an Agreement in Principle for you, which is typically done within 24 hours of your initial appointment.


We understand that you may have many questions and concerns during this process. That’s why we encourage you to ask as many questions as you need to your advisor, who will be more than happy to help you find the right mortgage for your needs. 

Moving Home in Bridlington 

If you are planning on moving home in Hull & Bridlington, you may be familiar with the process but may still face some challenges, especially when it comes to buying and selling properties at the same time.


This can be overwhelming, especially when dealing with the mortgage side of things. The good news is that our team can help you manage the mortgage aspect of the process.


There are various reasons why someone may choose to move home, but the most common one is to find a larger property. If this is your situation, it’s essential to check your affordability before embarking on property viewings and making offers.


We can assist you with working out a budget to help determine the type of properties you can afford in Bridlington. 

Buy to Let in Bridlington 

As a mortgage broker with years of experience, we have formed strong relationships with numerous Buy to Let landlords. Whether you’re a First Time Buyer landlord or have an existing portfolio, we are here to offer our assistance.


There are various Buy to Let mortgage options available, including HMO, Holiday Let, Let to Buy and more.


Our Mortgage Advisor in Bridlington can guide you through these options for a buy to let in Hull and help you find the most suitable one for your needs. 

Remortgaging in Bridlington 

When your fixed mortgage term is nearing its end, it’s a good time to start considering a remortgage in Hull. This means switching to another mortgage deal before being put onto your lender’s standard variable rate of interest.


We can help you explore the market for competitive rates and products, especially if you have maintained good repayment habits.


Remortgaging is not just about securing a better deal. Many people also opt for remortgaging for reasons such as financing home improvements, releasing equity, or consolidating debt into their mortgage. 

Common Mortgage Questions in Bridlington 

How much can you borrow for a mortgage in Bridlington? 

Your ability to borrow for a mortgage depends on several factors, with one of the most crucial being your credit score.


Having a good credit score may only require a minimum deposit of 5%, whereas a poor credit score may require a deposit of 10%-15%. However, your deposit amount may also vary depending on the property you plan to purchase. 

What do I do if I am ready to make an offer on a property in Bridlington? 

If you’re ready to make an offer on a property and need to find the right mortgage product, we can help!


Finding the perfect mortgage can be stressful, but our team in Bridlington will take the burden off your shoulders and guide you through the process. With over 20 years of experience, we are experts in this field. 

I have been declined by my bank, can you help? 

If you’ve been turned down by your bank for a mortgage, we can help you. Applying to several banks and receiving multiple rejections can negatively impact your credit score, which is why it’s best to seek help from a Mortgage Broker in Bridlington.


Our team at Hullmoneyman can identify the reason behind the rejection and help you address any issues such as poor credit, application errors, or affordability concerns.

Free Appointment in Bridlington 

Booking a free appointment with us is easy and can be done online. Our mortgage advisors in Bridlington are available 7 days a week to answer any questions you may have about mortgage advice in Hull, equity release, or insurance products.


We’re here to help, so don’t hesitate to reach out. 

Search 1000s of products 

Banks’ mortgage advisors can only offer products from one lender, which can be frustrating for those who are actively looking for properties. In addition, it may be difficult to secure an appointment with their mortgage advisors in Bridlington.


Seeking advice from a professional mortgage broker in Bridlington like us can be advantageous because we can compare deals from a wide range of lenders with varying products, some of which are highly specialized.


With our experience and knowledge, we can provide you with the best mortgage advice for your unique situation. 

About Us

We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!

Find Your Mortgage Broker in Bridlington on Social Media

We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.

Stress-Free Remortgage Advice in Bridlington

You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Our free initial mortgage consultation will last roughly one hour. Lucky for you, as an experienced Mortgage Broker in Hull, we can turn around an Agreement in Principle within 24 hours. All we need is a quick phone call to gather the necessary information. A formal mortgage offer takes about three to four weeks on average.

If you’re an employee, you will usually have to supply three payslips and the latest P60 to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ tax calculations and correspondings overviews. You will also need to provide proof of ID (Driving license or Passport). Proof of Address (Utility bills, tax bills or credit card statements) and three months’ bank statement. You are proving the deposit built up with an explanation for any significant credits.

The good news is it may be possible to get a mortgage if you are self-employed in Hull. To qualify, you need to submit at least one years’ accounts. Doing so will help to increase the likelihood of obtaining a mortgage. Most lenders take a look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit. It all depends on the lender.

The good news is that you may find it a bit more challenging to obtain a mortgage despite having previous credit issues on your record. But it doesn’t mean it’s impossible, and you may still be able to get one! It just means that some Lenders may ask for a slightly higher deposit of around 10-15%.

Most high street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on your previous circumstances, e.g. if you’ve had any past credit issues.

The good news is it is possible to have two mortgages in Hull running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.

An Agreement in Principle typically lasts for 30-90 days. However, this timeframe is up to the Lender. If your Agreement in Principle expires, worry not; you can renew it by getting back in touch with your Mortgage Advisor in Hull.

As a Mortgage Broker in Hull, we recommend that you obtain an Agreement in Principle (AIP) as soon as you can, preferably before you start viewing properties. Having an Agreement in Principle in place when you are viewing houses could potentially allow you to negotiate prices.

Our mortgage process consists of multiple different steps. The first step is to get in touch, and one of our trusted mortgage advisors in Hull will carry out a Fact Find to get a bigger picture of your mortgage situation.

Secondly, you’ll undergo your free mortgage consultation, and your assigned dedicated Mortgage Advisor in Hull will begin searching for mortgage deals that match your circumstances. If they find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application.

Next, they will perform a credit check on you to obtain an agreement in principle. Some evidential documents will be required from you to help back up your mortgage application.

Lastly, they will submit your mortgage application and wait for a formal mortgage offer to be issued.

Your free initial mortgage consultation with your dedicated Mortgage Advisor in Hull will last around an hour. During this consultation, we will get to learn a bit more about your mortgage needs and what you are looking for. Once we know more about your personal and financial situation, we will start looking for mortgage deals that will match you perfectly.

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Speak to an Advisor - It's Free! & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

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Hullmoneyman, 410 Wincolmlee, Hull, HU2 0QL.

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