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Mortgage Broker In Beverley

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Providing Mortgage Advice in Beverley

Providing Mortgage Advice Services in Beverley. Our customers will always be in safe hands with us! No matter the circumstances, we are here to save your time, save your money and find the best, most appropriate mortgage deal for you.

You can also take a look at our amazing online customer reviews from people who have come to us for help and we have gone above and beyond to match their mortgage needs.

Are you a First Time Buyer searching for that perfect starting home? Or a current home-owner thinking about Moving Home? We can help! Our service will prove highly beneficial for anyone seeking expert Mortgage Advice in Beverley. Delivering you advice with Remortgaging, Buy to Let Mortgages, Help to Buy and even general mortgage problems.

As a friendly & respected Mortgage Broker in Beverley, we like to ensure that you come out with a smile on your face.

 

Open & Honest Mortgage Advisor in Beverley

Our amazing team of Mortgage Advisors in Beverley will search through thousands of mortgage deals for you and compare them to find the best one for your individual situation. It is most likely that we have already dealt with a similar situation. So even if you consider your situation to be complicated, don’t hesitate to give us a call.

Being experts within the mortgage world we will most likely be able to help you with anything mortgage related!

 

Mortgage Advice for New Purchases & Remortgage Advice in Beverley

If you are new to the whole home buying process or haven’t moved in a while, we think our service will prove highly beneficial. We know that buying a new home isn’t always that easy! We’ll support you through the whole process to overcome any hurdles that we face along the way.

Are you a current homeowner looking to remortgage? We are able to search thousands of deals to find the best one for you. Sometimes, at the remortgage stage, our customers like to discuss capital raising options.  Including, raising money for home improvements and paying off credit cards and loans etc.

 

We Work For You

Not being tied to estate agents or mortgage lenders, we work solely for you making your mortgage experience with us more personalised.

You can get help and guidance from an excellent Mortgage Advisor in Beverley 7 days a week, 8am – 10pm. If you need to talk, we will always be at the other end of the phone or waiting for your email enquiry.

 

Mortgage Advice in Beverley for Complicated Situations

As a skilful Mortgage Broker in Beverley, we often come across complicated situations. So it is most likely that we have come across your situation before.

Maybe you are Self Employed, a company owner, a partner, a contractor or on a probation period with a new employer and are struggling to get a new mortgage arranged. This is where an experienced Mortgage Advisor in Beverley will prove highly beneficial. Also, this will apply if you have had credit problems in the past, been bankrupt, have a CCJ and/or a poor credit score.

We carry mountains of valuable in-depth knowledge of lending criteria. Providing expert Mortgage Advice in Beverley with all types of individual situations.

 

Trusted Mortgage Broker in Beverley

As an expert Mortgage Advisor in Beverley, we will search through thousands of both residential and Buy to Let mortgage deals on your behalf.

We recommend that you speak to an experienced Mortgage Broker in Beverley like us before viewing houses with an estate agent. This is because we can give you an idea of your budget and have a mortgage agreement in principle document ready to support any offers you make.

Gaining Mortgage Advice in Beverley early can put you in a prime position when competing against other buyers. You will get in front of people who haven’t been as organised as you. Letting you secure that perfect mortgage deal quicker than you expected.

 

Open & honest Mortgage Advice in Hull, 8am – 10pm, 7 days a week

About Us

We take a great deal of pride in the level of customer service we provide, it’s at the heart of everything we do. Whether you’re dealing with a mortgage advisor or an administrator, our brilliant team are here all throughout the week until late at night, supporting you and your mortgage needs. We love being responsive to your enquiries!

Find Your Mortgage Broker in Beverley on Social Media

We’re also quite active on Facebook and Twitter, sharing news and mortgage tips from our website on a daily basis, so it’s always worth checking up to see if there’s something that may help. If you have a mortgage enquiry, we always have someone monitoring the messages ready to respond if needed.

Stress-Free Remortgage Advice in Beverley

You can worry less when it comes to the remortgage process! You already own your house this time, so this cuts out the property chain. We will do what we can to ensure that this time around things go as quickly and as smoothly as possible.

Help & Support

We will help and support you throughout the whole process, helping you over any hurdles which may arise. 7 Days a Week.

Open & Honest

We’ll aim to make you feel relaxed and be open and honest – We’ll take away the stress.

Read Our Reviews

Please read our genuine customer reviews. We strive to offer the best Mortgage Advice service possible.

Open 7 Days

Our Mortgage Advice service is available mornings, evenings & weekends. We are here at a time that suits you and your family

Mortgage Advice

Unlike a Bank, we are able to search 1000s of mortgage deals in order to find you the best one for your individual circumstances

Common Mortgage Questions

You will need to have at least 5% of the sale price of your new build property in Hull. The Government will then loan you up to 20% to the properties value.

The discount provided by the council will often be used by lenders as your deposit. Some lenders however, will require you to put down a deposit in addition to the discount. This is sometimes the case if you’ve been struggling with credit problems. Our Mortgage Advisors in Hull are able to answer your right to buy deposit questions.

Though it can vary between 20%-40%, the minimum deposit for a buy to let mortgage is usually 25% of the property value.

Your chances of saving money go up if you are on your lenders SVR (Standard Variable Rate of Interest). We will compare the new products available against your current mortgage deal, in order to work out these savings for you. If you have equity in your property in Hull, a remortgage would also allow you to release some of this money if required. Usually, this is used for things like home improvements.

You can remortgage and increase the size of your mortgage to pay off any unsecured debts you may have. Please do not rush into this though as there are some downsides. We recommend that customers always seek Mortgage Advice in Hull before consolidating debts!

Your initial free remortgage consultation in Hull will last around 1 hour. We will then compare a new deal vs your current product and recommend the most appropriate one, with no obligation to you. You can then decide whether you wish to go ahead with the mortgage, or take a step back.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Remortgage Advisor in Hull will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

Your free mortgage consultation in Hull will last around one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.

As your Mortgage Broker in Hull, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an agreement in principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

To avoid possible disappointment, we recommend you obtain an agreement in principle before you begin viewing properties in Hull. At the very latest you should obtain one prior to making an offer to assist your bargaining position.

An agreement in principle typically lasts for between 30 and 90 days depending on the lender used. If your agreement in principle expires it can always be refreshed.

There may be a chance to obtain a second mortgage on your home for things like debt consolidation or Home Improvements. There may also be a possibility for you to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit when purchasing a house in Hull with high street lenders is typically 5%. This can be higher if you have had previous credit problems.

If you have had credit problems you can still get a mortgage in Hull, however, you may be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most lenders use your salary plus dividend to calculate the maximum mortgage you can borrow in Hull, whereas others are known to go off your net profit.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed applicants. You will also need to produce proof of ID, address and 3 months’ bank statements.

Your free consultation in Hull will likely last up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.

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UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
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