Our job, as your mortgage broker in Anlaby, is to provide full support and guidance through your entire mortgage process. From start to finish, we will be right by your side to make sure that you have a stress-free and easygoing experience with your mortgage.
We will not only try and find you a mortgage product for you and your property, but our service also goes as far as helping you prepare your mortgage application and find the most suitable insurance product for you and your family. No matter what mortgage situation you are in, every customer can benefit from a free mortgage appointment, so don’t hesitate to get in touch, we will see how we can help.
We have over 20 years of experience in the mortgage sector and have managed to help many different kinds of mortgage applicants secure excellent and competitive mortgage products. This is our job as your mortgage broker in Anlaby!
We have made it nice and easy to book your free mortgage appointment with a mortgage advisor in Anlaby. Our modern “Book Online” system allows you to select a date and time for your mortgage appointment there and then. Alternatively, you could give us a call and organise a date and time over the phone with one of our team members.
During your free mortgage appointment, you will get the opportunity to speak with a mortgage advisor in Anlaby. You will also be able to ask as many questions as you would like regarding your mortgage situation. Here your mortgage advisor in Anlaby will also get to learn a bit more about your personal and financial situation by also asking you questions about your scenario and what you are looking to achieve.
All of this information will help them find you the perfect mortgage product for your specific circumstances. Following your appointment, your mortgage advisor in Anlaby will go away and try and find you the perfect mortgage product for you and your property. On our panel of lenders, we are able to search 1000s of mortgage products to try and find one tailored to your needs.
Don’t hesitate to get in touch, even if you are in a slightly bizarre or complicated situation. It is likely that we have already faced the same or if not a similar issue before. We love a challenge and would like to offer a helping hand.
Buying your first home is always a strange and unusual experience, and this is mostly due to the mortgage part of the process. To begin your first time buyer mortgage process in Anlaby, you need to work out how much you can borrow and your overall affordability. As a mortgage broker in Anlaby, this is something that we can do for you during your free mortgage appointment.
A huge part of your process is preparing your mortgage application and making sure that it demonstrates your affordability and that you have all the supporting documents that you need to attach. A mortgage broker in Anlaby will also help you complete this and prepare your application so that it is up to scratch with what lenders are looking for.
When you are moving home in Anlaby, it is not as simple as moving on from your current home, you have to sell it and sort out the mortgage on it before anything else. It is safe to say that moving home can be a stressful experience! We want to offer a helping hand and take all of this stress away at this busy time.
If you are unable to port your mortgage or the costs of doing so are adding up too much, you will need to find a suitable mortgage product for your new property. We will be able to search 1000s of mortgages in order to find a competitive mortgage product for you and your new home. On panel, we have both high street and specialist lenders that we can access on your behalf.
Whether you’re looking to take out a mortgage on a buy to let, holiday let, let to buy or HMO, our mortgage advisors in Anlaby are here to help. We have been working with buy to let landlords in Hull and surrounding areas for over 20 years now, we are experienced and knowledgeable within the buy to let sector.
If you want to speak with a buy to let mortgage advisor in Anlaby like us, you can book a free mortgage appointment online and schedule a date and time that best suits you. You can also give us a call 7 days a week if you would prefer to communicate in this way.
When approaching the end of your current fixed mortgage term, you need to start thinking about remortgaging. Remortgaging is the process of switching to a new mortgage product to replace your current deal. Ideally, you should begin looking for a new product 6 months prior to your current deal expiring.
If you do not remortgage before your current fixed-term ends, you will fall onto your lender’s standard variable rate of interest, which will likely be higher than your current rate, therefore, increasing your monthly repayments. We will search the whole remortgage market in order to find you the most suitable remortgage product to switch onto. Your remortgage advisor in Anlaby will search through 1000s of offers before deciding which one is best for you.
Did you know that there are also other remortgage options you can opt for? This includes remortgaging to fund home improvements, release equity and consolidate debt. If you want to learn more about these options or if this is something that you are looking to achieve via a remortgage, feel free to get in touch or book a free remortgage review online.
If you are self employed in Anlaby, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.
Our mortgage advisor in Anlaby will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.
If you are looking to explore your mortgage options with a member of our later-life mortgage team, all that you need to do is book your free mortgage appointment online. We have an in-house later-life team dedicated to helping you with your mortgage.
Our Customers Love Us
4.98 Rating744 Reviews
Matthew
They were absolutely amazing in everything I can’t recommend them enough.
9 hours ago
Joan
Excellent service. Paula was extremely helpful and understanding throughout. Will certainly recommend your services
1 week ago
Robert
Personally very happy with the service and interactions with the staff. Thank you.
1 week ago
Anonymous
I’m a first time buyer and I would recommend using this business. Charlie & Debbie made myself and my partner feel completely at ease with the process. I found their customer service to go the extra mile and no question was a stupid question.
1 week ago
Anonymous
Simple and efficient process.
1 week ago
Edmund
Superb service, fast and very reliable. Good comunication all the way thru whole mortgage process. Would definately recomend.
2 weeks ago
Ebrahim
Yeh I tendtogive really good reviews. Hull money man hashelped us greatly. 99.9 of everything they asked from us was fine. It wasnt them but the advisor they qent to Newcastle seemed to want to know exactly what we where planning well into the...
3 weeks ago
Lynley
We have just used Hull Moneyman again for our remortgage! Very friendly and competent staff who go out of their way to make sure we understand the process and are happy with the product.
1 month ago
Gary
Held my hand through the process, telephone call where prompt and ontime. E-mail was streight forward and communicatrion in general was very good.
1 month ago
Amy
The service we have received from Hull Money man (mainly Charlie) has been outstanding. Charlie has been there for us through a few house fall throughs and each time pulled through for us! Even made contact during his annual leave! As a first time...
1 month ago
Mr David
Very helpful, always available and kept us informed at all times
1 month ago
Tim
Excellent seamless process with no nonsense but very supportive.
2 months ago
Scott
We have used Hullmoneyman services for all of our residential and buy-to-let mortgage and remortgage needs for more than ten years. Hullmoney man have always professional and courteous advice and timely service. We do not hesitate to recommend...
2 months ago
Katie
Leo was fantastic. Understood what we wanted and got it done in record time. Would highly recommend.
2 months ago
Kerry
Excellent service
2 months ago
Timothy
Amazing work and great help from Paula Milner and Charlie Bryson
2 months ago
Philip
Quick and easy from start to finish. Understood what i needed and sorted out seamlessly
2 months ago
Benjamin
Really good service, made things nice and easy.
2 months ago
Stuart
Good communication great company to deal with
2 months ago
Emily
Wouldn’t use anyone else for our mortgage needs this is the second time now and would always recommend to others.
2 months ago
The first step is in your hands, simply reach out to us and book your free mortgage appointment with one of our mortgage advisors in Anlaby. As a responsive mortgage broker in Anlaby, we work 7 days a week to ensure that you can contact us at a time that best suits you.
During this appointment, you will get the chance to speak with an expert in your mortgage situation. Here, you will be asked questions regarding your personal and financial situation so that your mortgage advisor in Anlaby can find you the perfect mortgage product for your circumstances. Once we have found the perfect mortgage product for you, we will present you with it in the form of a mortgage illustration.
If you want to continue with us and the deal, we can advance to the next stage… preparing your mortgage application! From this point, you will be handed over to your own, dedicated case manager who will help you prepare all of the necessary documents to support your mortgage application. They will sort all of the mortgage side of the process and then when you are ready, we can submit your application.
After submitting your mortgage application, all that is left to do is to await for a response from your mortgage lender. Once we hear back the good news, we will let you know right away. Now it is time to collect the keys to your new property!
As a responsive mortgage broker in Hull, we operate seven days a week. The brilliant reviews we have generated portray the experience we deliver to our customers. Each review shows us how much our service has benefited someone in finding the perfect mortgage product. Take a look at our reviews page for an insight into how we have helped our customers.
During any mortgage journey, our friendly mortgage advisors in Hull we have access to 1000s of mortgage products on our vast panel of lenders. We can search through both high street and specialist products in order to find one with the most suitability to your personal and financial situation.
Providing open and honest mortgage advice in Hull you can get mortgage advice in Anlaby by simply looking at our mortgage guides on our website. Alternatively, if you want to ask a question to one of our mortgage advisors in Anlaby, simply follow our “Get Started” process and get in touch!
Even if you are facing a complex situation, we still recommend reaching out to a mortgage broker in Hull. We have helped applicants through complicated, difficult situations before, in some cases, where the applicant thought that it was impossible to get a mortgage. That’s why we encourage all applicants to still get in touch; you never know, we might have solved the same issue in the past!
If you are looking at taking out a mortgage in Anlaby, you would usually require a minimum of a 5% deposit on the property. If you have bad credit, you may be looking at around 10%-15%. This can vary from lender to lender.
Using a mortgage broker in Anlaby may help you save time and money throughout your mortgage process; here is how our process works:
Once you get in touch, one of our mortgage advisors in Anlaby will conduct a Fact Find to learn more about your mortgage situation and your requirements. Following your appointment, your advisor will be able to go and find you the most suitable mortgage deal for your personal and financial situation. If you want to continue with us and the mortgage product, we can begin preparing your mortgage application.
You will then be passed over to your own dedicated case manager who will help you prepare your mortgage application. Once this is complete we can send it off to the mortgage lender. All that is left to do is wait for a formal mortgage offer to come back!
Ideally, you need to have an agreement in principle (AIP) in place before taking property viewings. An AIP is a document issued by your lender to state that they are willing to let you borrow from them. This is however based on you supplying sufficient evidence to back up your income and affordability.
AIPs usually last between 30-90 days. If yours expires, you can easily renew it by reaching out to a mortgage broker in Anlaby like us, where we will arrange one within 24 hours for you.
It can be a little more challenging to get a mortgage with bad credit, however, it is in no way impossible.
When assessing your affordability for a mortgage with bad credit in Anlaby, lenders will look at your credit history and assess whether you are a risk to lend to. At the end of the day, they are letting applicants borrow a substantial amount from them, so they need to be sure that it can be paid back.
If you want to speak directly with a specialist mortgage advisor in Anlaby, feel free to give our team a call or book a free mortgage appointment online.
The fees that are involved with remortgaging are the same as those you came across when taking out your first mortgage. If you want a breakdown of these costs, your remortgage advisor in Anlaby can provide you with some figures.
You will have to consider arrangement fees, property surveys and broker fees.
As part of our excellent service, we are able to arrange a mortgage agreement in principle within 24 hours of your mortgage appointment. This document will become incredibly useful when making offers on properties and negotiating asking prices with your seller.
Your mortgage agreement in principle will last around 30-90 days. If it expires after this window, don’t worry, you can get back in touch with your mortgage advisor in Anlaby and we can renew it immediately.
As a mortgage broker in Anlaby, this is a part of our amazing customer service.
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