Mortgage Broker in Anlaby
Mortgage Advice in Anlaby
Book Your Free Mortgage Appointment Online
Read our 677 Reviews
Our team has over 20 years experience in the mortgage industry helping a variety of homeowners and buyers. Our job is to take every bit of stress out of the process and support you every step of the way.
For your FREE mortgage consultation in Anlaby call 01482 772986
Book OnlineFor your FREE mortgage consultation in Anlaby call 01482 772986
Our team has over 20 years experience in the mortgage industry helping a variety of homeowners and buyers. Our job is to take every bit of stress out of the process and support you every step of the way.
Book Online4.98 Rating677 Reviews
Tom
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
1 day ago
Kristy
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
2 days ago
Mark
As always very helpful with what we required
5 days ago
Natalie
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
1 week ago
Freya
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
2 weeks ago
Martin
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
3 weeks ago
Jason
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
4 weeks ago
Kelly
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
1 month ago
Stacey
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
1 month ago
Kirsty
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
1 month ago
Katarzyna
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
1 month ago
Agnieszka
We are buying house second time with Hullmoneyman and we are pleased with the service. Team is fantastic and very professional Charlie Bryson - our advisor section time did everything in very professional manner and with prompt response for our...
1 month ago
Cameron
Amazing, was really pleased with the service from Chris & Lizzi. Really appreciate everything they’ve done for me. Would definitely recommended!
1 month ago
Anonymous
Nice and helpful without the hassle of doing it yourself
1 month ago
Anonymous
Always knowledgeable, friendly and helpful - an excellent and efficient team whose services I have called on several times over the last 18 years and would highly recommend.
1 month ago
Emma
Thank you Conor for your help and guidance you made the process easy and explained everything Thoroughly.
1 month ago
Wayne
This was my second time using UK moneyman and will definitely be recommending them! Stacey provided an excellent service and was very efficient. Thank you Stacey for all your help, offer turned up earlier than expected 😉
2 months ago
Idris
I found Dinah at UKMONEYMAN very helpful and supportive all the way through my application. All my questions were answered in a timely manner with clear explanation. Dinah was always available whenever I required something. Thank you for your...
2 months ago
Danny
Excellent service, answered all questions and queries. Dinah was fantastic
2 months ago
Joe
Excellent from start to finish. Very informative and quick to respond . We would highly recommend Hull Uk Moneyman and will be using them again in the near future without hesitation. Thank you
2 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Anlaby | Mortgage Advice in Anlaby
Our job, as your mortgage broker in Anlaby, is to provide full support and guidance through your entire mortgage process. From start to finish, we will be right by your side to make sure that you have a stress-free and easygoing experience with your mortgage.
We will not only try and find you a mortgage product for you and your property, but our service also goes as far as helping you prepare your mortgage application and find the most suitable insurance product for you and your family. No matter what mortgage situation you are in, every customer can benefit from a free mortgage appointment, so don’t hesitate to get in touch, we will see how we can help.
Free Mortgage Appointment
We have made it nice and easy to book your free mortgage appointment with a mortgage advisor in Anlaby. Our modern “Book Online” system allows you to select a date and time for your mortgage appointment there and then. Alternatively, you could give us a call and organise a date and time over the phone with one of our team members.
During your free mortgage appointment, you will get the opportunity to speak with a mortgage advisor in Anlaby. You will also be able to ask as many questions as you would like regarding your mortgage situation. Here your mortgage advisor in Anlaby will also get to learn a bit more about your personal and financial situation by also asking you questions about your scenario and what you are looking to achieve.
All of this information will help them find you the perfect mortgage product for your specific circumstances. Following your appointment, your mortgage advisor in Anlaby will go away and try and find you the perfect mortgage product for you and your property. On our panel of lenders, we are able to search 1000s of mortgage products to try and find one tailored to your needs.
Mortgage Advice in Anlaby for All Mortgage Situations
We have over 20 years of experience in the mortgage sector and have managed to help many different kinds of mortgage applicants secure excellent and competitive mortgage products. This is our job as your mortgage broker in Anlaby!
Don’t hesitate to get in touch, even if you are in a slightly bizarre or complicated situation. It is likely that we have already faced the same or if not a similar issue before. We love a challenge and would like to offer a helping hand.
First Time Buyer Mortgages in Anlaby
Buying your first home is always a strange and unusual experience, and this is mostly due to the mortgage part of the process. To begin your first time buyer mortgage process in Anlaby, you need to work out how much you can borrow and your overall affordability. As a mortgage broker in Anlaby, this is something that we can do for you during your free mortgage appointment.
A huge part of your process is preparing your mortgage application and making sure that it demonstrates your affordability and that you have all the supporting documents that you need to attach. A mortgage broker in Anlaby will also help you complete this and prepare your application so that it is up to scratch with what lenders are looking for.
Remortgage Advice in Goole
When approaching the end of your current fixed mortgage term, you need to start thinking about remortgaging. Remortgaging is the process of switching to a new mortgage product to replace your current deal. Ideally, you should begin looking for a new product 6 months prior to your current deal expiring.
If you do not remortgage before your current fixed-term ends, you will fall onto your lender’s standard variable rate of interest, which will likely be higher than your current rate, therefore, increasing your monthly repayments. We will search the whole remortgage market in order to find you the most suitable remortgage product to switch onto. Your remortgage advisor in Anlaby will search through 1000s of offers before deciding which one is best for you.
Did you know that there are also other remortgage options you can opt for? This includes remortgaging to fund home improvements, release equity and consolidate debt. If you want to learn more about these options or if this is something that you are looking to achieve via a remortgage, feel free to get in touch or book a free remortgage review online.
Moving Home Mortgage Advice in Anlaby
When you are moving home in Anlaby, it is not as simple as moving on from your current home, you have to sell it and sort out the mortgage on it before anything else. It is safe to say that moving home can be a stressful experience! We want to offer a helping hand and take all of this stress away at this busy time.
If you are unable to port your mortgage or the costs of doing so are adding up too much, you will need to find a suitable mortgage product for your new property. We will be able to search 1000s of mortgages in order to find a competitive mortgage product for you and your new home. On panel, we have both high street and specialist lenders that we can access on your behalf.
Buy to Let Mortgage Advice in Anlaby
Whether you’re looking to take out a mortgage on a buy to let, holiday let, let to buy or HMO, our mortgage advisors in Anlaby are here to help. We have been working with buy to let landlords in Hull and surrounding areas for over 20 years now, we are experienced and knowledgeable within the buy to let sector.
If you want to speak with a buy to let mortgage advisor in Anlaby like us, you can book a free mortgage appointment online and schedule a date and time that best suits you. You can also give us a call 7 days a week if you would prefer to communicate in this way.
Mortgage Options for Over 50s in Anlaby
If you are looking to explore your mortgage options with a member of our later-life mortgage team, all that you need to do is book your free mortgage appointment online. We have an in-house later-life team dedicated to helping you with your mortgage.
Our Simple 4-Step Mortgage Process
The first step is in your hands, simply reach out to us and book your free mortgage appointment with one of our mortgage advisors in Anlaby. As a responsive mortgage broker in Anlaby, we work 7 days a week to ensure that you can contact us at a time that best suits you.
During this appointment, you will get the chance to speak with an expert in your mortgage situation. Here, you will be asked questions regarding your personal and financial situation so that your mortgage advisor in Anlaby can find you the perfect mortgage product for your circumstances. Once we have found the perfect mortgage product for you, we will present you with it in the form of a mortgage illustration.
If you want to continue with us and the deal, we can advance to the next stage… preparing your mortgage application! From this point, you will be handed over to your own, dedicated case manager who will help you prepare all of the necessary documents to support your mortgage application. They will sort all of the mortgage side of the process and then when you are ready, we can submit your application.
After submitting your mortgage application, all that is left to do is to await for a response from your mortgage lender. Once we hear back the good news, we will let you know right away. Now it is time to collect the keys to your new property!
Secure an Agreement in Principle within 24 Hours
As part of our excellent service, we are able to arrange a mortgage agreement in principle within 24 hours of your mortgage appointment. This document will become incredibly useful when making offers on properties and negotiating asking prices with your seller.
Your mortgage agreement in principle will last around 30-90 days. If it expires after this window, don’t worry, you can get back in touch with your mortgage advisor in Anlaby and we can renew it immediately.
As a mortgage broker in Anlaby, this is a part of our amazing customer service.
Reasons to Choose Us as Your Mortgage Broker in Anlaby
As a mortgage broker in Hull, we have access to 1000s of mortgage products on our vast panel of lenders. We can search through both high street and specialist products in order to find one with the most suitability to your personal and financial situation.
You can get mortgage advice in Anlaby by simply looking at our mortgage guides on our website. Alternatively, if you want to ask a question to one of our mortgage advisors in Anlaby, simply follow our “Get Started” process and get in touch!
The brilliant reviews we have generated portray the experience we deliver to our customers. Each review shows us how much our service has benefited someone in finding the perfect mortgage product. Take a look at our reviews page for an insight into how we have helped our customers.
Even if you are facing a complex situation, we still recommend reaching out to a mortgage broker in Hull. We have helped applicants through complicated, difficult situations before, in some cases, where the applicant thought that it was impossible to get a mortgage. That’s why we encourage all applicants to still get in touch; you never know, we might have solved the same issue in the past!
We search 1000's of mortgage deals across a large number of lenders, including:
1000s of Mortgages Available
Via our huge panel of mortgage lenders, we are able to search 1000s of mortgage products on your behalf. Each lender has both high street and specialist products available; we will pick out the most suitable one for your needs following your free mortgage appointment in Anlaby. You can book your free mortgage appointment online today!
Find Your Mortgage Broker in Anlaby on Social Media
We're always keeping you up-to-date by posting educational mortgage content across our social channels. We even have our own YouTube channel to keep you up-to-date with the mortgage market.
Stress-Free Mortgage Advice in Anlaby
We want to take all of the stress out of the mortgage process to ensure that you have an easy-going experience. Buying a property is one of the biggest financial commitments in your life, and we want you to get through it feeling at ease and knowing you have made the best out of it that you can.
Common mortgage questions
If you are looking at taking out a mortgage in Anlaby, you would usually require a minimum of a 5% deposit on the property. If you have bad credit, you may be looking at around 10%-15%. This can vary from lender to lender.
Using a mortgage broker in Anlaby may help you save time and money throughout your mortgage process; here is how our process works:
Once you get in touch, one of our mortgage advisors in Anlaby will conduct a Fact Find to learn more about your mortgage situation and your requirements. Following your appointment, your advisor will be able to go and find you the most suitable mortgage deal for your personal and financial situation. If you want to continue with us and the mortgage product, we can begin preparing your mortgage application.
You will then be passed over to your own dedicated case manager who will help you prepare your mortgage application. Once this is complete we can send it off to the mortgage lender. All that is left to do is wait for a formal mortgage offer to come back!
Ideally, you need to have an agreement in principle (AIP) in place before taking property viewings. An AIP is a document issued by your lender to state that they are willing to let you borrow from them. This is however based on you supplying sufficient evidence to back up your income and affordability.
AIPs usually last between 30-90 days. If yours expires, you can easily renew it by reaching out to a mortgage broker in Anlaby like us, where we will arrange one within 24 hours for you.
It can be a little more challenging to get a mortgage with bad credit, however, it is in no way impossible.
When assessing your affordability for a mortgage with bad credit in Anlaby, lenders will look at your credit history and assess whether you are a risk to lend to. At the end of the day, they are letting applicants borrow a substantial amount from them, so they need to be sure that it can be paid back.
If you want to speak directly with a specialist mortgage advisor in Anlaby, feel free to give our team a call or book a free mortgage appointment online.
The fees that are involved with remortgaging are the same as those you came across when taking out your first mortgage. If you want a breakdown of these costs, your remortgage advisor in Anlaby can provide you with some figures.
You will have to consider arrangement fees, property surveys and broker fees.
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