Mortgage Broker in Anlaby

Buying your first home is always a strange and unusual experience, and this is mostly due to the mortgage part of the process. To begin your first time buyer mortgage process in Anlaby, you need to work out how much you can borrow and your overall affordability. As a mortgage broker in Anlaby, this is something that we can do for you during your free mortgage appointment.

A huge part of your process is preparing your mortgage application and making sure that it demonstrates your affordability and that you have all the supporting documents that you need to attach. A mortgage broker in Anlaby will also help you complete this and prepare your application so that it is up to scratch with what lenders are looking for.

When you are moving home in Anlaby, it is not as simple as moving on from your current home, you have to sell it and sort out the mortgage on it before anything else. It is safe to say that moving home can be a stressful experience! We want to offer a helping hand and take all of this stress away at this busy time.

If you are unable to port your mortgage or the costs of doing so are adding up too much, you will need to find a suitable mortgage product for your new property. We will be able to search 1000s of mortgages in order to find a competitive mortgage product for you and your new home. On panel, we have both high street and specialist lenders that we can access on your behalf.

Whether you’re looking to take out a mortgage on a buy to let, holiday let, let to buy or HMO, our mortgage advisors in Anlaby are here to help. We have been working with buy to let landlords in Hull and surrounding areas for over 20 years now, we are experienced and knowledgeable within the buy to let sector.

If you want to speak with a buy to let mortgage advisor in Anlaby like us, you can book a free mortgage appointment online and schedule a date and time that best suits you. You can also give us a call 7 days a week if you would prefer to communicate in this way.

When approaching the end of your current fixed mortgage term, you need to start thinking about remortgaging. Remortgaging is the process of switching to a new mortgage product to replace your current deal. Ideally, you should begin looking for a new product 6 months prior to your current deal expiring.

If you do not remortgage before your current fixed-term ends, you will fall onto your lender’s standard variable rate of interest, which will likely be higher than your current rate, therefore, increasing your monthly repayments. We will search the whole remortgage market in order to find you the most suitable remortgage product to switch onto. Your remortgage advisor in Anlaby will search through 1000s of offers before deciding which one is best for you.

Did you know that there are also other remortgage options you can opt for? This includes remortgaging to fund home improvements, release equity and consolidate debt. If you want to learn more about these options or if this is something that you are looking to achieve via a remortgage, feel free to get in touch or book a free remortgage review online.

If you are self employed in Anlaby, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.

Our mortgage advisor in Anlaby will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

If you are looking to explore your mortgage options with a member of our later-life mortgage team, all that you need to do is book your free mortgage appointment online. We have an in-house later-life team dedicated to helping you with your mortgage.