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What are the 7 best places to live in Hull?

The Best Areas to Live in Hull

If you’re a first time buyer in Hull or existing home owner thinking about relocating, you may be in one of two situations. You might have a clear idea of the ideal location to settle down in, or you could be just starting your search and feeling overwhelmed by the options available.

To help those who are still unsure about the best place to live in Hull, we have compiled a comprehensive list of the top areas in and around the city. Our list includes various factors, such as access to amenities, safety, transportation links, and community vibes, that could influence your decision.

So, take a look at our list, and you might just find the perfect place to call home in Hull and surrounding areas. With our guidance, you can rest assured that you will make an informed decision and enjoy all that this fantastic city has to offer.

To speak to a mortgage advisor in Hull, get in touch today and receive a free mortgage appointment. We know that the mortgage process can be stressful and that’s why we want to offer a helping hand. We would love to hear from you and assist you in the world of mortgages.

1 – Hessle

Nestled along the banks of the Humber River, Hessle offers a picturesque setting with stunning river views and a welcoming community. Known for its historic architecture and scenic landscapes, Hessle provides a peaceful escape while remaining close to the city center. Residents enjoy easy access to local amenities, schools, and parks, making it an ideal choice for families and those seeking a tranquil lifestyle.

2 – Willerby

If you’re searching for a suburban haven with excellent schools and a friendly atmosphere, Willerby is a top choice. This residential area boasts well-maintained parks, local shops, and a range of housing options. With its proximity to both the city center and the beautiful Yorkshire Wolds, Willerby strikes the perfect balance between suburban comfort and easy access to urban conveniences.

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3 – Princes Avenue

For those who crave a vibrant, bohemian atmosphere, Princes Avenue is a cultural hotspot. Lined with independent shops, eclectic cafes, and lively pubs, this area attracts artists, creatives, and young professionals. The diverse range of housing options, from Victorian terraces to modern apartments, adds to the neighborhood’s unique charm, making it an excellent choice for those who appreciate a dynamic lifestyle.

4 – Newland Avenue

Newland Avenue is synonymous with student life, offering a trendy and energetic environment. Home to the University of Hull, this area boasts a variety of student-friendly amenities, including budget-friendly eateries, lively bars, and affordable housing options. The community’s youthful energy and proximity to educational institutions make it an appealing choice for students and young professionals alike.

5 – Kingswood

As one of Hull’s newest developments, Kingswood is a modern and thriving community with a focus on convenience. Boasting contemporary housing, shopping centers, and recreational facilities, Kingswood provides residents with a comfortable and well-connected lifestyle. The area’s proximity to major roadways and its abundance of green spaces make it an attractive option for families and professionals seeking a contemporary living experience.

6 – Anlaby

Anlaby exudes classic elegance with its tree-lined streets and spacious properties. This suburb offers a mix of period homes and modern residences, providing a diverse range of housing options. With excellent schools, local parks, and convenient shopping, Anlaby is a family-friendly neighborhood that combines traditional charm with contemporary amenities.

7 – Victoria Dock

For those enchanted by waterside living, Victoria Dock is the answer. This waterfront community offers stunning views of the marina and Humber estuary. With a mix of modern apartments and townhouses, residents can enjoy a sophisticated lifestyle complemented by waterfront dining, leisure facilities, and easy access to the city center. Victoria Dock is a prime choice for those seeking a blend of luxury and tranquility.

Book Your Free Mortgage Appointment Today

Whether you’re drawn to the riverside allure of Hessle, the cultural richness of Princes Avenue, or the modern amenities of Kingswood, Hull has a neighborhood to suit every lifestyle. As you embark on the journey to find your dream home, consider these seven outstanding locations, each contributing to the vibrant tapestry of Hull’s diverse and welcoming communities. As your trusted mortgage broker in Hull, we are here to guide first time buyers and home movers in Hull through the process and help you secure the suirable purchase or remortgage deal that fits your needs.

I’m a Single Homeowner in Hull, Should I take out Life Insurance?

You may not be married, nor do you have any intentions in the near future to settle down with kids, but that doesn’t mean you wouldn’t benefit from looking into life insurance in Hull. Even for those of you who are single homeowners, there are still plenty of completely valid reasons to take out life cover.  

Having a life policy in place can be a huge support to your family in dealing with any debts that may arise, such as outstanding mortgage payments, if something untimely were to happen.

How does life cover affect your mortgage? 

Generally speaking, the purpose of life cover is to cover any mortgage debts. The policy will usually be set up to pay out a lump sum, equivalent to the cost of the current home loan, should the policy holder (the person with the life cover) pass away whilst still making monthly mortgage payments.

If you are living with a partner or have had any children, the cover might even get extended as a means of providing your dependants with an income boost to cover any living costs for the time being.

The extra protection here likely won’t be necessary for single cover applicants, but taking out some insurance to cover your mortgage is still something we believe is worth doing.

Paying Back The Mortgage Loan Amount

If a single homeowner dies at any point prior to their mortgage getting paid off, their bank or building society can look to pay back the mortgage loan from their late customer’s estate, i.e., their collective belongings (accumulated assets is a term you might see used for this), such as a car or something else of worth.

In most cases we find that in order to pay off the remaining mortgage balance, the property will get sold at auction. If the home has fallen into negative equity, the lender has the right to demand that the estate must make up the difference.

Alternatively to this, the lender can demand that the property be sold and any surviving family members are not able to make up any shortfall. Making things worse here, if the probate process happens to be drawn out (the probate is the time of which the individual’s estate is sorted out), the lender can actually continue to add interest charges, increasing the total amount to be paid. Immoral? Potentially. Illegal? Unfortunately not. 

Taking out life insurance will help to prevent these problems from occurring. 

Speak With One of Our Mortgage & Protection Advisors in Hull

If you are looking at your options for potentially taking out life cover at some point, please get in touch and speak to one of our dedicated protection advisors in Hull. If you have any plans of becoming a first time buyer in Hull or you are already a homeowner with a change in circumstances, it makes sense financially and personally to get on top of it now rather than leaving it too late.

A life insurance policy means that an inheritance can be left to children or grandchildren, regardless of if there is any equity left in the home at the point of passing. 

Why Mortgage Protection Insurance is Essential to Have in Hull

When it comes to homeownership, as a first time buyer in Hull embarks on their journey of owning a home, it’s crucial to consider every aspect of safeguarding your investment and loved ones. One of the most significant steps you can take in this regard is acquiring Mortgage Protection Insurance. Here we’ll explore the importance of this insurance in detail and why it’s a must-have for homeowners in Hull.

Importance of Having Insurance

Purchasing a home is likely one of the most substantial financial commitments you’ll make in your lifetime. Securing your property with a mortgage is a significant step towards achieving your dreams, but it also comes with financial responsibilities that need careful consideration. Unexpected events, such as illness, injury, or loss of income, can put your mortgage payments at risk and, consequently, threaten your home’s security.

Mortgage Protection Insurance is designed to provide a safety net in case the unexpected happens. It ensures that your loved ones won’t face the burden of mortgage payments in challenging times, giving you peace of mind and financial security.

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Life Insurance in Hull

Life is unpredictable, and safeguarding your family’s future is paramount. Life Insurance Hull, included in Mortgage Protection Insurance, that your mortgage will be paid off if you pass away during the policy term. This relieves your family of the financial strain of mortgage payments and allows them to remain in their home.

Critical Illness Cover

A sudden critical illness can disrupt your life and ability to earn a stable income. Critical Illness Cover in Hull provides a lump-sum payment if you’re diagnosed with a serious illness covered by the policy. This payment can be used to cover medical expenses, mortgage payments, or any other financial obligations, ensuring that your home remains a sanctuary during challenging times.

Income Protection

In the event of an injury or illness that leaves you unable to work, Income Protection in Hull comes to the rescue. It provides a regular income to cover your mortgage payments, enabling you to focus on your recovery without the added stress of potential foreclosure. This type of cover ensures that your home remains a source of comfort and stability during your journey back to health.

In some circumstance, we can off a “menu plan” approach, allowing you to tailor your coverage to your specific needs. This flexibility ensures that your insurance aligns perfectly with your circumstances, providing comprehensive protection without unnecessary costs.

Family Income Benefit

Your family’s financial security is paramount. Family Income Benefit Hull ensures that your loved ones are provided for in the event of your passing. Instead of a lump-sum payment, this coverage provides a regular income to your family, helping them manage ongoing expenses, including mortgage payments, without disruption.

Book Your Free Mortgage Appointment

Securing your home and family’s future is a vital responsibility. If you’re a first time buyer or home mover in Hull considering Mortgage Protection Insurance in Hull, don’t hesitate to reach out to our experienced mortgage advisors in Hull. With a deep understanding of the local housing market and insurance landscape, they will guide you through the process of selecting the right coverage for your needs.

Owning a home in Hull is a source of pride, and ensuring its protection is an act of wisdom and foresight. Contact us today to learn more about how Mortgage Protection Insurance can provide you with the peace of mind you deserve on your homeownership journey. Your home’s security and your family’s well-being are our top priorities.

Do I Need Mortgage Broker in Hull?

Fast & Friendly Mortgage Advice in Hull

Taking Mortgage Advice in Hull can be the difference between an application getting accepted and an application getting declined. An application done independently could result in errors and possibly lead you on to get declined.

A Mortgage Broker in Hull offers a service that only benefits the applicant. We’ll search through thousands of mortgage deals for you, saving your time and your money. We have specialist advisors that hold in-depth knowledge of all mortgage situations, we are here to match all for your mortgage needs.

What does a Mortgage Advisor and Mortgage Broker in Hull do?

A mortgage broker and a mortgage advisor’s job is to find you the most suitable mortgage deal tailored for your circumstances. Some say that there is no real difference between a broker and an advisor, they both offer a similar service.

Here at Hullmoneyman mortgage brokers, we have our own team of advisors that are specialised in all different areas rather than just one and are authorised and regulated by the Financial Conduct Authority.

This means that we have expert, insider knowledge of lending criteria and know exactly what sort of deals to comapre you to. With over 20 years of experience, we are still providing expert advice to clients with all types of individual situations.

Why do people get Mortgage Advice in Hull?

Maybe you are First Time Buyer in Hull who wants to get their foot onto the property ladder? Maybe you are planning on Moving Home in Hull? That’s where we come in; our team of Mortgage Advisors in Hull can walk you through every step of the mortgage process – from initial mortgage enquiry, right until you get your keys.

Our skilful advisors will offer their support through all mortgage situations, no matter how complicated it may seem. Here are the main mortgage types that we get asked about:

Benefits of using a Mortgage Broker in Hull

If you decided to approach a Mortgage Broker in Hull, you could have a smooth and easy mortgage experience. No matter your situation, we will always try and make the process stress-free and easy going.

The process of buying a home is a huge milestone in your life, we know that things can sometimes get too much, and that’s why we want to offer a helping hand. Here are reasons to why a Mortgage Broker in Hull like us could suit you:

Our Mortgage Broker in Hull is always trying to maximise applicant’s chances of being accepted for a mortgage. We aim to get this right the first time!

Opening times

Our service is available every day of the week from 8am – 10pm. We have Mortgage Advisors in Hull that are ready to take your call whenever best suits you. If you work late, this is not a problem! Give us a call as we will still be in office.

Your Mortgage Broker in Hull aims to go above and beyond for every customer, no matter the mortgage scenario at hand. Get in touch today for expert Mortgage Advice in Hull.

Open & honest Mortgage Advice in Hull by Hullmoneyman, from 8am – 10pm, seven days a week. As an experienced local Mortgage Advisor in Hull, we are proud to have the quality of service we provide to our customers.

We put our people at the heart of our business and always aim to exceed their expectations. Get in touch with your Mortgage Broker in Hull today and receive a free mortgage consultation.

Hullmoneyman.com & Hullmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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