Mortgage Broker in Withernsea
Mortgage Advice in Withernsea
Book Your Free Mortgage Appointment Online
Read our 677 Reviews
As a mortgage broker in Withernsea with over 20 years of experience in the industry, we have helped 1000s of buyers across the UK. We will hold your hand throughout the whole mortgage process, from your first point of contact to getting your keys.
For your FREE mortgage consultation in Withernsea call 01482 772986
Book OnlineFor your FREE mortgage consultation in Withernsea call 01482 772986
As a mortgage broker in Withernsea with over 20 years of experience in the industry, we have helped 1000s of buyers across the UK. We will hold your hand throughout the whole mortgage process, from your first point of contact to getting your keys.
Book Online4.98 Rating677 Reviews
Tom
Matt has been brilliant all the way through kept in touch and explained everything in detail. Would certainly recommend !!
1 day ago
Kristy
Chris went above and beyond to help me obtain a morgage, after many set backs we eventually got the result we wanted.. couldn't be any more grateful
2 days ago
Mark
As always very helpful with what we required
5 days ago
Natalie
Happy we went with hullmoneyman when we got our first mortgage coming up to 4 years ago, they've been helpful and fully informative all the way. Would highly recommend
1 week ago
Freya
Brilliant service, we could always get in touch and ask whatever questions we needed. Being first time buyers this has been new and stressful territory and it was much easier knowing we could trust Hull Moneyman.
2 weeks ago
Martin
Swift and very helpful, they was my go to people for anything I was worried about as a first time buyers and put my mind to rest.
3 weeks ago
Jason
Stacie and Dinah have saved me more money yet again. I remortgaged my house last month when mortgage rates were high due to a lot of uncertainty in the market. It is due to complete at the end of this month and since then rates have gone down. I...
4 weeks ago
Kelly
Massive thank you to Jason at hull Moneyman who has been amazing throughout the whole process of getting a mortgage. I highly recommend this company who make things so much easier. Very professional and helpful.
1 month ago
Stacey
We have today completed on our first property purchase and cannot thank Chris Thompson enough. Chris is incredibly knowledgable, professional and has excellent communication skills which made the whole process stress free from the start. A huge...
1 month ago
Kirsty
As a first time buyer Wayne and the team were so helpful and supportive. Right from the initial consultation Wayne took the time to listen to me, answered all of my questions and gave recommendations based on what I was saying. There was never any...
1 month ago
Katarzyna
Fantastic, friendly and efficient. I have been used the service for the second time and would recommend to anyone.
1 month ago
Agnieszka
We are buying house second time with Hullmoneyman and we are pleased with the service. Team is fantastic and very professional Charlie Bryson - our advisor section time did everything in very professional manner and with prompt response for our...
1 month ago
Cameron
Amazing, was really pleased with the service from Chris & Lizzi. Really appreciate everything they’ve done for me. Would definitely recommended!
1 month ago
Anonymous
Nice and helpful without the hassle of doing it yourself
1 month ago
Anonymous
Always knowledgeable, friendly and helpful - an excellent and efficient team whose services I have called on several times over the last 18 years and would highly recommend.
1 month ago
Emma
Thank you Conor for your help and guidance you made the process easy and explained everything Thoroughly.
1 month ago
Wayne
This was my second time using UK moneyman and will definitely be recommending them! Stacey provided an excellent service and was very efficient. Thank you Stacey for all your help, offer turned up earlier than expected 😉
2 months ago
Idris
I found Dinah at UKMONEYMAN very helpful and supportive all the way through my application. All my questions were answered in a timely manner with clear explanation. Dinah was always available whenever I required something. Thank you for your...
2 months ago
Danny
Excellent service, answered all questions and queries. Dinah was fantastic
2 months ago
Joe
Excellent from start to finish. Very informative and quick to respond . We would highly recommend Hull Uk Moneyman and will be using them again in the near future without hesitation. Thank you
2 months ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Withernsea | Mortgage Advice in Withernsea
The mortgage process can often be a daunting and stressful experience, especially if this is your first time during the process. As a mortgage broker in Withernsea, our job is to help you through your mortgage process, from start to finish. It is not always just about the mortgage, it is about the whole process behind it.
We have been working in the mortgage industry for over 20 years now and have experience with all different kinds of mortgage scenarios. Even if you think that your situation is complicated and you cannot get a mortgage, a mortgage broker in Withernsea may be able to help!
Don’t hesitate to get in touch! We have mortgage advisors in Withernsea available 7 days a week.
Free Mortgage Appointment
Everyone can benefit from a free mortgage appointment with a mortgage advisor in Withernsea. You can arrange this appointment via our online booking system or by giving us a call.
Working 7 days a week allows you to book your free mortgage appointment at a time that suits you. We have slots available in the morning, during the afternoon or late at night. It is now in your hands to pick the date and time for your free mortgage appointment!
During your mortgage appointment, your mortgage advisor in Withernsea will work out your affordability and how much you are able to borrow for a mortgage. This will help them find the perfect mortgage product for you and your personal and financial situation.
Mortgage Advice in Withernsea for All Mortgage Situations
Getting mortgage advice in Withernsea has never been easier. We have helped many customers secure competitive mortgage products for their new properties, and we want to help you next! Here is just an introduction to the areas our mortgage advice service covers:
First Time Buyer Mortgages in Withernsea
So you want to move into your first home but have no idea where to start your mortgage process. As a first time buyer in Withernsea, it can be important to seek advice to ensure that you get through the process and come out with the best deal possible for your first home.
We don’t just find you a mortgage product, we will also help you prepare your whole mortgage application, ensuring that it looks the best that it possibly can. Your lender is looking at your application to determine whether you can afford the said product, therefore, you need to be sure that you have evidenced everything correctly.
Remortgage Advice in Withernsea
Remortgaging is the process of taking out a new mortgage product once your fixed-term has come to its end. You don’t just have to renew your current deal, you are able to shop around through various lenders in order to find a competitive mortgage product.
Our service comes in when you book a free remortgage review. We will not only search the mortgage for alternate mortgage products, we will specifically look for products that suit your personal and financial situation to make sure that you are on the best deal available. If you cannot access a better rate and renewing is your best option, we will be transparent with you and tell you to do so!
We can also explore your other remortgage options, such as remortgaging to fund home improvements, release equity and consolidate debt.
Moving Home Mortgage Advice in Withernsea
The moving home process is not as simple as you would think. You aren’t just moving into your new home, you have to arrange the sale and what is going to happen to the mortgage on your current property. This can get stressful when you are trying to sort out two properties at once. As a mortgage broker in Withernsea, we are able to take the mortgage side of the process out of your hands and let you focus on moving into your new home.
We will first see whether you are able to port your current mortgage, and if this option is not viable for you or it is costing too much, it may be the best option to take out a new mortgage on your new home. We can help you find the perfect product for your new home in Withernsea.
Buy to Let Mortgage Advice in Withernsea
Those looking to step into the buy to let business or increase the size of their buy to let portfolio, can still benefit from using a mortgage broker in Withernsea. Your investment could be more profitable when you have a competitive mortgage product linked with it. Our job will be to find you that perfect product that saves you money on your buy to let in Withernsea.
Our buy to let mortgage advisors in Withernsea can also help with let to buys, HMOs and interest-only mortgages.
Mortgage Options for Over 50s in Withernsea
If you are over 50 and want to explore your mortgage options, you will benefit from speaking with a later life mortgage advisor in Withernsea. You can book your free appointment online or by giving us a call.
Our Simple 4-Step Mortgage Process
The first step is to book your free mortgage appointment. During your appointment, you will get the opportunity to speak with a mortgage advisor in Withernsea and they will ask you questions regarding your personal and financial mortgage situation. They will also work out how much you are able to borrow for a mortgage in Withernsea.
Your mortgage advisor in Withernsea will then try to find you the perfect mortgage product for your situation. They will search 1000s of deals to find the most suitable one for you. Once we have found a mortgage product for you, we will present it to you in the form of a mortgage illustration.
If you are happy to take the mortgage product and want to continue with us and the deal, we can begin preparing your mortgage application. At this point in the process, we will hand you over to a dedicated case manager. At this point, you will need to start preparing evidential documents to support your income and mortgage affordability. Once you are ready, we can submit your mortgage application.
All that is left is waiting for the response from the lender. Once we hear the good news, your case manager will be in touch straight away. Finally, the last step is to collect your keys and start moving into your new property! We will be back in touch in a few years once your fixed-term is due to end so that we can help you remortgage.
Get your Agreement in Principle within 24-Hours
Following your free mortgage appointment, our mortgage advisors in Withernsea will be able to arrange an agreement in principle for you within 24 hours. An AIP is a document issued to you by your lender saying that you are able to borrow from them, however, this is subject to you being able to demonstrate your affordability with bank statements, payslips, proof of income/deposits etc.
AIPs usually expire between 30-90 days. If your AIP expires, don’t worry, you will be able to renew it right away for you, just get in touch with our team!
Reasons to Choose Us As Your Mortgage Broker in Withernsea
As a mortgage broker in Withernsea, we have been helping customers in all different kinds of mortgage scenarios. Unlike banks, we will never turn you away without looking over your case to see whether we can help you get a mortgage. We work for you at the end of the day and we want the best for you!
We are able to search through 1000s of mortgages on your behalf, looking at our entire panel before offering you a product. As a mortgage broker in Hull, we are able to access both high street and specialist mortgage deals on your behalf.
We have collected many customer reviews over the years and are extremely proud of our service. We love hearing how people have valued their experience with us; feel free to check out our reviews to see whether we have helped someone in a similar situation to yourself.
If you are starting your mortgage journey and need expert mortgage advice in Hull, don’t hesitate to give us a call!
We search 1000's of mortgage deals across a large number of lenders, including:
Free Mortgage Appointment
We have been working in the mortgage industry for over 20 years now, and have managed to help thousands of customers through their mortgage journey. It is easy to book your free mortgage appointment online or over the phone with an advisor, follow our "Get Started" booking system and choose your date and time!
Find Your Mortgage Broker in Withernsea on Social Media
We regularly post on social media and share free educational posts and videos for you to learn all about mortgages and the latest mortgage market updates.
Stress-Free Remortgage Advice in Withernsea
You can also book a free remortgage review in Withernsea, where we'll look at your current deal and work out whether you can access a deal better than your current. We'll search through 1000s of remortgage deals to find you the most suitable deal for your financial situation.
Common mortgage questions
If you’re looking for a mortgage in Withernsea, it’s important to remember that most lenders typically require a minimum deposit of 5% of the property’s value. However, based on your credit score, you may need to provide a higher deposit of 10% to 15% or even more.
If you’re interested in finding out your potential borrowing capacity for a mortgage in Withernsea, please don’t hesitate to contact our team today. We can help you understand the options available to you and guide you through the process.
Getting a mortgage in Withernsea when you have a bad credit history may seem like a challenging task, but it’s not impossible. The severity of your previous credit issues and the time that has elapsed since they occurred will impact the outcome of your application. Keep in mind that lenders will carefully assess your credit history to determine the risk of lending you money.
To obtain a mortgage with bad credit in Withernsea, you may need to provide a larger initial deposit, usually around 10%-15% of the property price. If you need specialist mortgage advice in Withernsea, don’t hesitate to contact our team of mortgage experts.
As a mortgage broker in Withernsea, we have a track record of successfully helping clients secure second or multiple mortgages for various purposes, such as buy to lets, let to buys, and holiday lets.
Typically, obtaining an additional mortgage requires a significant deposit, a solid credit score, and the financial capacity to make two substantial mortgage payments every month.
Before applying for another mortgage, we strongly recommend seeking guidance from a mortgage advisor in Withernsea to evaluate your eligibility.
We offer a straightforward, efficient, and friendly mortgage broker service in Withernsea. Here’s how it works:
Firstly, when you contact us, one of our mortgage advisors in Withernsea will conduct a Fact Find to understand your specific mortgage needs. Based on this, your assigned mortgage advisor in Withernsea will search for a mortgage product that matches your financial circumstances. If you’re satisfied with the proposed product, we’ll move ahead with preparing your mortgage application.
We’ll conduct a credit check on your behalf to obtain an agreement in principle, and you’ll need to provide supporting documents to strengthen your application. Finally, we’ll submit your application and wait for a formal mortgage offer to be issued.
Contact us today for assistance with your mortgage needs in Withernsea.
If you’re searching for a mortgage in Withernsea, we recommend getting an Agreement in Principle (AIP) as soon as possible, preferably before scheduling property viewings.
Obtaining an AIP prior to your property search may put you in a stronger position to bargain with the seller over the asking price. As a mortgage broker in Withernsea, we can assist you in obtaining an AIP.
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