Welcome to Hullmoneyman, the leading mortgage broker in Hull, where our specialist mortgage advisors have a wealth of knowledge and experience to help you find the right mortgage deal.
We understand that it can be a daunting task to find the right mortgage, and being declined can seem like the end of the road.
We want to assure you that this is not the case. We have helped many mortgage applicants who have been declined by their bank, and we can help you too.
Our team is dedicated to helping you move into your dream home, and we will work with you to find a solution that fits your personal and financial situation.
At Hullmoneyman, we understand that accessing high street mortgage products can be difficult, but this does not mean that you cannot get a mortgage.
We have access to specialist products, which may be more suited to your personal and financial situation.
Our mortgage advisor in Hull will take the time to understand your requirements and will recommend the best mortgage deals available, which will benefit you the most.
We have helped countless applicants find a mortgage deal that they would have not found on their own, and we are confident that we can help you too.
When you book a free mortgage appointment with our specialist mortgage advisors in Hull, they will take the time to explain specialist products and how they work.
We have a large number of specialist lenders on our panel, and each of them holds hundreds, if not thousands, of specialist deals. Our job is to pick out the perfect deal for you and provide you with expert mortgage advice in Hull.
We understand that being declined for a mortgage can be frustrating, but we would advise that you stop applying to different lenders.
The more you apply and are declined, the more damage you do to your credit file.
Our mortgage advisors in Hull have years of experience, and we are confident that we can help you find a mortgage deal that fits your needs and budget.
So, get in touch with us today and let us help you move into your dream home.
“Bad credit” for a mortgage in Hull refers to a situation where a potential borrower has a history of financial issues that could pose challenges in obtaining a standard mortgage from mainstream lenders. While having a poor credit history can make securing a mortgage more difficult, there are specialist lenders who may be willing to work with individuals facing adverse credit circumstances.
You cannot directly remove a CCJ from your credit file unless it was issued in error or if you’ve paid it in full within 30 days of receiving the judgment. Otherwise, a CCJ remains on your credit file for a period of six years from the date of issuance, even if you subsequently settle the debt.
While it’s not strictly mandatory to engage a specialist mortgage advisor in Hull, it is highly advisable, particularly if you have unique financial circumstances such as bad credit or if you are self employed. Looking into mortgage advice in Hull can be invaluable in helping you explore suitable mortgage options, especially if you may not qualify for standard mortgages from mainstream lenders
Our Customers Love Us
4.98 Rating704 Reviews
Anonymous
Very good company, they assisted all the way from inception to completion of my new home.
3 days ago
Matthew
Have used Moneyman previously and was happy with the service, same again this time very happy with the service again.
3 days ago
Molly
Amazing service from start to finish - 100% recommend!
4 days ago
Gemma
Jo was super efficient and friendly. We got our mortgage locked in within a week of applying. Excellent service, couldn’t recommend the team at Hull Moneyman enough, worth every penny!
1 week ago
Mark
Bank was a pain but they did battle and won
2 weeks ago
Patrycja
Helpufull and responsive
2 weeks ago
Chris
Very helpful and honest throughout the whole process. open and prompt communication at all times. would highly recommend
1 month ago
Jake
Fantastic service very quick and efficient, information provided explaining all services clearly, excellent pricing and most of all helped us get on the property ladder !
1 month ago
Michael
Great service very helpful and very good at what they do.
1 month ago
Anonymous
Very helpful throughout and helped us get an improved deal as rates fluctuated.
1 month ago
Hannah
I have used hullmoneyman when I first bought my house and now to remortgage. Daniel has been amazing, always kept me informed and made things nice and easy. Thank you Daniel and the team.
3 months ago
Anonymous
This is the second time we have used Hullmoneyman, again their advice and service has been excellent. The advice is honest and reliable and considered our needs against the current market. I would definitely recommend in the future.
3 months ago
Ryan
My partner and I are extremely happy with our decision to use Hullmoneyman as our mortgage advisor. As FTB's we had a million questions which were always answered without any chasing. From our first meeting to the last Charlie was spot on and...
3 months ago
Samuel
For us who had a difficult situation, it was the best thing we could have done! Opened so many doors and allowed us to gain a mortgage at a great rate! Charlie was amazing and can’t recommend this company enough! Will be using again. Thank you
3 months ago
Cristina
2nd time using Hull Moneyman mortgage brokers, this time for our remortgage. Always responsive, happy to help and keep us up to date with progress. 5*
3 months ago
Samantha
This is our second time using Hullmoneyman, and again the service has been excellent. There is a good balance of updates, without feeling like you are being hounded. The advice we have been given has been honest and reliable given the current...
3 months ago
Samantha
I cannot rate the UK Moneyman team high enough. Both my husband and I are self-employed which is somewhat less straightforward than it would be if we were in employment. However, Malcolm and his team guided us through all of the stages, from...
3 months ago
Sam
I had a fantastic experience working with Malcolm and the team at Hullmoneyman. Their use of modern systems streamlined the application process, and communication was excellent, prompt and transparent. The staff, notably Jo, were not only...
3 months ago
Kayleigh
Everyone that has been involved in our case has been polite and very helpful and taken alot of the stress out of something I personally found quite daunting and overwhelming
4 months ago
Anonymous
Very helpful and friendly
4 months ago
During your free mortgage appointment with a mortgage advisor in Hull, you will need to provide information about your income and expenses to determine your affordability.
Although certain circumstances may limit your options, we will search through 1000 deals to find the best possible solution for you.
Our next step is to obtain an agreement in principle, which can be used to support any purchase offers you make.
Once you accept a purchase offer, your mortgage advisor in Hull will proceed to submit your full mortgage application and relevant evidence documents.
Our service goes beyond merely obtaining the best deal. We will also advise you on relevant insurance policies to safeguard you and your family financially.
Our mortgage advisors in Hull are completely transparent and have your best interests at heart. We offer free mortgage appointments which can be booked online at your convenience.
At Hullmoneyman, we have years of experience working with various mortgage situations. No matter how complicated your situation may be, we have the knowledge and expertise to help you.
We can search through thousands of mortgage deals, including specialist and high street products, to find the right deal for you.
Connecting you directly to a mortgage broker in Hull is our top priority. We want to provide you with the advice you need as quickly as possible.
If you require mortgage advice in Hull, you’ve come to the right place. We are here to help you every step of the way.
With over 20 years of industry experience, our mortgage advisors in Hull know how to navigate through the mortgage journey with ease.
We can assist you in finding the most suitable mortgage product for your needs and financial situation. You can book your free mortgage appointment for the morning, evening, or even the weekend.
Don’t hesitate to contact us for all your mortgage advice needs.
If you’re facing a complicated situation with your mortgage in Hull, seeking advice from our experts could make all the difference. We’ve helped countless customers overcome seemingly impossible hurdles and secure the mortgage they need.
Over our 20 years of providing expert mortgage advice in Hull, we’ve encountered a diverse range of scenarios.
A property down valuation occurs when a property survey reveals that the sale price is higher than the actual value of the home.
In such cases, mortgage lenders may withdraw from the deal. With prompt action, however, such as negotiating with the property owner or making up the difference with your own funds, you may still be able to proceed with your mortgage lender.
Divorce or separation can be a trying time, but it’s crucial to sort out financial arrangements with your ex-partner as soon as possible.
If you’re financially linked to your ex-partner and they accrue debt or have a poor credit score, it could adversely impact your credit score too.
Our team can help you navigate this complex process by arranging the mortgage side of things.
If you’re married and wish to take out a mortgage in your name alone, you’ll need to prove that you can afford it. Mortgage lenders typically use an affordability calculator to assess your eligibility.
Shared Ownership is a scheme that allows you to purchase a percentage of a property and pay rent on the remaining portion.
Typically, you can purchase between 10%-75% of the property, with the option to purchase the remaining shares in the future.
Professional mortgages are exclusively available to certain professions. Contact us to determine if you meet the eligibility criteria.
If you’re considering a second mortgage, you’ll need to demonstrate that you can manage two sets of mortgage payments.
Whether you intend to use the property for your own purposes or as a buy to let investment, you’ll need to put down a larger deposit.
If you’re purchasing a holiday home, you’ll need to decide whether to rent it out or not. Renting the property when you’re not using it could provide an additional source of income.
A “non-standard” construction property is one that isn’t made of brick and mortar. Securing a mortgage for such properties may require a specialist product, and we advise that you conduct a full structural property survey.
HMO mortgages are popular among landlords, as they enable multiple applicants (usually up to six people) to sign onto a mortgage. Seeking expert HMO mortgage advice in Hull can help you navigate the intricacies of this type of mortgage.
If you’re over the age of 55 and looking to release a lump sum of cash, a lifetime mortgage may be an option. Bear in mind though, that this type of mortgage requires specialist help, and we advise that you speak to an expert to determine if it’s right for you.
To understand the features and risks, ask for a personalised illustration.
A lifetime mortgage may impact the value of your estate and it could affect your entitlement to current and future means tested benefits. The loan plus accrued interest will repayable upon death or moving into long term care.
Offset mortgages enable you to link your savings to your mortgage, potentially resulting in competitive interest rates. Meeting the strict requirements of this type of mortgage though, can be challenging, and seeking expert mortgage advice in Hull is recommended.
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm