We specialise in offering comprehensive mortgage services for individuals aged 60 and above. The following are the key services we provide:
If you need help with getting a mortgage over 60 in Hull, book your free mortgage appointment with one of our experienced later life mortgage advisors in Hull. Don’t hesitate to explore your options and secure the right mortgage solution for your unique situation.
For individuals over 60 in Hull, there are six mortgage products to consider:
As part of our free, no-obligation consultation, our team will listen to your objectives to recommend expert mortgage advice in Hull for the best solution, potentially saving you a lot of money and time.
If you are trying to get a mortgage over 60 in Hull, it is crucial to get help. Speaking with a mortgage advisor in Hull can open you up to a variety of mortgage options, including options that you didn’t think you could access.
As a trusted mortgage broker in Hull, our team can evaluate all the mortgage options available to you. We do this by carrying out an assessment on your current personal and financial situation whilst looking at what you are trying to achieve.
It is important that you get advice because equity release should be a last resort for mortgage lending for those over 60, as there are many more affordable products out there.
We are happy to address any inquiries you may have regarding your mortgage choices for those over 60. Our team can also discuss your life insurance needs for those over 60 if needed.
We have been able to help many individuals over 60 get a mortgage on a new property in Hull. Depending on your own specific needs and mortgage goals, there are a variety of solutions designed for those aged 60 and above.
If you have full ownership of your property or are looking to refinance your current mortgage, it is best to speak with a mortgage advisor in Hull. They will be able to analyse your financial capabilities and sources of income, including pensions, self employment, employment, or investment revenue.
During your free, no-obligation consultation, your mortgage advisor in Hull will evaluate your circumstances and advise the most appropriate path forward.
Based on our experience, clients over 60 often consider moving home for reasons such as downsizing to a smaller or upgrading to a larger home, desire to live closer to family, seeking a more appropriate property like a bungalow or one with disabled access or to tap into the equity in their property for something.
Clients aged over 60 who are considering a remortgage in Hull can either encounter a straightforward or complex case. Your earnings, expenses, and the loan amount you wish to secure play a huge part in your remortgage process.
Here are some of the reasons our clients aged 60+ choose to remortgage:
Should a remortgage over 60 in Hull not be a viable option for you, our team will investigate alternative retirement mortgage options and advise you on the most appropriate course of action.
If you have owned a home for a long time and have built up equity, regardless of whether you still have a mortgage or not, the chances are that you can access the tax-free equity from your home.
People who are over 60 often opt to unlock equity for a variety of reasons, including:
Selecting the right mortgage product for you is dependent on your unique circumstances, earnings, and what you plan to do with your property. If you are 60 in Hull and are thinking about equity release, we are here to answer all your questions and offer a tailored recommendation.
Choosing a remortgage specifically designed for home improvements can be an effective method to fund the enhancement of your property. If you have been a homeowner for a considerable amount of time, you may have access to substantial equity that can be used to improve your living space.
Clients aged over 60 in Hull frequently opt to remortgage for home improvements to take on projects such as building extensions, adding new bedrooms or living areas, remodeling kitchens or bathrooms, improving accessibility with features for disabled access, installing new windows and doors or carrying out loft or cellar conversion.
Our selection of mortgages for clients aged 60 in Hull is crafted to assist with these improvements. If it fits your budget, borrowing against your property through a remortgage can often offer a lower interest rate compared to a personal loan.
Additionally, completing these renovations can potentially increase the long-term value of your property.
If you are over the age of 60 in Hull and pondering the choice to consolidate your debts into a sole monthly mortgage instalment, obtaining professional mortgage counsel is crucial.
This mortgage option could alleviate some of the financial burdens that come with having lots of different credit commitments. Having everything centralised can also make your payments more manageable.
We often see clients who opt for a debt consolidation remortgage because of wanting to: liquidate credit card debts, pay back personal credits, eliminate store card balances, and remitting vehicle loans.
Our committed mortgage advisors in Hull will evaluate your distinct circumstances and the financial burdens of your debts, proffering counsel that is congruent with your individual goals.
Our Customers Love Us
4.98 Rating705 Reviews
Oladipo
Great team. Charlie also did an amazing job in making sure the process was smooth.
6 days ago
Anonymous
Very good company, they assisted all the way from inception to completion of my new home.
1 week ago
Matthew
Have used Moneyman previously and was happy with the service, same again this time very happy with the service again.
1 week ago
Molly
Amazing service from start to finish - 100% recommend!
1 week ago
Gemma
Jo was super efficient and friendly. We got our mortgage locked in within a week of applying. Excellent service, couldn’t recommend the team at Hull Moneyman enough, worth every penny!
2 weeks ago
Mark
Bank was a pain but they did battle and won
3 weeks ago
Patrycja
Helpufull and responsive
3 weeks ago
Chris
Very helpful and honest throughout the whole process. open and prompt communication at all times. would highly recommend
1 month ago
Jake
Fantastic service very quick and efficient, information provided explaining all services clearly, excellent pricing and most of all helped us get on the property ladder !
1 month ago
Michael
Great service very helpful and very good at what they do.
1 month ago
Anonymous
Very helpful throughout and helped us get an improved deal as rates fluctuated.
1 month ago
Hannah
I have used hullmoneyman when I first bought my house and now to remortgage. Daniel has been amazing, always kept me informed and made things nice and easy. Thank you Daniel and the team.
3 months ago
Anonymous
This is the second time we have used Hullmoneyman, again their advice and service has been excellent. The advice is honest and reliable and considered our needs against the current market. I would definitely recommend in the future.
3 months ago
Ryan
My partner and I are extremely happy with our decision to use Hullmoneyman as our mortgage advisor. As FTB's we had a million questions which were always answered without any chasing. From our first meeting to the last Charlie was spot on and...
3 months ago
Samuel
For us who had a difficult situation, it was the best thing we could have done! Opened so many doors and allowed us to gain a mortgage at a great rate! Charlie was amazing and can’t recommend this company enough! Will be using again. Thank you
3 months ago
Cristina
2nd time using Hull Moneyman mortgage brokers, this time for our remortgage. Always responsive, happy to help and keep us up to date with progress. 5*
3 months ago
Samantha
This is our second time using Hullmoneyman, and again the service has been excellent. There is a good balance of updates, without feeling like you are being hounded. The advice we have been given has been honest and reliable given the current...
3 months ago
Samantha
I cannot rate the UK Moneyman team high enough. Both my husband and I are self-employed which is somewhat less straightforward than it would be if we were in employment. However, Malcolm and his team guided us through all of the stages, from...
3 months ago
Sam
I had a fantastic experience working with Malcolm and the team at Hullmoneyman. Their use of modern systems streamlined the application process, and communication was excellent, prompt and transparent. The staff, notably Jo, were not only...
3 months ago
Kayleigh
Everyone that has been involved in our case has been polite and very helpful and taken alot of the stress out of something I personally found quite daunting and overwhelming
4 months ago
When scheduling a free mortgage appointment with our later life mortgage advisors in Hull, we can have an in-depth discussion about your over 60 mortgage options.
While releasing equity and obtaining lifetime mortgages are still viable options, we view them as solutions of last resort. We believe that there may be a more appropriate alternative that is tailored to your unique situation.
We highly recommend that you include your family members or other individuals you trust in our conversations regarding the importance of getting a mortgage over 60.
Should it be assessed that equity release is either appropriate or inappropriate for your requirements, our experienced later life mortgage specialists in Hull will guide you towards the relevant services that can aid you in developing your strategies.
Every customer can benefit from a free mortgage appointment in Hull by either choosing a date and time online or giving us a call.
We make ourselves available 7 days a week so that you can get in touch at a time that best suits you!
Getting a mortgage over 60 in Hull can be difficult in cases where you don't know what you qualify for. Our job is to take care of this for you and find you a tailored mortgage product for your specific circumstances.
We are able to search 1000s of mortgages on your behalf via our panel of lenders. Solutions can include high street and specialist deals that include competitive rates of interest.
Your committed mortgage advisor in Hull will offer support during the entire process, ensuring that you feel comfortable and secure at all times.
We have been doing this for over 20 years now, we know what we are doing!
Working 7 days a week allows us to help you on weekdays, weekends and even some bank holidays.
Use our online booking system to pick a date and time that works around your schedule.
No, it is not too late to purchase a house if you are over 60 years old in Hull. Many individuals make a home purchase over 60, mostly this is to be closer to family members or to downsize to a smaller property.
It’s important to consider your personal financial situation and goals before making any decisions, but age alone is not a determining factor in whether you can purchase a home.
Speaking to a mortgage broker in Hull is essential and could save you a lot of money in the long term. We have access to 1000s of specialist deals for the over 60s, let us help you find a tailored solution.
We don’t have just one option, we offer a comprehensive selection of mortgage solutions for individuals aged 18 to 100 and beyond. Your mortgage advisor in Hull will suggest the most suitable product for you, taking into consideration your age, income, and goals.
There is a variety of mortgages to choose from, with options for both fixed and variable interest rates.
Certainly, obtaining a retirement mortgage in Hull is possible.
The specific mortgage option your mortgage advisor in Hull suggests will hinge on a variety of considerations. Factors like your ability to manage monthly payments, the desired borrowing amount, and your retirement income will be considered.
Certainly, this is a commonly sought-after service by our older clients who wish to become free of debt upon retirement.
Debt consolidation in Hull involves consolidating unsecured debt and securing it on your property, therefore, there is a risk of losing your home. This is why it is best to seek mortgage advice in Hull before taking out a debt consolidation mortgage.
Our team will advise you on the best mortgage type for your needs and discuss all associated risks with you, ensuring you are fully informed of any potential consequences, including the risk of repossession.
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