It is recommended to obtain an agreement in principle (AIP) before taking property viewings. This document confirms that the lender is willing to lend to you based on your income and affordability, subject to satisfactory evidence.
Normally, AIPs remain valid for 30 to 90 days. If your AIP expires, you can quickly renew it by contacting us, a mortgage broker in Kirk Ella, and we will arrange a new AIP for you within 24 hours.