When Should I Get an Agreement in Principle in Gilberdyke?

An agreement in principle, also known as an AIP, is a document issued by a lender to indicate their willingness to lend to you, provided you provide supporting documentation to prove your income and affordability for a mortgage in Gilberdyke.

Having an AIP is a crucial step in the mortgage process. It can help you make an offer on a property and even negotiate prices with the seller. If two buyers approach a seller and one has an AIP and the other doesn’t, the seller is more likely to choose the buyer with an AIP as they have already been agreed in principle, making the process faster.

AIPs typically last between 30-90 days and can be renewed upon expiry. To obtain an agreement in principle, you can speak with one of our mortgage advisors in Gilberdyke, who will be happy to assist you.


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