We’re Here to Give Our Customers Expert Help to Buy Mortgage Advice in Hull
We have a trusted team of Mortgage Advisors in Hull who will always work hard to make sure that they find you the absolute best mortgage deal for your financial and personal circumstances.
Your dedicated mortgage advisor will do everything they can to reduce your stress levels, keep you informed and ensure that, as a customer, you feel safe and secure all throughout your Help to Buy mortgage process.
The purpose of a Help to Buy Mortgage in Hull is help people who are looking to purchase a home with only a 5% deposit.
For the most part, Help to Buy Shared Ownership deposits won’t be as much as traditional home buying.
In utilising the Help to Buy Equity Loan, you’ll be given up to 20% of the cost of your new build home as a loan from the government, which means you’ll only need to put down a 5% cash deposit, which comes in at 25% overall and will ensure that you leave with a 75% mortgage to pay back.
It is important to remember that you will need to pay this back, as it is only a loan from the government.
Book your free mortgage appointment online now to speak with a Mortgage Advisor in Hull.
Help to Buy – Do I Qualify?
Before we get your Help to Buy mortgage process underway, we will need to first figure out if you are eligible for the schemes that are available to home buyers in Hull.
If you are maybe hoping to understand in much deeper detail what the different schemes that you may have access to are, get yourself booked in for a free mortgage appointment today and speak to a Help to Buy Mortgage Advisors in Hull.
Differing from the other variations of the Help to Buy Scheme, the Help to Buy Equity Loan is only available in conjunction with new build homes, with the maximum amount changing depending on where your home is located.
Remember that in order to take advantage of the government Help to Buy Schemes, you have to be a First Time Buyer in Hull.
Matching up to the criteria will depend on the situation that you’re currently in and how much the property you’re looking to buy is worth.
You are prohibited from owning another property alongside the home that you buy with a Help to Buy: Equity Loan, as well as from subletting and doing a part-exchange.
To learn more about the Help to Buy Schemes that are available to you, take a look at the OwnYourHome website.
Why should you choose us as your Mortgage Broker in Hull?
We have over 20 years of being an expert Mortgage Broker in Hull, providing our loyal customers open & honest Mortgage Advice in Hull. Throughout our time, we have worked with lots of customers who are looking to purchase a home, which has given us a lot of experience in different mortgage scenarios. Many of these have been utilising the Help to Buy Scheme.
By getting in touch with a dedicated and trusted Mortgage Advisor in Hull, you’ll have the total nonstop mortgage support of our team, from the time you call us up, all the way through until completion. Sometimes, by the time you get in touch with us, you may have already come across a home that is right for you.
If your current personal and financial situation, as well as your potential new home match the criteria for taking out a mortgage by using the Help to Buy Scheme, we will then be able to take a look at the paperwork with you and even help you to liaise with external parties if you need to.
We will work incredibly hard in order to help you achieve your home owning goals. If at any point you need any help with something like surveyors or solicitors, then we can also help to set you on the right path, having a good chat about what you may require in order to arrange these.
Whilst going through your free mortgage appointment, your dedicated Mortgage Advisor in Hull will spend some time taking a look through all of the different mortgage figures with you, helping you to figure out a rough estimate of what the costs involved may be, as well as what your monthly mortgage payments could be also.
In order to give you a better understanding about the level of service we provide, please feel free to take a look at genuine customer reviews left by our wonderful customers, who were thrilled with our service.
In doing so, you will see why so many new and returning home buyers book themselves in for a free mortgage appointment with one of our dedicated mortgage advisors, when they are looking to take out a mortgage by utilising the government’s Help to Buy Equity Loan Scheme.
As a well-known and highly respected Mortgage Broker in Hull that is incredibly proud of the clear & simple service that we provide for all customers, we are always on hand to guide our customers throughout each of the steps of their mortgage journey.
Get in touch with our team today so that you can get yourself booked in for a free mortgage appointment with a fast & friendly mortgage advice team in Hull today.