Read our 628 Reviews
The best thing about our job as a Mortgage Broker in Hull is helping our clients navigate through the often stressful experience of buying a home or remortgaging. It can be a complicated process and our clients love having someone on their side from start to finish to ensure they get the right advice.
We do pride ourselves on providing a highly responsive service, communication is everything in this job. We work from a large panel of well-known high street banks and building Societies to ensure our clients get the best deal available to them but we also work with smaller, more specialist Lenders too for when we come across clients who don’t “tick all the boxes”.
4.98 Rating628 Reviews
Can't thank the team at UK Moneyman enough for making the process of my remortgage quick and easy and for being so accessible for any questions I had along the way! Thanks
Went above and beyond what we expected. Stayed in contact and explained things throughout the process and chased up lenders and solicitors on our behalf. Couldn't have been any more helpful than they have been.
Always helpful. Thanks
From the start of the application to the mortgage offer I have been very impressed with this company. They have responded to my emails the same working day and often within the hour. I have received telephone calls when requested at the time...
Wayne explained all the options available to me on remortgaging my buy to let property. I was confident in his knowledge of the market and he helped me decide the best financial choice for me. Would recommend:)
Used Hullmoneyman, I am so glad i did. Tom and Meghan were great during this time of so much uncertainty surrounding mortgages, with Tom going above and beyond to ensure i got the best deal on the market and Meghan's efficency on sending...
excellent service very helpful and always available to help highly recommend them brilliant
I got referred to moneyman UK through a member of my family. It was my first time enquiring and applying for a mortgage and they went through absolutely everything, what was going to happen and how to sort each piece out. They couldn't help me...
Excellent service from start to finish from both Leanne and Leo. Thank you both for all your help.
First class service. Detailed advice, comprehensive information documents and efficient. Would highly recommend.
I would thoroughly recommend hullmoneyman. They searched the whole of the market for a equity release plan to suit me. I’d have no hesitation in recommending them to anyone considering re mortgage
Chris was the broker helping me with my mortgage deal. He was very polite, always available and willing to help. I was informed throughout the whole process, and provided with regular updates without needing to ask. The process was very quick and...
Hullmoneyman have been fantastic from start to finish! In particular, a big thank you to Dinah for all of your help in getting our mortgage application in so quickly, and securing a great deal! Very first time buyer friendly company, explained...
From start to finish our mortgage advisor couldn't be more helpful. He was always available for any queries or concerns we had. The whole process was made to be as stress free as possible. A kind thankyou to Matt Collinson and Chloe Masters...
Great service from start to finish. Very efficient and very friendly. I would definitely recommend the service to anyone.
Hull Money Man team - Daniel and Meghan made the process so easy. Daniel was so patient with us, very much appreciated.
Very thorough and quick feed back highly recommended
I had Matt helping me with my mortgage. Everyone in the business replied to me very quickly, answered all my questions, made everything less stressful, and I got my mortgage approved v fast.
Excellent service from Waynew Dewsbury, Luise Hepworth and the team. They found the best deal for me even after I had gone to the UK's largest organisation and they took care of me and my application every step of the way A++ service! Thank you!
Good service and lovely staff.
Our free initial mortgage consultation will last roughly one hour. Lucky for you, as an experienced Mortgage Broker in Hull, we can turn around an Agreement in Principle within 24 hours. All we need is a quick phone call to gather the necessary information. A formal mortgage offer takes about three to four weeks on average.
If you’re an employee, you will usually have to supply three payslips and the latest P60 to prove your income. If you are Self Employed in Leeds, it is typically the latest two years’ tax calculations and correspondings overviews. You will also need to provide proof of ID (Driving license or Passport). Proof of Address (Utility bills, tax bills or credit card statements) and three months’ bank statement. You are proving the deposit built up with an explanation for any significant credits.
The good news is it may be possible to get a mortgage if you are self-employed in Hull. To qualify, you need to submit at least one years’ accounts. Doing so will help to increase the likelihood of obtaining a mortgage. Most lenders take a look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit. It all depends on the lender.
The good news is that you may find it a bit more challenging to obtain a mortgage despite having previous credit issues on your record. But it doesn’t mean it’s impossible, and you may still be able to get one! It just means that some Lenders may ask for a slightly higher deposit of around 10-15%.
Most high street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on your previous circumstances, e.g. if you’ve had any past credit issues.
The good news is it is possible to have two mortgages in Hull running simultaneously, as long as you can afford to repay the monthly instalments on each of them. If you’re looking to accomplish something like debt consolidation or home improvements, you may be able to place a second mortgage on your home.
An Agreement in Principle typically lasts for 30-90 days. However, this timeframe is up to the Lender. If your Agreement in Principle expires, worry not; you can renew it by getting back in touch with your Mortgage Advisor in Hull.
As a Mortgage Broker in Hull, we recommend that you obtain an Agreement in Principle (AIP) as soon as you can, preferably before you start viewing properties. Having an Agreement in Principle in place when you are viewing houses could potentially allow you to negotiate prices.
Our mortgage process consists of multiple different steps. The first step is to get in touch, and one of our trusted mortgage advisors in Hull will carry out a Fact Find to get a bigger picture of your mortgage situation.
Secondly, you’ll undergo your free mortgage consultation, and your assigned dedicated Mortgage Advisor in Hull will begin searching for mortgage deals that match your circumstances. If they find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application.
Next, they will perform a credit check on you to obtain an agreement in principle. Some evidential documents will be required from you to help back up your mortgage application.
Lastly, they will submit your mortgage application and wait for a formal mortgage offer to be issued.
Your free initial mortgage consultation with your dedicated Mortgage Advisor in Hull will last around an hour. During this consultation, we will get to learn a bit more about your mortgage needs and what you are looking for. Once we know more about your personal and financial situation, we will start looking for mortgage deals that will match you perfectly.
Our Managing Director Malcolm founded the company with his wife Amy in 2009. He still loves seeing customers to this day and he eats, sleeps and breathes Mortgages!
His real passion is to help customers get the best mortgage deal available to them and guiding First Time Buyers safely through the daunting process of getting onto the property ladder.
His most embarrassing moment came some years ago when he accidentally got locked in a customer's bathroom - don't ask!