Whilst it is widely accepted that there is a national housing shortage, the Government has launched several schemes over the years under the “Help to Buy” banner designed to get people onto the property ladderContinue reading
Category: First Time Buyer Mortgages
Mortgage Advice in Hull by Hullmoneyman How to make an offer on a property?
When you are ready to make an offer on a property you want to buy it’s important that you put your circumstances
When it comes to applying for a mortgage and your credit score, the fewer addresses you have on your record the better, however it seems that people are becoming more savvy and aware of this.
We are now starting to see the effects of the buy to let surcharge and income tax changes. Already this year we have seen a number of properties come on to the market where privateContinue reading
Whilst the days of 100% mortgages are behind us for now it can be possible in certain circumstances to buy a property without investing any of your own cash. Buying from a property under aContinue reading
According to The Mirror website today, one in six families who have applied for a mortgage in the last 10 years say they have been turned down or offered a lower amount of money dueContinue reading
When lenders ask for your bank statements you can expect them to look for a variety of things. However, their one overriding objective is to assess whether you are the sort of person who managesContinue reading
Why an Interest Rate Cut May Not Make Your Mortgage Cheaper… Malcolm Davidson – Mortgage Broker
With interest rates having being stable at 0.5% for over 7 years, the Bank of England’s decision this week to leaveContinue reading
The amount you can borrow for your mortgage is dictated by your income and expenditure and the Lenders’ own affordability calculation models, but a recent article from the Daily Mail suggests housing takes up approximatelyContinue reading
Mortgage Advice in Hull by Hullmoneyman.com – Your LOCAL Mortgage Brokers The Bank of Mum and Dad is a phrase used to express money lent to children by their parents.
In recent news, Legal and General claimContinue reading